BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Gold · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,046.59 and $1,597.04 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 30252FL0140008 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,250 |
| Family maximum | $12,500 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $350 |
| Inpatient stay | $600 Copay per Day |
| Generic drugs | $15 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
35 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Escambia County | $818.93 | $929.49 | $1,046.59 | $1,462.61 | $2,222.58 |
| Bay County | $836.67 | $949.62 | $1,069.26 | $1,494.29 | $2,270.72 |
| Polk County | $848.54 | $963.09 | $1,084.43 | $1,515.49 | $2,302.94 |
| Hernando County | $851.99 | $967.01 | $1,088.84 | $1,521.65 | $2,312.30 |
| Sumter County | $857.16 | $972.88 | $1,095.45 | $1,530.89 | $2,326.33 |
| Citrus County | $864.66 | $981.39 | $1,105.04 | $1,544.28 | $2,346.69 |
| Manatee County | $867 | $984.05 | $1,108.03 | $1,548.46 | $2,353.04 |
| Clay County | $870.95 | $988.53 | $1,113.07 | $1,555.52 | $2,363.76 |
| Walton County | $875.92 | $994.17 | $1,119.43 | $1,564.39 | $2,377.25 |
| Saint Johns County | $885.86 | $1,005.45 | $1,132.13 | $1,582.15 | $2,404.22 |
| Okaloosa County | $886.27 | $1,005.92 | $1,132.65 | $1,582.88 | $2,405.34 |
| Hendry County | $888.09 | $1,007.98 | $1,134.98 | $1,586.13 | $2,410.28 |
| Martin County | $890.83 | $1,011.09 | $1,138.48 | $1,591.02 | $2,417.71 |
| Alachua County | $895.09 | $1,015.93 | $1,143.93 | $1,598.63 | $2,429.27 |
| Charlotte County | $906.04 | $1,028.36 | $1,157.92 | $1,618.19 | $2,458.99 |
| Levy County | $906.24 | $1,028.58 | $1,158.17 | $1,618.54 | $2,459.54 |
| Bradford County | $917.40 | $1,041.25 | $1,172.44 | $1,638.48 | $2,489.82 |
| Baker County | $923.28 | $1,047.92 | $1,179.95 | $1,648.98 | $2,505.78 |
| Santa Rosa County | $923.89 | $1,048.62 | $1,180.73 | $1,650.07 | $2,507.44 |
| Sarasota County | $926.73 | $1,051.84 | $1,184.36 | $1,655.14 | $2,515.15 |
| Collier County | $929.47 | $1,054.95 | $1,187.86 | $1,660.03 | $2,522.58 |
| Suwannee County | $941.74 | $1,068.87 | $1,203.54 | $1,681.95 | $2,555.88 |
| Columbia County | $948.03 | $1,076.01 | $1,211.58 | $1,693.18 | $2,572.95 |
| Dixie County | $952.90 | $1,081.54 | $1,217.81 | $1,701.88 | $2,586.17 |
| Okeechobee County | $953.71 | $1,082.46 | $1,218.84 | $1,703.33 | $2,588.37 |
| Gilchrist County | $959.69 | $1,089.25 | $1,226.48 | $1,714.01 | $2,604.60 |
| Saint Lucie County | $960.50 | $1,090.17 | $1,227.52 | $1,715.45 | $2,606.80 |
| Lake County | $972.47 | $1,103.75 | $1,242.82 | $1,736.83 | $2,639.28 |
| Desoto County | $981.90 | $1,114.46 | $1,254.87 | $1,753.67 | $2,664.88 |
| Nassau County | $994.78 | $1,129.08 | $1,271.33 | $1,776.68 | $2,699.83 |
| Marion County | $997.62 | $1,132.30 | $1,274.96 | $1,781.75 | $2,707.54 |
| Lee County | $1,044.98 | $1,186.05 | $1,335.48 | $1,866.33 | $2,836.08 |
| Brevard County | $1,188.69 | $1,349.16 | $1,519.15 | $2,123 | $3,226.10 |
| Volusia County | $1,217.69 | $1,382.08 | $1,556.21 | $2,174.79 | $3,304.81 |
| Flagler County | $1,249.64 | $1,418.34 | $1,597.04 | $2,231.86 | $3,391.52 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.