BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Gold · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $1,011.10 and $1,542.88 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 30252FL0140010 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,450 |
| Family maximum | $12,900 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $500 |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $65 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
35 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Escambia County | $791.16 | $897.97 | $1,011.10 | $1,413.01 | $2,147.21 |
| Bay County | $808.30 | $917.42 | $1,033.01 | $1,443.62 | $2,193.73 |
| Polk County | $819.77 | $930.44 | $1,047.67 | $1,464.11 | $2,224.86 |
| Hernando County | $823.10 | $934.22 | $1,051.92 | $1,470.06 | $2,233.89 |
| Sumter County | $828.09 | $939.88 | $1,058.30 | $1,478.97 | $2,247.44 |
| Citrus County | $835.34 | $948.11 | $1,067.56 | $1,491.92 | $2,267.11 |
| Manatee County | $837.60 | $950.68 | $1,070.45 | $1,495.95 | $2,273.25 |
| Clay County | $841.42 | $955.01 | $1,075.33 | $1,502.78 | $2,283.61 |
| Walton County | $846.22 | $960.46 | $1,081.47 | $1,511.35 | $2,296.64 |
| Saint Johns County | $855.82 | $971.36 | $1,093.74 | $1,528.49 | $2,322.70 |
| Okaloosa County | $856.21 | $971.80 | $1,094.24 | $1,529.19 | $2,323.75 |
| Hendry County | $857.98 | $973.81 | $1,096.50 | $1,532.35 | $2,328.56 |
| Martin County | $860.62 | $976.80 | $1,099.87 | $1,537.07 | $2,335.72 |
| Alachua County | $864.74 | $981.48 | $1,105.14 | $1,544.43 | $2,346.90 |
| Charlotte County | $875.32 | $993.49 | $1,118.66 | $1,563.32 | $2,375.62 |
| Levy County | $875.51 | $993.70 | $1,118.90 | $1,563.66 | $2,376.13 |
| Bradford County | $886.29 | $1,005.94 | $1,132.68 | $1,582.91 | $2,405.39 |
| Baker County | $891.97 | $1,012.39 | $1,139.94 | $1,593.06 | $2,420.81 |
| Santa Rosa County | $892.56 | $1,013.06 | $1,140.69 | $1,594.11 | $2,422.41 |
| Sarasota County | $895.30 | $1,016.17 | $1,144.19 | $1,599.01 | $2,429.84 |
| Collier County | $897.95 | $1,019.17 | $1,147.58 | $1,603.74 | $2,437.04 |
| Suwannee County | $909.81 | $1,032.63 | $1,162.74 | $1,624.92 | $2,469.22 |
| Columbia County | $915.88 | $1,039.52 | $1,170.49 | $1,635.76 | $2,485.70 |
| Dixie County | $920.58 | $1,044.86 | $1,176.50 | $1,644.16 | $2,498.45 |
| Okeechobee County | $921.37 | $1,045.75 | $1,177.51 | $1,645.57 | $2,500.60 |
| Gilchrist County | $927.15 | $1,052.32 | $1,184.90 | $1,655.89 | $2,516.29 |
| Saint Lucie County | $927.93 | $1,053.20 | $1,185.89 | $1,657.28 | $2,518.40 |
| Lake County | $939.49 | $1,066.32 | $1,200.67 | $1,677.93 | $2,549.78 |
| Desoto County | $948.60 | $1,076.66 | $1,212.31 | $1,694.20 | $2,574.50 |
| Nassau County | $961.05 | $1,090.79 | $1,228.22 | $1,716.44 | $2,608.29 |
| Marion County | $963.79 | $1,093.90 | $1,231.72 | $1,721.33 | $2,615.73 |
| Lee County | $1,009.54 | $1,145.83 | $1,290.19 | $1,803.04 | $2,739.89 |
| Brevard County | $1,148.38 | $1,303.41 | $1,467.63 | $2,051.01 | $3,116.70 |
| Volusia County | $1,176.40 | $1,335.21 | $1,503.44 | $2,101.05 | $3,192.75 |
| Flagler County | $1,207.26 | $1,370.24 | $1,542.88 | $2,156.17 | $3,276.50 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.