Standard Expanded Bronze
Expanded Bronze · HMO · Ambetter Health · Florida
At age 40 it costs between $437.76 and $935.81 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 49004FL0010001 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1169 · TTY 1-800-955-8770 |
Where it is sold, and what it costs there
62 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $342.54 | $388.78 | $437.76 | $611.77 | $929.64 |
| Brevard County | $346.23 | $392.96 | $442.47 | $618.35 | $939.64 |
| Jefferson County | $361.64 | $410.45 | $462.17 | $645.88 | $981.47 |
| Wakulla County | $365.58 | $414.92 | $467.20 | $652.91 | $992.16 |
| Calhoun County | $369.86 | $419.78 | $472.67 | $660.55 | $1,003.77 |
| Leon County | $372.86 | $423.19 | $476.51 | $665.92 | $1,011.93 |
| Sumter County | $372.86 | $423.19 | $476.51 | $665.92 | $1,011.93 |
| Madison County | $378.20 | $429.25 | $483.33 | $675.45 | $1,026.41 |
| Franklin County | $378.67 | $429.77 | $483.92 | $676.28 | $1,027.67 |
| Holmes County | $381.63 | $433.14 | $487.71 | $681.57 | $1,035.72 |
| Liberty County | $386.54 | $438.71 | $493.99 | $690.35 | $1,049.05 |
| Lake County | $387.73 | $440.06 | $495.50 | $692.46 | $1,052.26 |
| Highlands County | $389.21 | $441.74 | $497.40 | $695.11 | $1,056.29 |
| Gadsden County | $393.61 | $446.74 | $503.03 | $702.98 | $1,068.24 |
| Duval County | $394.93 | $448.23 | $504.70 | $705.32 | $1,071.80 |
| Bay County | $395.48 | $448.85 | $505.41 | $706.30 | $1,073.30 |
| Escambia County | $395.90 | $449.34 | $505.95 | $707.06 | $1,074.45 |
| Gulf County | $396.24 | $449.72 | $506.38 | $707.66 | $1,075.37 |
| Polk County | $399.88 | $453.85 | $511.03 | $714.17 | $1,085.25 |
| Hillsborough County | $400.81 | $454.91 | $512.23 | $715.83 | $1,087.78 |
| Pinellas County | $401.53 | $455.73 | $513.15 | $717.12 | $1,089.73 |
| Bradford County | $404.12 | $458.66 | $516.45 | $721.73 | $1,096.74 |
| Saint Johns County | $404.24 | $458.80 | $516.61 | $721.96 | $1,097.09 |
| Osceola County | $404.67 | $459.28 | $517.15 | $722.72 | $1,098.24 |
| Marion County | $405.17 | $459.86 | $517.80 | $723.62 | $1,099.61 |
| Citrus County | $406.91 | $461.83 | $520.02 | $726.72 | $1,104.33 |
| Charlotte County | $407.08 | $462.02 | $520.23 | $727.03 | $1,104.79 |
| Baker County | $407.84 | $462.89 | $521.21 | $728.39 | $1,106.85 |
| Pasco County | $408.10 | $463.18 | $521.53 | $728.84 | $1,107.54 |
| Manatee County | $408.65 | $463.80 | $522.24 | $729.82 | $1,109.04 |
| Walton County | $411.36 | $466.88 | $525.70 | $734.66 | $1,116.39 |
| Desoto County | $412.75 | $468.46 | $527.49 | $737.16 | $1,120.19 |
| Okaloosa County | $413.60 | $469.43 | $528.57 | $738.67 | $1,122.48 |
| Sarasota County | $416.06 | $472.21 | $531.71 | $743.06 | $1,129.15 |
| Orange County | $417.67 | $474.04 | $533.76 | $745.93 | $1,133.52 |
| Alachua County | $428.93 | $486.82 | $548.16 | $766.05 | $1,164.09 |
| Hernando County | $434.73 | $493.41 | $555.57 | $776.41 | $1,179.83 |
| Volusia County | $435.58 | $494.37 | $556.66 | $777.92 | $1,182.13 |
| Martin County | $436.81 | $495.76 | $558.23 | $780.12 | $1,185.46 |
| Putnam County | $445.19 | $505.28 | $568.94 | $795.09 | $1,208.22 |
| Jackson County | $447.73 | $508.16 | $572.19 | $799.63 | $1,215.12 |
| Levy County | $448.62 | $509.17 | $573.32 | $801.22 | $1,217.53 |
| Okeechobee County | $449.55 | $510.23 | $574.51 | $802.88 | $1,220.06 |
| Collier County | $450.74 | $511.58 | $576.03 | $805 | $1,223.28 |
| Lee County | $455.14 | $516.57 | $581.66 | $812.87 | $1,235.23 |
| Santa Rosa County | $455.82 | $517.34 | $582.52 | $814.08 | $1,237.07 |
| Suwannee County | $459.38 | $521.38 | $587.07 | $820.43 | $1,246.72 |
| Gilchrist County | $460.27 | $522.39 | $588.21 | $822.02 | $1,249.13 |
| Columbia County | $461.66 | $523.98 | $589.99 | $824.51 | $1,252.93 |
| Clay County | $465.52 | $528.35 | $594.92 | $831.39 | $1,263.38 |
| Dixie County | $469.12 | $532.44 | $599.52 | $837.82 | $1,273.15 |
| Palm Beach County | $472.63 | $536.42 | $604.01 | $844.10 | $1,282.69 |
| Broward County | $482.16 | $547.24 | $616.19 | $861.12 | $1,308.55 |
| Nassau County | $482.45 | $547.57 | $616.56 | $861.65 | $1,309.36 |
| Glades County | $502.70 | $570.55 | $642.43 | $897.80 | $1,364.29 |
| Seminole County | $507.35 | $575.84 | $648.39 | $906.12 | $1,376.93 |
| Hardee County | $513.54 | $582.85 | $656.29 | $917.16 | $1,393.71 |
| Saint Lucie County | $520.40 | $590.64 | $665.05 | $929.41 | $1,412.33 |
| Washington County | $520.82 | $591.12 | $665.60 | $930.17 | $1,413.48 |
| Union County | $550.33 | $624.62 | $703.32 | $982.88 | $1,493.58 |
| Lafayette County | $574.34 | $651.87 | $734 | $1,025.76 | $1,558.75 |
| Hamilton County | $732.25 | $831.09 | $935.81 | $1,307.78 | $1,987.31 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.