Standard Expanded Bronze + Vision + Adult Dental
Expanded Bronze · HMO · Ambetter Health · Florida
At age 40 it costs between $449.60 and $961.12 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 49004FL0020001 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 97.37% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-687-1169 · TTY 1-800-955-8770 |
Where it is sold, and what it costs there
62 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Indian River County | $351.81 | $399.30 | $449.60 | $628.32 | $954.79 |
| Brevard County | $355.60 | $403.59 | $454.44 | $635.08 | $965.06 |
| Jefferson County | $371.43 | $421.56 | $474.67 | $663.35 | $1,008.02 |
| Wakulla County | $375.47 | $426.15 | $479.84 | $670.57 | $1,019 |
| Calhoun County | $379.86 | $431.13 | $485.45 | $678.42 | $1,030.92 |
| Leon County | $382.95 | $434.64 | $489.40 | $683.93 | $1,039.30 |
| Sumter County | $382.95 | $434.64 | $489.40 | $683.93 | $1,039.30 |
| Madison County | $388.43 | $440.86 | $496.40 | $693.72 | $1,054.18 |
| Franklin County | $388.91 | $441.40 | $497.01 | $694.58 | $1,055.47 |
| Holmes County | $391.95 | $444.86 | $500.90 | $700.01 | $1,063.74 |
| Liberty County | $397 | $450.58 | $507.35 | $709.02 | $1,077.43 |
| Lake County | $398.22 | $451.97 | $508.91 | $711.20 | $1,080.73 |
| Highlands County | $399.74 | $453.69 | $510.85 | $713.92 | $1,084.87 |
| Gadsden County | $404.26 | $458.83 | $516.63 | $721.99 | $1,097.14 |
| Duval County | $405.61 | $460.36 | $518.36 | $724.40 | $1,100.80 |
| Bay County | $406.18 | $461 | $519.08 | $725.41 | $1,102.33 |
| Escambia County | $406.61 | $461.49 | $519.64 | $726.19 | $1,103.52 |
| Gulf County | $406.96 | $461.89 | $520.08 | $726.81 | $1,104.46 |
| Polk County | $410.70 | $466.13 | $524.86 | $733.49 | $1,114.61 |
| Hillsborough County | $411.66 | $467.22 | $526.08 | $735.20 | $1,117.21 |
| Pinellas County | $412.40 | $468.06 | $527.03 | $736.52 | $1,119.21 |
| Bradford County | $415.05 | $471.07 | $530.42 | $741.26 | $1,126.41 |
| Saint Johns County | $415.18 | $471.22 | $530.59 | $741.49 | $1,126.77 |
| Osceola County | $415.61 | $471.71 | $531.14 | $742.27 | $1,127.95 |
| Marion County | $416.14 | $472.30 | $531.81 | $743.20 | $1,129.36 |
| Citrus County | $417.92 | $474.33 | $534.09 | $746.39 | $1,134.20 |
| Charlotte County | $418.09 | $474.52 | $534.31 | $746.70 | $1,134.68 |
| Baker County | $418.88 | $475.41 | $535.31 | $748.09 | $1,136.80 |
| Pasco County | $419.14 | $475.71 | $535.64 | $748.56 | $1,137.51 |
| Manatee County | $419.70 | $476.35 | $536.37 | $749.57 | $1,139.04 |
| Walton County | $422.49 | $479.51 | $539.92 | $754.54 | $1,146.60 |
| Desoto County | $423.92 | $481.14 | $541.76 | $757.10 | $1,150.49 |
| Okaloosa County | $424.79 | $482.13 | $542.87 | $758.66 | $1,152.85 |
| Sarasota County | $427.31 | $484.99 | $546.09 | $763.16 | $1,159.70 |
| Orange County | $428.97 | $486.86 | $548.21 | $766.11 | $1,164.19 |
| Alachua County | $440.53 | $500 | $562.99 | $786.78 | $1,195.58 |
| Hernando County | $446.49 | $506.76 | $570.60 | $797.42 | $1,211.75 |
| Volusia County | $447.36 | $507.75 | $571.72 | $798.97 | $1,214.11 |
| Martin County | $448.62 | $509.18 | $573.33 | $801.22 | $1,217.54 |
| Putnam County | $457.23 | $518.95 | $584.33 | $816.60 | $1,240.91 |
| Jackson County | $459.84 | $521.91 | $587.67 | $821.26 | $1,247.99 |
| Levy County | $460.76 | $522.95 | $588.84 | $822.90 | $1,250.47 |
| Okeechobee County | $461.71 | $524.03 | $590.06 | $824.60 | $1,253.07 |
| Collier County | $462.93 | $525.42 | $591.61 | $826.78 | $1,256.37 |
| Lee County | $467.46 | $530.55 | $597.40 | $834.86 | $1,268.65 |
| Santa Rosa County | $468.15 | $531.34 | $598.28 | $836.10 | $1,270.54 |
| Suwannee County | $471.80 | $535.49 | $602.95 | $842.63 | $1,280.45 |
| Gilchrist County | $472.72 | $536.52 | $604.12 | $844.26 | $1,282.93 |
| Columbia County | $474.15 | $538.15 | $605.95 | $846.82 | $1,286.82 |
| Clay County | $478.11 | $542.64 | $611.01 | $853.89 | $1,297.57 |
| Dixie County | $481.81 | $546.84 | $615.74 | $860.49 | $1,307.60 |
| Palm Beach County | $485.42 | $550.94 | $620.35 | $866.94 | $1,317.40 |
| Broward County | $495.20 | $562.04 | $632.86 | $884.41 | $1,343.95 |
| Nassau County | $495.51 | $562.39 | $633.25 | $884.96 | $1,344.78 |
| Glades County | $516.30 | $585.98 | $659.81 | $922.09 | $1,401.20 |
| Seminole County | $521.08 | $591.41 | $665.93 | $930.63 | $1,414.18 |
| Hardee County | $527.43 | $598.62 | $674.04 | $941.97 | $1,431.42 |
| Saint Lucie County | $534.48 | $606.62 | $683.05 | $954.56 | $1,450.54 |
| Washington County | $534.91 | $607.11 | $683.60 | $955.33 | $1,451.72 |
| Union County | $565.22 | $641.52 | $722.34 | $1,009.47 | $1,533.99 |
| Lafayette County | $589.88 | $669.51 | $753.86 | $1,053.51 | $1,600.92 |
| Hamilton County | $752.06 | $853.58 | $961.12 | $1,343.17 | $2,041.07 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.