UHC Bronze Standard+ Dental + Vision (No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · North Carolina
At age 40 it costs between $560.09 and $702.98 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54332NC0060005 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 95.91% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-980-5357 · TTY 1-800-980-5357 |
Where it is sold, and what it costs there
37 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Franklin County | $438.26 | $497.42 | $560.09 | $782.73 | $1,189.43 |
| Johnston County | $438.26 | $497.42 | $560.09 | $782.73 | $1,189.43 |
| Wake County | $438.26 | $497.42 | $560.09 | $782.73 | $1,189.43 |
| Bladen County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Cumberland County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Harnett County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Hoke County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Richmond County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Robeson County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Sampson County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Scotland County | $454.64 | $516.02 | $581.03 | $811.99 | $1,233.90 |
| Alamance County | $491.40 | $557.74 | $628.01 | $877.64 | $1,333.66 |
| Orange County | $491.40 | $557.74 | $628.01 | $877.64 | $1,333.66 |
| Brunswick County | $508.80 | $577.49 | $650.25 | $908.72 | $1,380.88 |
| Columbus County | $508.80 | $577.49 | $650.25 | $908.72 | $1,380.88 |
| Duplin County | $508.80 | $577.49 | $650.25 | $908.72 | $1,380.88 |
| New Hanover County | $508.80 | $577.49 | $650.25 | $908.72 | $1,380.88 |
| Pender County | $508.80 | $577.49 | $650.25 | $908.72 | $1,380.88 |
| Haywood County | $512.14 | $581.28 | $654.52 | $914.69 | $1,389.96 |
| Henderson County | $512.14 | $581.28 | $654.52 | $914.69 | $1,389.96 |
| Jackson County | $512.14 | $581.28 | $654.52 | $914.69 | $1,389.96 |
| Rutherford County | $512.14 | $581.28 | $654.52 | $914.69 | $1,389.96 |
| Alexander County | $517.78 | $587.68 | $661.72 | $924.75 | $1,405.24 |
| Burke County | $517.78 | $587.68 | $661.72 | $924.75 | $1,405.24 |
| Caldwell County | $517.78 | $587.68 | $661.72 | $924.75 | $1,405.24 |
| Catawba County | $517.78 | $587.68 | $661.72 | $924.75 | $1,405.24 |
| Iredell County | $517.78 | $587.68 | $661.72 | $924.75 | $1,405.24 |
| Mecklenburg County | $541.29 | $614.37 | $691.77 | $966.75 | $1,469.07 |
| Davidson County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Davie County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Forsyth County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Stokes County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Surry County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Yadkin County | $541.39 | $614.48 | $691.90 | $966.93 | $1,469.34 |
| Guilford County | $550.06 | $624.32 | $702.98 | $982.42 | $1,492.88 |
| Randolph County | $550.06 | $624.32 | $702.98 | $982.42 | $1,492.88 |
| Rockingham County | $550.06 | $624.32 | $702.98 | $982.42 | $1,492.88 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.