UHC Bronze Standard
Expanded Bronze · HMO · UnitedHealthcare · Florida
At age 40 it costs between $564.27 and $886.45 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0030042 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $441.53 | $501.13 | $564.27 | $788.56 | $1,198.30 |
| Palm Beach County | $464.15 | $526.81 | $593.19 | $828.98 | $1,259.71 |
| Miami-Dade County | $464.71 | $527.45 | $593.90 | $829.97 | $1,261.22 |
| Broward County | $465.92 | $528.82 | $595.44 | $832.13 | $1,264.50 |
| Liberty County | $472.52 | $536.31 | $603.88 | $843.91 | $1,282.41 |
| Escambia County | $478.62 | $543.24 | $611.68 | $854.82 | $1,298.98 |
| Santa Rosa County | $490.12 | $556.29 | $626.37 | $875.35 | $1,330.18 |
| Lake County | $499.78 | $567.25 | $638.72 | $892.60 | $1,356.40 |
| Hendry County | $503.62 | $571.61 | $643.63 | $899.47 | $1,366.83 |
| Orange County | $505.84 | $574.13 | $646.46 | $903.43 | $1,372.85 |
| Madison County | $505.97 | $574.28 | $646.63 | $903.66 | $1,373.20 |
| Wakulla County | $507.04 | $575.49 | $647.99 | $905.57 | $1,376.10 |
| Leon County | $508.35 | $576.98 | $649.67 | $907.92 | $1,379.67 |
| Glades County | $509.71 | $578.52 | $651.41 | $910.35 | $1,383.36 |
| Hillsborough County | $511.76 | $580.85 | $654.03 | $914 | $1,388.91 |
| Seminole County | $513.21 | $582.50 | $655.89 | $916.60 | $1,392.86 |
| Osceola County | $514.78 | $584.28 | $657.89 | $919.40 | $1,397.12 |
| Volusia County | $517.03 | $586.83 | $660.76 | $923.41 | $1,403.21 |
| Gadsden County | $522.21 | $592.70 | $667.38 | $932.66 | $1,417.27 |
| Manatee County | $523.03 | $593.64 | $668.43 | $934.13 | $1,419.51 |
| Flagler County | $523.18 | $593.80 | $668.62 | $934.39 | $1,419.90 |
| Calhoun County | $524.01 | $594.75 | $669.68 | $935.88 | $1,422.16 |
| Pasco County | $531.29 | $603.01 | $678.99 | $948.88 | $1,441.92 |
| Jefferson County | $533.67 | $605.71 | $682.03 | $953.13 | $1,448.37 |
| Collier County | $533.73 | $605.78 | $682.10 | $953.24 | $1,448.54 |
| Brevard County | $535.76 | $608.09 | $684.71 | $956.87 | $1,454.06 |
| Marion County | $541.02 | $614.06 | $691.43 | $966.27 | $1,468.33 |
| Desoto County | $543.88 | $617.31 | $695.08 | $971.37 | $1,476.10 |
| Taylor County | $548.39 | $622.42 | $700.84 | $979.42 | $1,488.32 |
| Polk County | $561.05 | $636.79 | $717.02 | $1,002.03 | $1,522.69 |
| Highlands County | $685.69 | $778.25 | $876.31 | $1,224.64 | $1,860.95 |
| Hardee County | $693.62 | $787.26 | $886.45 | $1,238.81 | $1,882.49 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.