UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
Gold · HMO · UnitedHealthcare · Florida
At age 40 it costs between $836.82 and $1,314.61 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0030057 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $500 |
| Deductible (family) | $1,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,000 |
| Family maximum | $18,000 |
| Primary care visit | $20 |
| Specialist visit | $50 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | 35% Coinsurance after deductible |
| Generic drugs | $1 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $654.79 | $743.18 | $836.82 | $1,169.45 | $1,777.09 |
| Palm Beach County | $688.34 | $781.27 | $879.70 | $1,229.38 | $1,868.16 |
| Miami-Dade County | $689.17 | $782.21 | $880.76 | $1,230.85 | $1,870.40 |
| Broward County | $690.96 | $784.24 | $883.04 | $1,234.05 | $1,875.26 |
| Liberty County | $700.74 | $795.34 | $895.55 | $1,251.53 | $1,901.82 |
| Escambia County | $709.80 | $805.63 | $907.13 | $1,267.71 | $1,926.40 |
| Santa Rosa County | $726.85 | $824.97 | $928.91 | $1,298.15 | $1,972.67 |
| Lake County | $741.17 | $841.23 | $947.22 | $1,323.74 | $2,011.54 |
| Hendry County | $746.87 | $847.70 | $954.50 | $1,333.92 | $2,027.01 |
| Orange County | $750.16 | $851.44 | $958.71 | $1,339.79 | $2,035.95 |
| Madison County | $750.36 | $851.65 | $958.96 | $1,340.14 | $2,036.47 |
| Wakulla County | $751.94 | $853.45 | $960.98 | $1,342.96 | $2,040.76 |
| Leon County | $753.89 | $855.67 | $963.47 | $1,346.45 | $2,046.06 |
| Glades County | $755.91 | $857.96 | $966.05 | $1,350.05 | $2,051.54 |
| Hillsborough County | $758.94 | $861.40 | $969.93 | $1,355.47 | $2,059.77 |
| Seminole County | $761.10 | $863.85 | $972.69 | $1,359.33 | $2,065.63 |
| Osceola County | $763.43 | $866.49 | $975.66 | $1,363.48 | $2,071.94 |
| Volusia County | $766.76 | $870.27 | $979.91 | $1,369.43 | $2,080.98 |
| Gadsden County | $774.44 | $878.99 | $989.73 | $1,383.14 | $2,101.82 |
| Manatee County | $775.66 | $880.37 | $991.29 | $1,385.33 | $2,105.14 |
| Flagler County | $775.87 | $880.62 | $991.57 | $1,385.71 | $2,105.72 |
| Calhoun County | $777.11 | $882.02 | $993.15 | $1,387.92 | $2,109.08 |
| Pasco County | $787.91 | $894.27 | $1,006.94 | $1,407.20 | $2,138.38 |
| Jefferson County | $791.43 | $898.28 | $1,011.45 | $1,413.50 | $2,147.95 |
| Collier County | $791.52 | $898.38 | $1,011.56 | $1,413.66 | $2,148.19 |
| Brevard County | $794.54 | $901.80 | $1,015.42 | $1,419.05 | $2,156.38 |
| Marion County | $802.34 | $910.66 | $1,025.39 | $1,432.98 | $2,177.55 |
| Desoto County | $806.58 | $915.47 | $1,030.81 | $1,440.55 | $2,189.06 |
| Taylor County | $813.26 | $923.05 | $1,039.35 | $1,452.48 | $2,207.19 |
| Polk County | $832.04 | $944.36 | $1,063.35 | $1,486.02 | $2,258.15 |
| Highlands County | $1,016.88 | $1,154.16 | $1,299.57 | $1,816.14 | $2,759.81 |
| Hardee County | $1,028.65 | $1,167.51 | $1,314.61 | $1,837.16 | $2,791.74 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.