UHC Bronze Essential ($0 Virtual Urgent Care)
Bronze · HMO · UnitedHealthcare · Florida
At age 40 it costs between $538.59 and $846.11 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0030058 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $421.43 | $478.32 | $538.59 | $752.68 | $1,143.77 |
| Palm Beach County | $443.03 | $502.84 | $566.19 | $791.25 | $1,202.38 |
| Miami-Dade County | $443.56 | $503.44 | $566.87 | $792.20 | $1,203.82 |
| Broward County | $444.71 | $504.75 | $568.34 | $794.26 | $1,206.95 |
| Liberty County | $451.01 | $511.90 | $576.39 | $805.51 | $1,224.05 |
| Escambia County | $456.84 | $518.52 | $583.84 | $815.92 | $1,239.87 |
| Santa Rosa County | $467.81 | $530.97 | $597.87 | $835.52 | $1,269.65 |
| Lake County | $477.03 | $541.43 | $609.65 | $851.98 | $1,294.67 |
| Hendry County | $480.70 | $545.60 | $614.34 | $858.53 | $1,304.62 |
| Orange County | $482.82 | $548 | $617.04 | $862.32 | $1,310.37 |
| Madison County | $482.94 | $548.14 | $617.20 | $862.54 | $1,310.71 |
| Wakulla County | $483.96 | $549.30 | $618.50 | $864.36 | $1,313.47 |
| Leon County | $485.22 | $550.72 | $620.11 | $866.60 | $1,316.88 |
| Glades County | $486.52 | $552.20 | $621.77 | $868.92 | $1,320.41 |
| Hillsborough County | $488.47 | $554.41 | $624.26 | $872.41 | $1,325.71 |
| Seminole County | $489.86 | $555.99 | $626.04 | $874.89 | $1,329.47 |
| Osceola County | $491.36 | $557.69 | $627.95 | $877.56 | $1,333.54 |
| Volusia County | $493.50 | $560.12 | $630.69 | $881.39 | $1,339.35 |
| Gadsden County | $498.44 | $565.73 | $637.01 | $890.22 | $1,352.77 |
| Manatee County | $499.23 | $566.62 | $638.01 | $891.62 | $1,354.91 |
| Flagler County | $499.37 | $566.78 | $638.19 | $891.87 | $1,355.28 |
| Calhoun County | $500.16 | $567.68 | $639.21 | $893.29 | $1,357.44 |
| Pasco County | $507.11 | $575.57 | $648.09 | $905.70 | $1,376.30 |
| Jefferson County | $509.38 | $578.15 | $650.99 | $909.75 | $1,382.46 |
| Collier County | $509.44 | $578.21 | $651.06 | $909.86 | $1,382.61 |
| Brevard County | $511.38 | $580.42 | $653.54 | $913.33 | $1,387.89 |
| Marion County | $516.40 | $586.11 | $659.96 | $922.29 | $1,401.51 |
| Desoto County | $519.13 | $589.21 | $663.45 | $927.17 | $1,408.92 |
| Taylor County | $523.43 | $594.09 | $668.94 | $934.84 | $1,420.59 |
| Polk County | $535.52 | $607.81 | $684.39 | $956.43 | $1,453.39 |
| Highlands County | $654.48 | $742.84 | $836.43 | $1,168.90 | $1,776.26 |
| Hardee County | $662.05 | $751.43 | $846.11 | $1,182.43 | $1,796.82 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.