QHP Index

UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)

Gold · HMO · UnitedHealthcare · Florida

At age 40 it costs between $856.68 and $1,345.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID68398FL0060001
InsurerUnitedHealthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$500
Deductible (family)$1,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,000
Family maximum$18,000
Primary care visit$20
Specialist visit$50
Emergency room$500 Copay after deductible
Inpatient stay35% Coinsurance after deductible
Generic drugs$1
Preferred brand drugs$50
Specialty drugs40% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits97.50%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-200-0405 · TTY 1-888-200-0405

Where it is sold, and what it costs there

32 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Lee County $670.33$760.82 $856.68$1,197.21 $1,819.27
Palm Beach County $704.68$799.82 $900.59$1,258.57 $1,912.51
Miami-Dade County $705.53$800.77 $901.66$1,260.07 $1,914.80
Broward County $707.36$802.85 $904.01$1,263.35 $1,919.78
Liberty County $717.38$814.23 $916.81$1,281.24 $1,946.97
Escambia County $726.65$824.75 $928.66$1,297.80 $1,972.13
Santa Rosa County $744.10$844.56 $950.97$1,328.97 $2,019.50
Lake County $758.77$861.20 $969.71$1,355.16 $2,059.30
Hendry County $764.60$867.82 $977.16$1,365.58 $2,075.13
Orange County $767.97$871.65 $981.47$1,371.60 $2,084.28
Madison County $768.17$871.87 $981.72$1,371.95 $2,084.81
Wakulla County $769.79$873.71 $983.79$1,374.84 $2,089.21
Leon County $771.79$875.98 $986.34$1,378.41 $2,094.63
Glades County $773.85$878.32 $988.98$1,382.10 $2,100.24
Hillsborough County $776.96$881.85 $992.95$1,387.65 $2,108.67
Seminole County $779.17$884.36 $995.78$1,391.59 $2,114.66
Osceola County $781.55$887.06 $998.82$1,395.85 $2,121.13
Volusia County $784.96$890.93 $1,003.18$1,401.94 $2,130.38
Gadsden County $792.82$899.85 $1,013.23$1,415.98 $2,151.72
Manatee County $794.07$901.27 $1,014.82$1,418.21 $2,155.11
Flagler County $794.29$901.52 $1,015.10$1,418.60 $2,155.71
Calhoun County $795.56$902.96 $1,016.72$1,420.87 $2,159.14
Pasco County $806.61$915.50 $1,030.85$1,440.61 $2,189.14
Jefferson County $810.22$919.60 $1,035.46$1,447.05 $2,198.94
Collier County $810.31$919.70 $1,035.58$1,447.22 $2,199.19
Brevard County $813.40$923.21 $1,039.53$1,452.74 $2,207.57
Marion County $821.39$932.27 $1,049.73$1,467 $2,229.24
Desoto County $825.73$937.20 $1,055.28$1,474.75 $2,241.03
Taylor County $832.57$944.96 $1,064.02$1,486.96 $2,259.58
Polk County $851.79$966.78 $1,088.59$1,521.30 $2,311.76
Highlands County $1,041.02$1,181.55 $1,330.42$1,859.26 $2,825.32
Hardee County $1,053.06$1,195.23 $1,345.82$1,880.77 $2,858.02

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.