UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
Gold · HMO · UnitedHealthcare · Florida
At age 40 it costs between $856.68 and $1,345.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0060001 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $500 |
| Deductible (family) | $1,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,000 |
| Family maximum | $18,000 |
| Primary care visit | $20 |
| Specialist visit | $50 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | 35% Coinsurance after deductible |
| Generic drugs | $1 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.50% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $670.33 | $760.82 | $856.68 | $1,197.21 | $1,819.27 |
| Palm Beach County | $704.68 | $799.82 | $900.59 | $1,258.57 | $1,912.51 |
| Miami-Dade County | $705.53 | $800.77 | $901.66 | $1,260.07 | $1,914.80 |
| Broward County | $707.36 | $802.85 | $904.01 | $1,263.35 | $1,919.78 |
| Liberty County | $717.38 | $814.23 | $916.81 | $1,281.24 | $1,946.97 |
| Escambia County | $726.65 | $824.75 | $928.66 | $1,297.80 | $1,972.13 |
| Santa Rosa County | $744.10 | $844.56 | $950.97 | $1,328.97 | $2,019.50 |
| Lake County | $758.77 | $861.20 | $969.71 | $1,355.16 | $2,059.30 |
| Hendry County | $764.60 | $867.82 | $977.16 | $1,365.58 | $2,075.13 |
| Orange County | $767.97 | $871.65 | $981.47 | $1,371.60 | $2,084.28 |
| Madison County | $768.17 | $871.87 | $981.72 | $1,371.95 | $2,084.81 |
| Wakulla County | $769.79 | $873.71 | $983.79 | $1,374.84 | $2,089.21 |
| Leon County | $771.79 | $875.98 | $986.34 | $1,378.41 | $2,094.63 |
| Glades County | $773.85 | $878.32 | $988.98 | $1,382.10 | $2,100.24 |
| Hillsborough County | $776.96 | $881.85 | $992.95 | $1,387.65 | $2,108.67 |
| Seminole County | $779.17 | $884.36 | $995.78 | $1,391.59 | $2,114.66 |
| Osceola County | $781.55 | $887.06 | $998.82 | $1,395.85 | $2,121.13 |
| Volusia County | $784.96 | $890.93 | $1,003.18 | $1,401.94 | $2,130.38 |
| Gadsden County | $792.82 | $899.85 | $1,013.23 | $1,415.98 | $2,151.72 |
| Manatee County | $794.07 | $901.27 | $1,014.82 | $1,418.21 | $2,155.11 |
| Flagler County | $794.29 | $901.52 | $1,015.10 | $1,418.60 | $2,155.71 |
| Calhoun County | $795.56 | $902.96 | $1,016.72 | $1,420.87 | $2,159.14 |
| Pasco County | $806.61 | $915.50 | $1,030.85 | $1,440.61 | $2,189.14 |
| Jefferson County | $810.22 | $919.60 | $1,035.46 | $1,447.05 | $2,198.94 |
| Collier County | $810.31 | $919.70 | $1,035.58 | $1,447.22 | $2,199.19 |
| Brevard County | $813.40 | $923.21 | $1,039.53 | $1,452.74 | $2,207.57 |
| Marion County | $821.39 | $932.27 | $1,049.73 | $1,467 | $2,229.24 |
| Desoto County | $825.73 | $937.20 | $1,055.28 | $1,474.75 | $2,241.03 |
| Taylor County | $832.57 | $944.96 | $1,064.02 | $1,486.96 | $2,259.58 |
| Polk County | $851.79 | $966.78 | $1,088.59 | $1,521.30 | $2,311.76 |
| Highlands County | $1,041.02 | $1,181.55 | $1,330.42 | $1,859.26 | $2,825.32 |
| Hardee County | $1,053.06 | $1,195.23 | $1,345.82 | $1,880.77 | $2,858.02 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.