UHC Silver Standard+ (Dental + Vision)
Silver · HMO · UnitedHealthcare · Florida
At age 40 it costs between $768.62 and $1,207.47 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 68398FL0060005 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.19% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $601.42 | $682.61 | $768.62 | $1,074.14 | $1,632.26 |
| Palm Beach County | $632.25 | $717.60 | $808.01 | $1,129.19 | $1,715.91 |
| Miami-Dade County | $633 | $718.46 | $808.98 | $1,130.54 | $1,717.97 |
| Broward County | $634.65 | $720.32 | $811.08 | $1,133.48 | $1,722.43 |
| Liberty County | $643.64 | $730.53 | $822.57 | $1,149.53 | $1,746.83 |
| Escambia County | $651.96 | $739.97 | $833.20 | $1,164.39 | $1,769.41 |
| Santa Rosa County | $667.61 | $757.74 | $853.21 | $1,192.36 | $1,811.90 |
| Lake County | $680.77 | $772.67 | $870.02 | $1,215.86 | $1,847.61 |
| Hendry County | $686.01 | $778.62 | $876.71 | $1,225.21 | $1,861.82 |
| Orange County | $689.03 | $782.05 | $880.58 | $1,230.61 | $1,870.02 |
| Madison County | $689.20 | $782.25 | $880.80 | $1,230.92 | $1,870.50 |
| Wakulla County | $690.66 | $783.90 | $882.66 | $1,233.52 | $1,874.45 |
| Leon County | $692.45 | $785.93 | $884.95 | $1,236.72 | $1,879.31 |
| Glades County | $694.30 | $788.04 | $887.32 | $1,240.03 | $1,884.34 |
| Hillsborough County | $697.09 | $791.20 | $890.88 | $1,245.01 | $1,891.91 |
| Seminole County | $699.07 | $793.45 | $893.42 | $1,248.54 | $1,897.28 |
| Osceola County | $701.21 | $795.87 | $896.15 | $1,252.36 | $1,903.09 |
| Volusia County | $704.27 | $799.34 | $900.05 | $1,257.82 | $1,911.38 |
| Gadsden County | $711.32 | $807.35 | $909.07 | $1,270.42 | $1,930.53 |
| Manatee County | $712.45 | $808.63 | $910.51 | $1,272.43 | $1,933.58 |
| Flagler County | $712.64 | $808.85 | $910.76 | $1,272.78 | $1,934.11 |
| Calhoun County | $713.78 | $810.14 | $912.21 | $1,274.81 | $1,937.19 |
| Pasco County | $723.69 | $821.39 | $924.88 | $1,292.52 | $1,964.11 |
| Jefferson County | $726.93 | $825.07 | $929.02 | $1,298.30 | $1,972.90 |
| Collier County | $727.02 | $825.16 | $929.13 | $1,298.45 | $1,973.12 |
| Brevard County | $729.79 | $828.31 | $932.67 | $1,303.40 | $1,980.65 |
| Marion County | $736.95 | $836.44 | $941.82 | $1,316.20 | $2,000.09 |
| Desoto County | $740.85 | $840.86 | $946.80 | $1,323.15 | $2,010.66 |
| Taylor County | $746.98 | $847.82 | $954.64 | $1,334.11 | $2,027.31 |
| Polk County | $764.23 | $867.40 | $976.69 | $1,364.92 | $2,074.12 |
| Highlands County | $934.01 | $1,060.10 | $1,193.66 | $1,668.13 | $2,534.89 |
| Hardee County | $944.81 | $1,072.36 | $1,207.47 | $1,687.44 | $2,564.22 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.