UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
Expanded Bronze · HMO · UnitedHealthcare · Florida
At age 40 it costs between $604.49 and $949.64 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0060007 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $120 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 96.34% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $473 | $536.85 | $604.49 | $844.78 | $1,283.72 |
| Palm Beach County | $497.24 | $564.37 | $635.47 | $888.07 | $1,349.51 |
| Miami-Dade County | $497.84 | $565.04 | $636.24 | $889.14 | $1,351.13 |
| Broward County | $499.13 | $566.51 | $637.89 | $891.45 | $1,354.64 |
| Liberty County | $506.20 | $574.54 | $646.92 | $904.07 | $1,373.82 |
| Escambia County | $512.74 | $581.96 | $655.28 | $915.76 | $1,391.58 |
| Santa Rosa County | $525.06 | $595.94 | $671.02 | $937.75 | $1,425.01 |
| Lake County | $535.40 | $607.68 | $684.25 | $956.23 | $1,453.09 |
| Hendry County | $539.52 | $612.36 | $689.51 | $963.59 | $1,464.26 |
| Orange County | $541.90 | $615.06 | $692.55 | $967.83 | $1,470.71 |
| Madison County | $542.04 | $615.21 | $692.72 | $968.08 | $1,471.09 |
| Wakulla County | $543.18 | $616.51 | $694.19 | $970.12 | $1,474.19 |
| Leon County | $544.59 | $618.11 | $695.99 | $972.64 | $1,478.02 |
| Glades County | $546.05 | $619.76 | $697.85 | $975.24 | $1,481.98 |
| Hillsborough County | $548.24 | $622.25 | $700.65 | $979.16 | $1,487.92 |
| Seminole County | $549.80 | $624.02 | $702.64 | $981.94 | $1,492.15 |
| Osceola County | $551.48 | $625.93 | $704.79 | $984.94 | $1,496.72 |
| Volusia County | $553.88 | $628.66 | $707.86 | $989.24 | $1,503.24 |
| Gadsden County | $559.43 | $634.96 | $714.95 | $999.15 | $1,518.30 |
| Manatee County | $560.32 | $635.96 | $716.08 | $1,000.72 | $1,520.70 |
| Flagler County | $560.47 | $636.13 | $716.28 | $1,001 | $1,521.12 |
| Calhoun County | $561.36 | $637.15 | $717.42 | $1,002.60 | $1,523.54 |
| Pasco County | $569.16 | $646 | $727.39 | $1,016.52 | $1,544.71 |
| Jefferson County | $571.71 | $648.89 | $730.65 | $1,021.07 | $1,551.62 |
| Collier County | $571.77 | $648.96 | $730.73 | $1,021.19 | $1,551.80 |
| Brevard County | $573.96 | $651.44 | $733.51 | $1,025.08 | $1,557.71 |
| Marion County | $579.59 | $657.83 | $740.71 | $1,035.15 | $1,573 |
| Desoto County | $582.65 | $661.31 | $744.63 | $1,040.62 | $1,581.32 |
| Taylor County | $587.48 | $666.79 | $750.80 | $1,049.24 | $1,594.41 |
| Polk County | $601.04 | $682.18 | $768.13 | $1,073.46 | $1,631.23 |
| Highlands County | $734.57 | $833.73 | $938.77 | $1,311.93 | $1,993.61 |
| Hardee County | $743.07 | $843.38 | $949.64 | $1,327.12 | $2,016.68 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.