UHC Bronze Essential- ($0 Virtual Urgent Care)
Bronze · HMO · UnitedHealthcare · Florida
At age 40 it costs between $538.52 and $846 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68398FL0090001 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0405 · TTY 1-888-200-0405 |
Where it is sold, and what it costs there
32 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Lee County | $421.38 | $478.27 | $538.52 | $752.58 | $1,143.63 |
| Palm Beach County | $442.98 | $502.78 | $566.12 | $791.15 | $1,202.24 |
| Miami-Dade County | $443.51 | $503.38 | $566.80 | $792.10 | $1,203.68 |
| Broward County | $444.66 | $504.69 | $568.27 | $794.16 | $1,206.80 |
| Liberty County | $450.96 | $511.84 | $576.32 | $805.41 | $1,223.90 |
| Escambia County | $456.79 | $518.45 | $583.77 | $815.82 | $1,239.72 |
| Santa Rosa County | $467.76 | $530.90 | $597.79 | $835.41 | $1,269.49 |
| Lake County | $476.97 | $541.37 | $609.57 | $851.88 | $1,294.51 |
| Hendry County | $480.64 | $545.53 | $614.26 | $858.43 | $1,304.46 |
| Orange County | $482.76 | $547.93 | $616.97 | $862.21 | $1,310.21 |
| Madison County | $482.88 | $548.07 | $617.13 | $862.43 | $1,310.55 |
| Wakulla County | $483.90 | $549.23 | $618.43 | $864.25 | $1,313.31 |
| Leon County | $485.16 | $550.65 | $620.03 | $866.49 | $1,316.72 |
| Glades County | $486.46 | $552.13 | $621.69 | $868.81 | $1,320.24 |
| Hillsborough County | $488.41 | $554.34 | $624.19 | $872.30 | $1,325.54 |
| Seminole County | $489.80 | $555.92 | $625.96 | $874.78 | $1,329.31 |
| Osceola County | $491.30 | $557.62 | $627.88 | $877.45 | $1,333.38 |
| Volusia County | $493.44 | $560.05 | $630.61 | $881.28 | $1,339.19 |
| Gadsden County | $498.38 | $565.66 | $636.93 | $890.11 | $1,352.60 |
| Manatee County | $499.17 | $566.55 | $637.94 | $891.51 | $1,354.74 |
| Flagler County | $499.30 | $566.71 | $638.11 | $891.76 | $1,355.11 |
| Calhoun County | $500.10 | $567.61 | $639.13 | $893.18 | $1,357.27 |
| Pasco County | $507.05 | $575.50 | $648.01 | $905.59 | $1,376.13 |
| Jefferson County | $509.32 | $578.08 | $650.91 | $909.64 | $1,382.29 |
| Collier County | $509.38 | $578.14 | $650.98 | $909.74 | $1,382.44 |
| Brevard County | $511.32 | $580.35 | $653.46 | $913.21 | $1,387.72 |
| Marion County | $516.34 | $586.04 | $659.88 | $922.18 | $1,401.34 |
| Desoto County | $519.07 | $589.14 | $663.37 | $927.05 | $1,408.75 |
| Taylor County | $523.36 | $594.02 | $668.86 | $934.73 | $1,420.41 |
| Polk County | $535.45 | $607.74 | $684.30 | $956.31 | $1,453.21 |
| Highlands County | $654.40 | $742.74 | $836.32 | $1,168.76 | $1,776.04 |
| Hardee County | $661.97 | $751.34 | $846 | $1,182.28 | $1,796.60 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.