QHP Index

Silver plans in Polk County

9 Silver plans sold in Polk County, Wisconsin, from 3 insurers, priced at age 40.

What people in Polk County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Polk County listed at $842 a month and the average person paid $246 after the advance premium tax credit.

464 of the 2,440 people who enrolled here — 19.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Atlas $3,800 HSA Silver
HealthPartners
SilverPPO $602.42 $3,800 $8,000
Atlas $3,050 Plus Silver
HealthPartners
SilverPPO $624.62 $3,050 $9,700
Medica Individual Choice Silver $0 Copay PCP Visits
Medica
SilverEPO $630.34 $3,500 $10,450
Atlas $6,000 Standard Silver
HealthPartners
SilverPPO $634.46 $6,000 $8,900
Medica Individual Choice Silver Share
Medica
SilverEPO $644.22 $3,525 $8,850
Medica Individual Choice Silver Standard
Medica
SilverEPO $645.84 $6,000 $8,900
Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $832.64 $6,000 $8,900
Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $832.82 $4,000 $9,400
Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $833.28 $5,500 $9,200

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Polk County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.