Expanded Bronze plans in Palo Alto County

Name: Expanded Bronze marketplace plans in Palo Alto County, IA: all 15
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

15 Expanded Bronze plans sold in Palo Alto County, Iowa, from 4 insurers, priced at age 27.

What people in Palo Alto County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Palo Alto County listed at $659 a month and the average person paid $284 after the advance premium tax credit.

36 of the 385 people who enrolled here — 9.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$321.78	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$322.42	$7,500	$10,000
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$329.02	$7,500	$10,000
Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$335.24	$7,200	$9,900
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$335.41	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$336.08	$7,500	$10,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$339.09	$4,700	$9,300
Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$342.26	$8,300	$8,300
Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$359.32	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$360.75	$0	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$372.89	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$388.69	$0	$10,500
Medica Insure Bronze Share Medica	Expanded Bronze	EPO	$472.27	$8,000	$10,600
Medica Insure Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$513.48	$7,500	$10,600
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$519.68	$7,500	$10,000

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Palo Alto County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.