Marketplace health plans in Clay County

Name: Marketplace health plans in Clay County, NE: all 61
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

61 plans sold in Clay County, Nebraska, from 5 insurers, priced at age 50.

What people in Clay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clay County listed at $857 a month and the average person paid $187 after the advance premium tax credit.

128 of the 585 people who enrolled here — 21.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 50	Deductible	Max out of pocket
Standard Expanded Bronze Ambetter Health	Expanded Bronze	EPO	$833.94	$7,500	$10,000
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$853.82	$7,500	$10,000
Bronze Classic Oscar Insurance Company	Expanded Bronze	EPO	$902.17	$7,750	$10,600
Choice Bronze HSA Ambetter Health	Expanded Bronze	EPO	$904.17	$7,250	$7,250
Choice Bronze HSA + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$925.72	$7,250	$7,250
Elite Bronze Ambetter Health	Expanded Bronze	EPO	$949.73	$0	$10,500
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$951.17	$7,500	$10,000
Elevate by Medica Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$964.60	$7,500	$10,600
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$968.90	$5,500	$10,150
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$972.37	$0	$10,500
Elevate by Medica Expanded Bronze Standard Medica	Expanded Bronze	EPO	$975.90	$7,500	$10,000
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Bronze	EPO	$977.39	$10,600	$10,600
Elevate by Medica Bronze Premier Medica	Expanded Bronze	EPO	$1,004.03	$2,000	$10,600
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,012.86	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$1,018.99	$0	$10,600
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,059.53	$0	$10,600
HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue Blue Cross and Blue Shield of Nebraska	Bronze	EPO	$1,081.34	$10,500	$10,500
Clear Gold Ambetter Health	Gold	EPO	$1,084.98	$1,200	$9,150
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,086.10	$0	$10,600
Standard Silver Ambetter Health	Silver	EPO	$1,086.74	$6,000	$8,900
Focused Silver Ambetter Health	Silver	EPO	$1,097.63	$6,300	$8,400
Clear Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,110.84	$1,200	$9,150
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$1,112.64	$6,000	$8,900
Standard Gold Ambetter Health	Gold	EPO	$1,113.30	$2,000	$8,200
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$1,123.78	$6,300	$8,400
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,139.83	$2,000	$8,200
HeartlandBlue Bronze Standard 7500 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,178.10	$7,500	$10,000
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$1,190.54	$6,000	$8,900
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$1,190.94	$5,750	$9,600
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$1,193.34	$6,500	$10,000
Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company	Silver	EPO	$1,195.66	$6,000	$10,150
HeartlandBlue Bronze HSA 6500 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,203.31	$6,500	$8,050
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$1,245.41	$2,000	$8,200
Elite Gold Ambetter Health	Gold	EPO	$1,262.60	$0	$6,500
Elevate by Medica Gold $0 Copay PCP Visits Medica	Gold	EPO	$1,272.06	$1,500	$8,800
Elite Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,292.69	$0	$6,500
Elevate by Medica Silver $0 Copay PCP Visits Medica	Silver	EPO	$1,299.82	$3,500	$10,450
Gold Elite Oscar Insurance Company	Gold	EPO	$1,307.89	$500	$6,500
Elevate by Medica Gold Share Medica	Gold	EPO	$1,309.61	$2,500	$5,900
Elevate by Medica Silver Share Medica	Silver	EPO	$1,333.60	$3,525	$8,850
Elevate by Medica Gold Standard Medica	Gold	EPO	$1,334.86	$2,000	$8,200
Elevate by Medica Silver Standard Medica	Silver	EPO	$1,351.82	$6,000	$8,900
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$1,366.03	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	EPO	$1,372.82	$3,500	$8,900
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$1,388.27	$7,500	$10,000
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$1,391.40	$2,000	$8,200
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,392.53	$6,000	$8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,399.38	$3,500	$8,900
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$1,400.39	$0	$10,600
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$1,409.91	$1,750	$8,200
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,426.88	$0	$10,600
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$1,458.81	$0	$7,700
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$1,485.30	$0	$7,700
HeartlandBlue Silver Standard 6000 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,515.24	$6,000	$8,900
HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,519.46	$4,500	$9,500
HeartlandBlue Silver HSA 5500 NEtwork Blue w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,607.77	$5,500	$6,000
HeartlandBlue Gold Standard 2000 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,621.27	$2,000	$8,200
HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,632.01	$1,500	$7,500
HeartlandBlue Gold 1000 NEtwork Blue w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,667.15	$1,000	$5,500
Medica Insure Gold Standard Medica	Gold	EPO	$1,898.91	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$1,923.03	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Clay County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.