Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors
Expanded Bronze · HMO · Blue Cross and Blue Shield of NC · North Carolina
At age 40 it costs between $598.73 and $673.57 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 11512NC0430009 |
|---|---|
| Insurer | Blue Cross and Blue Shield of NC |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $95 |
| Specialist visit | $175 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | 50% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-324-4973 |
Where it is sold, and what it costs there
90 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Guilford County | $468.49 | $531.74 | $598.73 | $836.72 | $1,271.48 |
| Randolph County | $468.49 | $531.74 | $598.73 | $836.72 | $1,271.48 |
| Rockingham County | $468.49 | $531.74 | $598.73 | $836.72 | $1,271.48 |
| Davidson County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Davie County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Forsyth County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Stokes County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Surry County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Yadkin County | $478.25 | $542.81 | $611.20 | $854.15 | $1,297.97 |
| Avery County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Buncombe County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Cherokee County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Clay County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Graham County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Haywood County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Henderson County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Jackson County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Macon County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Madison County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| McDowell County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Mitchell County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Montgomery County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Moore County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Polk County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Rutherford County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Swain County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Transylvania County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Yancey County | $483.13 | $548.35 | $617.44 | $862.87 | $1,311.21 |
| Alleghany County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Ashe County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Edgecombe County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Greene County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Nash County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Pitt County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Watauga County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Wayne County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Wilkes County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Wilson County | $488.01 | $553.89 | $623.68 | $871.59 | $1,324.46 |
| Alexander County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Bertie County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Bladen County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Burke County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Caldwell County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Camden County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Catawba County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Chowan County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Cumberland County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Currituck County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Gates County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Halifax County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Harnett County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Hertford County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Hoke County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Iredell County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Martin County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Northampton County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Pasquotank County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Perquimans County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Richmond County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Robeson County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Sampson County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Scotland County | $492.89 | $559.43 | $629.91 | $880.30 | $1,337.70 |
| Beaufort County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Brunswick County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Carteret County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Columbus County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Craven County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Dare County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Duplin County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Hyde County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Jones County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Lenoir County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| New Hanover County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Onslow County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Pamlico County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Pender County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Tyrrell County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Washington County | $497.77 | $564.97 | $636.15 | $889.02 | $1,350.95 |
| Anson County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Cabarrus County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Granville County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Mecklenburg County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Rowan County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Stanly County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Union County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Vance County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Warren County | $512.41 | $581.59 | $654.86 | $915.16 | $1,390.68 |
| Cleveland County | $527.05 | $598.20 | $673.57 | $941.31 | $1,430.41 |
| Gaston County | $527.05 | $598.20 | $673.57 | $941.31 | $1,430.41 |
| Lincoln County | $527.05 | $598.20 | $673.57 | $941.31 | $1,430.41 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.