QHP Index

Marketplace health plans in Stanly County

52 plans sold in Stanly County, North Carolina, from 3 insurers, priced at age 40.

What people in Stanly County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Stanly County listed at $726 a month and the average person paid $175 after the advance premium tax credit.

991 of the 3,875 people who enrolled here — 25.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Bronze Classic Standard | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $449.20 $7,500 $10,000
Bronze Simple Diabetes | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $458.19 $5,500 $10,150
Bronze Classic 4700 | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $459.61 $4,700 $9,600
Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $460.88 $5,500 $10,150
Everyday Bronze with Atrium Health
Ambetter of North Carolina
Expanded BronzeHMO $464.33 $8,450 $10,150
Standard Expanded Bronze with Atrium Health
Ambetter of North Carolina
Expanded BronzeHMO $466.14 $7,500 $10,000
Bronze Simple Chronic Care CKM | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $467.82 $5,500 $10,150
Everyday Bronze with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $479.96 $8,450 $10,150
Standard Expanded Bronze with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $481.82 $7,500 $10,000
Bronze Elite + PCP Saver Plus | with Atrium Health
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $500.69 $0 $10,600
Elite Bronze with Atrium Health
Ambetter of North Carolina
Expanded BronzeHMO $527.59 $0 $10,500
Elite Bronze with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $545.34 $0 $10,500
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health
Blue Cross and Blue Shield of NC
Expanded BronzeEPO $554.84 $7,000 $10,600
Silver Simple PCP Saver | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $575.12 $5,500 $9,900
Blue Local Bronze Standard | with Atrium Health
Blue Cross and Blue Shield of NC
Expanded BronzeEPO $577.32 $7,500 $10,000
Silver Classic Standard | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $582.84 $6,000 $8,900
Silver Simple Diabetes | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $583.68 $6,500 $10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $586.08 $6,200 $9,600
Silver Simple Chronic Care CKM | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $587.35 $5,900 $10,150
Silver Simple Women's Health with Menopause Benefits | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $588.29 $6,000 $10,150
Silver Classic | with Atrium Health
Oscar Health Plan of North Carolina, Inc
SilverHMO $590.53 $5,400 $9,200
Standard Silver with Atrium Health
Ambetter of North Carolina
SilverHMO $596.97 $6,000 $8,900
Focused Silver with Atrium Health
Ambetter of North Carolina
SilverHMO $603.07 $6,300 $8,400
Standard Silver with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $617.05 $6,000 $8,900
Standard Gold with Atrium Health
Ambetter of North Carolina
GoldHMO $617.13 $2,000 $8,200
Focused Silver with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $623.37 $6,300 $8,400
Gold Classic Standard | with Atrium Health
Oscar Health Plan of North Carolina, Inc
GoldHMO $627.54 $2,000 $8,200
Standard Gold with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $637.89 $2,000 $8,200
Complete Gold with Atrium Health
Ambetter of North Carolina
GoldHMO $645.16 $1,450 $7,500
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $654.86 $7,000 $10,600
Complete Gold with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $666.87 $1,450 $7,500
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $675.03 $7,000 $10,600
Blue Care Bronze Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $682.82 $7,500 $10,000
Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $690.72 $4,000 $10,600
Blue Advantage Bronze Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $701.97 $7,500 $10,000
Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $708.02 $8,500 $8,500
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $711.83 $4,000 $10,600
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health
Blue Cross and Blue Shield of NC
SilverEPO $727.40 $2,800 $10,600
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $729.73 $8,500 $8,500
Blue Local Silver Standard | with Atrium Health
Blue Cross and Blue Shield of NC
SilverEPO $735.36 $6,000 $8,900
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health
Blue Cross and Blue Shield of NC
GoldEPO $763.26 $1,800 $10,600
Blue Local Gold Standard A | with Atrium Health
Blue Cross and Blue Shield of NC
GoldEPO $770.97 $2,000 $8,200
Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $858.20 $2,800 $10,600
Blue Care Silver Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $869.78 $6,000 $8,900
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $884.58 $2,800 $10,600
Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $887.19 $3,000 $10,600
Blue Advantage Silver Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $894.15 $6,000 $8,900
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $900.61 $1,800 $10,600
Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $911.88 $2,000 $8,200
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $914.42 $3,000 $10,600
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $928.26 $1,800 $10,600
Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $937.50 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Stanly County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.