Marketplace health plans in Cleveland County

Name: Marketplace health plans in Cleveland County, NC: all 64
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

64 plans sold in Cleveland County, North Carolina, from 3 insurers, priced at age 40.

What people in Cleveland County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Cleveland County listed at $766 a month and the average person paid $158 after the advance premium tax credit.

2,325 of the 6,639 people who enrolled here — 35.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Bronze Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$484.88	$7,500	$10,000
Everyday Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$492.87	$8,450	$10,150
Bronze Simple Diabetes \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$494.58	$5,500	$10,150
Standard Expanded Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$494.79	$7,500	$10,000
Bronze Classic 4700 \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$496.11	$4,700	$9,600
Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$497.48	$5,500	$10,150
Bronze Simple Chronic Care CKM \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$504.98	$5,500	$10,150
Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$509.46	$8,450	$10,150
Standard Expanded Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$511.43	$7,500	$10,000
Bronze Elite + PCP Saver Plus \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$540.46	$0	$10,600
Blue Value Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	POS	$549.80	$7,000	$10,600
Elite Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$560.02	$0	$10,500
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$570.70	$7,000	$10,600
Blue Value Bronze Standard \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	POS	$571.98	$7,500	$10,000
Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$578.86	$0	$10,500
Blue Value Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	POS	$580.19	$4,000	$10,600
Blue Local Bronze Standard \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$593.82	$7,500	$10,000
Blue Value Bronze HSA Eligible \| Integrated \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	POS	$595.04	$8,500	$8,500
Blue Local Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$601.82	$4,000	$10,600
Blue Local Bronze HSA Eligible \| Integrated \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$617.30	$8,500	$8,500
Silver Simple PCP Saver \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$620.80	$5,500	$9,900
Silver Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$629.12	$6,000	$8,900
Silver Simple Diabetes \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$630.04	$6,500	$10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$632.63	$6,200	$9,600
Standard Silver with Atrium Health Ambetter of North Carolina	Silver	HMO	$633.66	$6,000	$8,900
Silver Simple Chronic Care CKM \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$634	$5,900	$10,150
Silver Simple Women's Health with Menopause Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$635.01	$6,000	$10,150
Silver Classic \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$637.43	$5,400	$9,200
Focused Silver with Atrium Health Ambetter of North Carolina	Silver	HMO	$640.14	$6,300	$8,400
Standard Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$654.98	$6,000	$8,900
Standard Gold with Atrium Health Ambetter of North Carolina	Gold	HMO	$655.06	$2,000	$8,200
Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$661.68	$6,300	$8,400
Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$673.57	$7,000	$10,600
Standard Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$677.10	$2,000	$8,200
Gold Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Gold	HMO	$677.37	$2,000	$8,200
Complete Gold with Atrium Health Ambetter of North Carolina	Gold	HMO	$684.81	$1,450	$7,500
Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$694.31	$7,000	$10,600
Blue Care Bronze Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$702.34	$7,500	$10,000
Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$707.86	$1,450	$7,500
Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$710.45	$4,000	$10,600
Blue Value Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Silver	POS	$720.78	$2,800	$10,600
Blue Advantage Bronze Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$722.02	$7,500	$10,000
Blue Care Bronze HSA Eligible \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$728.26	$8,500	$8,500
Blue Value Silver Standard \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Silver	POS	$728.88	$6,000	$8,900
Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$732.18	$4,000	$10,600
Blue Value Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Silver	POS	$745.36	$3,000	$10,600
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health Blue Cross and Blue Shield of NC	Silver	EPO	$748.19	$2,800	$10,600
Blue Advantage Bronze HSA Eligible \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$750.57	$8,500	$8,500
Blue Local Silver Standard \| with Atrium Health Blue Cross and Blue Shield of NC	Silver	EPO	$756.37	$6,000	$8,900
Blue Value Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Gold	POS	$756.96	$1,800	$10,600
Blue Value Gold Standard A \| Limited Statewide Doctors Blue Cross and Blue Shield of NC	Gold	POS	$764.73	$2,000	$8,200
Blue Local Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with Atrium Health Blue Cross and Blue Shield of NC	Silver	EPO	$773.28	$3,000	$10,600
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health Blue Cross and Blue Shield of NC	Gold	EPO	$785.06	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health Blue Cross and Blue Shield of NC	Gold	EPO	$792.99	$2,000	$8,200
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$882.71	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$894.63	$6,000	$8,900
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$909.86	$2,800	$10,600
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$912.53	$3,000	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$919.70	$6,000	$8,900
Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$926.33	$1,800	$10,600
Blue Care Gold Standard A \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$937.92	$2,000	$8,200
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$940.56	$3,000	$10,600
Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$954.78	$1,800	$10,600
Blue Advantage Gold Standard A \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$964.29	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.