BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Expanded Bronze · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $695.79 and $1,329.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260004 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Deductible (individual) | $6,500 |
| Deductible (family) | $13,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | No Charge |
| Specialist visit | $70 |
| Emergency room | $250 Copay after deductible |
| Inpatient stay | $400 Copay per Stay after deductible |
| Generic drugs | $30 |
| Preferred brand drugs | 45% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $544.44 | $617.94 | $695.79 | $972.37 | $1,477.61 |
| Hernando County | $561.99 | $637.86 | $718.22 | $1,003.71 | $1,525.24 |
| Washington County | $570.93 | $648.01 | $729.65 | $1,019.68 | $1,549.50 |
| Citrus County | $574.82 | $652.42 | $734.62 | $1,026.63 | $1,560.06 |
| Charlotte County | $579.45 | $657.68 | $740.54 | $1,034.90 | $1,572.63 |
| Lake County | $584.25 | $663.12 | $746.67 | $1,043.47 | $1,585.65 |
| Taylor County | $588.14 | $667.54 | $751.64 | $1,050.42 | $1,596.21 |
| Marion County | $590.46 | $670.17 | $754.61 | $1,054.56 | $1,602.51 |
| Brevard County | $594.35 | $674.59 | $759.58 | $1,061.51 | $1,613.07 |
| Holmes County | $598.07 | $678.81 | $764.33 | $1,068.15 | $1,623.16 |
| Sarasota County | $611.65 | $694.22 | $781.69 | $1,092.41 | $1,660.02 |
| Jackson County | $613.80 | $696.66 | $784.44 | $1,096.25 | $1,665.85 |
| Madison County | $615.29 | $698.35 | $786.34 | $1,098.91 | $1,669.90 |
| Calhoun County | $623.40 | $707.56 | $796.71 | $1,113.39 | $1,691.91 |
| Lafayette County | $623.48 | $707.65 | $796.81 | $1,113.54 | $1,692.12 |
| Franklin County | $633.91 | $719.49 | $810.14 | $1,132.16 | $1,720.43 |
| Manatee County | $644.92 | $731.98 | $824.21 | $1,151.83 | $1,750.31 |
| Liberty County | $646 | $733.21 | $825.59 | $1,153.76 | $1,753.24 |
| Bay County | $647.32 | $734.71 | $827.27 | $1,156.11 | $1,756.83 |
| Escambia County | $648.15 | $735.65 | $828.34 | $1,157.60 | $1,759.08 |
| Gulf County | $648.81 | $736.40 | $829.18 | $1,158.77 | $1,760.87 |
| Leon County | $651.05 | $738.94 | $832.04 | $1,162.78 | $1,766.95 |
| Hendry County | $670.16 | $760.63 | $856.46 | $1,196.91 | $1,818.81 |
| Saint Johns County | $676.87 | $768.25 | $865.04 | $1,208.89 | $1,837.03 |
| Okaloosa County | $689.95 | $783.09 | $881.76 | $1,232.25 | $1,872.52 |
| Gadsden County | $701.95 | $796.71 | $897.09 | $1,253.68 | $1,905.09 |
| Wakulla County | $705.34 | $800.56 | $901.42 | $1,259.74 | $1,914.29 |
| Jefferson County | $713.20 | $809.48 | $911.47 | $1,273.78 | $1,935.62 |
| Santa Rosa County | $716.93 | $813.72 | $916.24 | $1,280.44 | $1,945.75 |
| Volusia County | $730.67 | $829.31 | $933.80 | $1,304.98 | $1,983.04 |
| Saint Lucie County | $739.03 | $838.80 | $944.48 | $1,319.91 | $2,005.73 |
| Collier County | $747.88 | $848.84 | $955.79 | $1,335.71 | $2,029.75 |
| Duval County | $748.71 | $849.79 | $956.85 | $1,337.20 | $2,032 |
| Clay County | $751.36 | $852.79 | $960.24 | $1,341.93 | $2,039.19 |
| Martin County | $755.25 | $857.21 | $965.21 | $1,348.88 | $2,049.75 |
| Walton County | $755.99 | $858.05 | $966.16 | $1,350.20 | $2,051.76 |
| Palm Beach County | $757.40 | $859.65 | $967.96 | $1,352.72 | $2,055.58 |
| Bradford County | $758.23 | $860.59 | $969.02 | $1,354.20 | $2,057.84 |
| Desoto County | $758.48 | $860.87 | $969.34 | $1,354.65 | $2,058.51 |
| Indian River County | $758.48 | $860.87 | $969.34 | $1,354.65 | $2,058.51 |
| Baker County | $759.80 | $862.37 | $971.02 | $1,357 | $2,062.10 |
| Pasco County | $761.29 | $864.06 | $972.93 | $1,359.66 | $2,066.14 |
| Highlands County | $763.44 | $866.50 | $975.68 | $1,363.50 | $2,071.98 |
| Polk County | $764.68 | $867.91 | $977.26 | $1,365.72 | $2,075.34 |
| Putnam County | $777.02 | $881.92 | $993.03 | $1,387.76 | $2,108.83 |
| Glades County | $778.01 | $883.04 | $994.30 | $1,389.53 | $2,111.52 |
| Pinellas County | $779.75 | $885.02 | $996.52 | $1,392.63 | $2,116.24 |
| Flagler County | $780.08 | $885.39 | $996.94 | $1,393.22 | $2,117.14 |
| Union County | $780.49 | $885.86 | $997.47 | $1,393.96 | $2,118.25 |
| Alachua County | $782.15 | $887.74 | $999.59 | $1,396.92 | $2,122.76 |
| Hillsborough County | $782.89 | $888.58 | $1,000.53 | $1,398.24 | $2,124.76 |
| Dixie County | $801.93 | $910.19 | $1,024.87 | $1,432.25 | $2,176.44 |
| Gilchrist County | $803.67 | $912.17 | $1,027.09 | $1,435.35 | $2,181.16 |
| Suwannee County | $805.57 | $914.32 | $1,029.52 | $1,438.75 | $2,186.32 |
| Lee County | $807.64 | $916.67 | $1,032.16 | $1,442.45 | $2,191.93 |
| Levy County | $812.28 | $921.94 | $1,038.09 | $1,450.73 | $2,204.53 |
| Broward County | $820.39 | $931.14 | $1,048.46 | $1,465.22 | $2,226.54 |
| Columbia County | $820.39 | $931.14 | $1,048.46 | $1,465.22 | $2,226.54 |
| Orange County | $850.68 | $965.52 | $1,087.17 | $1,519.31 | $2,308.75 |
| Seminole County | $886.68 | $1,006.38 | $1,133.18 | $1,583.61 | $2,406.45 |
| Okeechobee County | $907.29 | $1,029.77 | $1,159.52 | $1,620.42 | $2,462.39 |
| Miami-Dade County | $921.28 | $1,045.65 | $1,177.40 | $1,645.41 | $2,500.35 |
| Nassau County | $923.35 | $1,048 | $1,180.04 | $1,649.10 | $2,505.97 |
| Hardee County | $935.02 | $1,061.25 | $1,194.96 | $1,669.95 | $2,537.64 |
| Osceola County | $973.75 | $1,105.21 | $1,244.45 | $1,739.12 | $2,642.76 |
| Hamilton County | $1,034.26 | $1,173.89 | $1,321.78 | $1,847.19 | $2,806.98 |
| Monroe County | $1,040.55 | $1,181.02 | $1,329.82 | $1,858.42 | $2,824.05 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.