BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Platinum · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,489.16 and $2,846.11 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260005 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Platinum |
| Plan type | PPO |
| Deductible (individual) | $1,000 |
| Deductible (family) | $2,000 |
| Drug deductible | $0 |
| Most you could pay in a year | $4,000 |
| Family maximum | $8,000 |
| Primary care visit | No Charge |
| Specialist visit | $35 |
| Emergency room | 10% Coinsurance after deductible |
| Inpatient stay | 10% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $45 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $1,165.23 | $1,322.54 | $1,489.16 | $2,081.10 | $3,162.43 |
| Hernando County | $1,202.78 | $1,365.16 | $1,537.15 | $2,148.17 | $3,264.34 |
| Washington County | $1,221.91 | $1,386.87 | $1,561.60 | $2,182.33 | $3,316.26 |
| Citrus County | $1,230.24 | $1,396.32 | $1,572.25 | $2,197.21 | $3,338.87 |
| Charlotte County | $1,240.16 | $1,407.58 | $1,584.92 | $2,214.93 | $3,365.79 |
| Lake County | $1,250.43 | $1,419.24 | $1,598.05 | $2,233.27 | $3,393.67 |
| Taylor County | $1,258.76 | $1,428.69 | $1,608.70 | $2,248.15 | $3,416.27 |
| Marion County | $1,263.72 | $1,434.32 | $1,615.03 | $2,257 | $3,429.74 |
| Brevard County | $1,272.04 | $1,443.77 | $1,625.67 | $2,271.86 | $3,452.32 |
| Holmes County | $1,280.01 | $1,452.81 | $1,635.85 | $2,286.10 | $3,473.95 |
| Sarasota County | $1,309.06 | $1,485.78 | $1,672.98 | $2,337.98 | $3,552.79 |
| Jackson County | $1,313.67 | $1,491.02 | $1,678.87 | $2,346.21 | $3,565.30 |
| Madison County | $1,316.86 | $1,494.64 | $1,682.95 | $2,351.91 | $3,573.96 |
| Calhoun County | $1,334.22 | $1,514.34 | $1,705.13 | $2,382.92 | $3,621.07 |
| Lafayette County | $1,334.40 | $1,514.54 | $1,705.36 | $2,383.24 | $3,621.56 |
| Franklin County | $1,356.72 | $1,539.88 | $1,733.89 | $2,423.10 | $3,682.14 |
| Manatee County | $1,380.27 | $1,566.61 | $1,763.99 | $2,465.16 | $3,746.05 |
| Liberty County | $1,382.58 | $1,569.23 | $1,766.94 | $2,469.29 | $3,752.32 |
| Bay County | $1,385.41 | $1,572.44 | $1,770.55 | $2,474.34 | $3,760 |
| Escambia County | $1,387.18 | $1,574.45 | $1,772.82 | $2,477.50 | $3,764.81 |
| Gulf County | $1,388.60 | $1,576.06 | $1,774.63 | $2,480.04 | $3,768.66 |
| Leon County | $1,393.38 | $1,581.49 | $1,780.74 | $2,488.58 | $3,781.63 |
| Hendry County | $1,434.30 | $1,627.93 | $1,833.04 | $2,561.66 | $3,892.69 |
| Saint Johns County | $1,448.65 | $1,644.22 | $1,851.37 | $2,587.29 | $3,931.64 |
| Okaloosa County | $1,476.64 | $1,675.99 | $1,887.15 | $2,637.28 | $4,007.60 |
| Gadsden County | $1,502.32 | $1,705.13 | $1,919.96 | $2,683.14 | $4,077.30 |
| Wakulla County | $1,509.59 | $1,713.38 | $1,929.26 | $2,696.13 | $4,097.03 |
| Jefferson County | $1,526.42 | $1,732.49 | $1,950.76 | $2,726.19 | $4,142.70 |
| Santa Rosa County | $1,534.39 | $1,741.53 | $1,960.95 | $2,740.42 | $4,164.33 |
| Volusia County | $1,563.79 | $1,774.90 | $1,998.52 | $2,792.93 | $4,244.13 |
| Saint Lucie County | $1,581.68 | $1,795.21 | $2,021.39 | $2,824.88 | $4,292.68 |
| Collier County | $1,600.64 | $1,816.73 | $2,045.62 | $2,858.74 | $4,344.14 |
| Duval County | $1,602.41 | $1,818.74 | $2,047.88 | $2,861.90 | $4,348.94 |
| Clay County | $1,608.08 | $1,825.17 | $2,055.13 | $2,872.03 | $4,364.33 |
| Martin County | $1,616.40 | $1,834.61 | $2,065.76 | $2,886.89 | $4,386.91 |
| Walton County | $1,618 | $1,836.43 | $2,067.80 | $2,889.75 | $4,391.25 |
| Palm Beach County | $1,621.01 | $1,839.85 | $2,071.65 | $2,895.12 | $4,399.42 |
| Bradford County | $1,622.78 | $1,841.86 | $2,073.91 | $2,898.29 | $4,404.22 |
| Desoto County | $1,623.31 | $1,842.46 | $2,074.59 | $2,899.23 | $4,405.66 |
| Indian River County | $1,623.31 | $1,842.46 | $2,074.59 | $2,899.23 | $4,405.66 |
| Baker County | $1,626.15 | $1,845.68 | $2,078.22 | $2,904.30 | $4,413.37 |
| Pasco County | $1,629.33 | $1,849.29 | $2,082.28 | $2,909.98 | $4,422 |
| Highlands County | $1,633.94 | $1,854.52 | $2,088.18 | $2,918.22 | $4,434.51 |
| Polk County | $1,636.60 | $1,857.54 | $2,091.57 | $2,922.97 | $4,441.73 |
| Putnam County | $1,662.99 | $1,887.49 | $2,125.30 | $2,970.10 | $4,513.35 |
| Glades County | $1,665.12 | $1,889.91 | $2,128.02 | $2,973.90 | $4,519.14 |
| Pinellas County | $1,668.84 | $1,894.13 | $2,132.78 | $2,980.55 | $4,529.23 |
| Flagler County | $1,669.54 | $1,894.93 | $2,133.67 | $2,981.80 | $4,531.13 |
| Union County | $1,670.43 | $1,895.94 | $2,134.81 | $2,983.39 | $4,533.55 |
| Alachua County | $1,673.97 | $1,899.96 | $2,139.33 | $2,989.71 | $4,543.15 |
| Hillsborough County | $1,675.57 | $1,901.77 | $2,141.38 | $2,992.57 | $4,547.50 |
| Dixie County | $1,716.31 | $1,948.01 | $2,193.44 | $3,065.33 | $4,658.07 |
| Gilchrist County | $1,720.03 | $1,952.23 | $2,198.20 | $3,071.97 | $4,668.16 |
| Suwannee County | $1,724.10 | $1,956.85 | $2,203.40 | $3,079.24 | $4,679.21 |
| Lee County | $1,728.53 | $1,961.88 | $2,209.06 | $3,087.15 | $4,691.23 |
| Levy County | $1,738.45 | $1,973.14 | $2,221.74 | $3,104.87 | $4,718.15 |
| Broward County | $1,755.81 | $1,992.84 | $2,243.93 | $3,135.88 | $4,765.27 |
| Columbia County | $1,755.81 | $1,992.84 | $2,243.93 | $3,135.88 | $4,765.27 |
| Orange County | $1,820.64 | $2,066.43 | $2,326.78 | $3,251.66 | $4,941.22 |
| Seminole County | $1,897.70 | $2,153.89 | $2,425.26 | $3,389.29 | $5,150.36 |
| Okeechobee County | $1,941.81 | $2,203.95 | $2,481.63 | $3,468.07 | $5,270.07 |
| Miami-Dade County | $1,971.75 | $2,237.94 | $2,519.90 | $3,521.55 | $5,351.33 |
| Nassau County | $1,976.17 | $2,242.95 | $2,525.55 | $3,529.44 | $5,363.33 |
| Hardee County | $2,001.15 | $2,271.31 | $2,557.47 | $3,574.05 | $5,431.12 |
| Osceola County | $2,084.05 | $2,365.40 | $2,663.42 | $3,722.11 | $5,656.11 |
| Hamilton County | $2,213.54 | $2,512.37 | $2,828.90 | $3,953.38 | $6,007.55 |
| Monroe County | $2,227 | $2,527.65 | $2,846.11 | $3,977.42 | $6,044.08 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.