BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Silver · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,152.79 and $2,203.26 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,125 | $8,100 | No Charge | $10 |
| up to 150% of the federal poverty level | $0 | $1,275 | No Charge | $2 |
| 150% to 200% | $250 | $3,350 | No Charge | $8 |
| 200% to 250% | $3,125 | $8,100 | No Charge | $8 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 16842FL0260007 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Silver |
| Plan type | PPO |
| Deductible (individual) | $3,125 |
| Deductible (family) | $6,250 |
| Drug deductible | $3,000 |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $100 |
| Emergency room | $350 Copay after deductible |
| Inpatient stay | $600 Copay per Stay after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $67 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $902.03 | $1,023.80 | $1,152.79 | $1,611.03 | $2,448.11 |
| Hernando County | $931.11 | $1,056.81 | $1,189.96 | $1,662.96 | $2,527.03 |
| Washington County | $945.92 | $1,073.62 | $1,208.89 | $1,689.41 | $2,567.23 |
| Citrus County | $952.36 | $1,080.93 | $1,217.12 | $1,700.91 | $2,584.71 |
| Charlotte County | $960.04 | $1,089.65 | $1,226.93 | $1,714.63 | $2,605.55 |
| Lake County | $967.99 | $1,098.67 | $1,237.09 | $1,728.83 | $2,627.12 |
| Taylor County | $974.44 | $1,105.99 | $1,245.33 | $1,740.35 | $2,644.63 |
| Marion County | $978.28 | $1,110.35 | $1,250.24 | $1,747.21 | $2,655.05 |
| Brevard County | $984.72 | $1,117.66 | $1,258.47 | $1,758.71 | $2,672.53 |
| Holmes County | $990.89 | $1,124.66 | $1,266.36 | $1,769.73 | $2,689.28 |
| Sarasota County | $1,013.38 | $1,150.19 | $1,295.10 | $1,809.90 | $2,750.31 |
| Jackson County | $1,016.95 | $1,154.24 | $1,299.66 | $1,816.27 | $2,760 |
| Madison County | $1,019.42 | $1,157.04 | $1,302.82 | $1,820.68 | $2,766.71 |
| Calhoun County | $1,032.86 | $1,172.30 | $1,320 | $1,844.69 | $2,803.18 |
| Lafayette County | $1,032.99 | $1,172.44 | $1,320.16 | $1,844.92 | $2,803.53 |
| Franklin County | $1,050.27 | $1,192.06 | $1,342.25 | $1,875.78 | $2,850.43 |
| Manatee County | $1,068.51 | $1,212.76 | $1,365.56 | $1,908.36 | $2,899.94 |
| Liberty County | $1,070.29 | $1,214.78 | $1,367.83 | $1,911.54 | $2,904.77 |
| Bay County | $1,072.49 | $1,217.28 | $1,370.64 | $1,915.47 | $2,910.74 |
| Escambia County | $1,073.86 | $1,218.83 | $1,372.39 | $1,917.91 | $2,914.46 |
| Gulf County | $1,074.95 | $1,220.07 | $1,373.79 | $1,919.86 | $2,917.41 |
| Leon County | $1,078.66 | $1,224.28 | $1,378.53 | $1,926.49 | $2,927.48 |
| Hendry County | $1,110.33 | $1,260.22 | $1,419 | $1,983.05 | $3,013.44 |
| Saint Johns County | $1,121.44 | $1,272.83 | $1,433.20 | $2,002.89 | $3,043.59 |
| Okaloosa County | $1,143.11 | $1,297.43 | $1,460.89 | $2,041.59 | $3,102.40 |
| Gadsden County | $1,162.99 | $1,319.99 | $1,486.30 | $2,077.10 | $3,156.35 |
| Wakulla County | $1,168.61 | $1,326.37 | $1,493.48 | $2,087.14 | $3,171.61 |
| Jefferson County | $1,181.64 | $1,341.16 | $1,510.14 | $2,110.41 | $3,206.97 |
| Santa Rosa County | $1,187.81 | $1,348.16 | $1,518.02 | $2,121.43 | $3,223.72 |
| Volusia County | $1,210.57 | $1,374 | $1,547.11 | $2,162.08 | $3,285.49 |
| Saint Lucie County | $1,224.42 | $1,389.72 | $1,564.81 | $2,186.81 | $3,323.08 |
| Collier County | $1,239.10 | $1,406.38 | $1,583.57 | $2,213.03 | $3,362.92 |
| Duval County | $1,240.47 | $1,407.93 | $1,585.32 | $2,215.48 | $3,366.64 |
| Clay County | $1,244.86 | $1,412.92 | $1,590.93 | $2,223.32 | $3,378.55 |
| Martin County | $1,251.30 | $1,420.23 | $1,599.16 | $2,234.82 | $3,396.03 |
| Walton County | $1,252.54 | $1,421.63 | $1,600.75 | $2,237.04 | $3,399.39 |
| Palm Beach County | $1,254.87 | $1,424.28 | $1,603.72 | $2,241.20 | $3,405.72 |
| Bradford County | $1,256.24 | $1,425.83 | $1,605.47 | $2,243.64 | $3,409.44 |
| Desoto County | $1,256.65 | $1,426.30 | $1,606 | $2,244.38 | $3,410.55 |
| Indian River County | $1,256.65 | $1,426.30 | $1,606 | $2,244.38 | $3,410.55 |
| Baker County | $1,258.84 | $1,428.78 | $1,608.80 | $2,248.29 | $3,416.49 |
| Pasco County | $1,261.31 | $1,431.59 | $1,611.95 | $2,252.70 | $3,423.20 |
| Highlands County | $1,264.88 | $1,435.64 | $1,616.52 | $2,259.08 | $3,432.88 |
| Polk County | $1,266.93 | $1,437.97 | $1,619.14 | $2,262.74 | $3,438.45 |
| Putnam County | $1,287.37 | $1,461.16 | $1,645.26 | $2,299.24 | $3,493.92 |
| Glades County | $1,289.01 | $1,463.03 | $1,647.35 | $2,302.17 | $3,498.37 |
| Pinellas County | $1,291.89 | $1,466.30 | $1,651.04 | $2,307.32 | $3,506.19 |
| Flagler County | $1,292.44 | $1,466.92 | $1,651.74 | $2,308.30 | $3,507.68 |
| Union County | $1,293.13 | $1,467.70 | $1,652.62 | $2,309.53 | $3,509.55 |
| Alachua County | $1,295.87 | $1,470.81 | $1,656.12 | $2,314.42 | $3,516.99 |
| Hillsborough County | $1,297.10 | $1,472.21 | $1,657.69 | $2,316.62 | $3,520.33 |
| Dixie County | $1,328.64 | $1,508.01 | $1,698 | $2,372.95 | $3,605.93 |
| Gilchrist County | $1,331.52 | $1,511.28 | $1,701.68 | $2,378.09 | $3,613.75 |
| Suwannee County | $1,334.68 | $1,514.86 | $1,705.72 | $2,383.74 | $3,622.32 |
| Lee County | $1,338.10 | $1,518.74 | $1,710.09 | $2,389.85 | $3,631.60 |
| Levy County | $1,345.78 | $1,527.46 | $1,719.91 | $2,403.56 | $3,652.45 |
| Broward County | $1,359.22 | $1,542.71 | $1,737.08 | $2,427.57 | $3,688.92 |
| Columbia County | $1,359.22 | $1,542.71 | $1,737.08 | $2,427.57 | $3,688.92 |
| Orange County | $1,409.41 | $1,599.68 | $1,801.23 | $2,517.21 | $3,825.14 |
| Seminole County | $1,469.06 | $1,667.38 | $1,877.46 | $2,623.74 | $3,987.03 |
| Okeechobee County | $1,503.21 | $1,706.14 | $1,921.10 | $2,684.73 | $4,079.71 |
| Miami-Dade County | $1,526.38 | $1,732.44 | $1,950.71 | $2,726.11 | $4,142.60 |
| Nassau County | $1,529.81 | $1,736.33 | $1,955.10 | $2,732.24 | $4,151.90 |
| Hardee County | $1,549.15 | $1,758.29 | $1,979.81 | $2,766.78 | $4,204.39 |
| Osceola County | $1,613.32 | $1,831.12 | $2,061.82 | $2,881.39 | $4,378.55 |
| Hamilton County | $1,713.56 | $1,944.89 | $2,189.93 | $3,060.42 | $4,650.60 |
| Monroe County | $1,723.99 | $1,956.73 | $2,203.26 | $3,079.05 | $4,678.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.