BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Platinum · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,532.05 and $2,928.09 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260008 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Platinum |
| Plan type | PPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $2,525 |
| Family maximum | $5,050 |
| Primary care visit | No Charge |
| Specialist visit | $25 |
| Emergency room | $75 |
| Inpatient stay | $350 Copay per Day |
| Generic drugs | $10 |
| Preferred brand drugs | $40 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $1,198.79 | $1,360.63 | $1,532.05 | $2,141.04 | $3,253.52 |
| Hernando County | $1,237.42 | $1,404.47 | $1,581.42 | $2,210.03 | $3,358.36 |
| Washington County | $1,257.11 | $1,426.82 | $1,606.59 | $2,245.20 | $3,411.80 |
| Citrus County | $1,265.67 | $1,436.54 | $1,617.53 | $2,260.49 | $3,435.03 |
| Charlotte County | $1,275.88 | $1,448.12 | $1,630.57 | $2,278.72 | $3,462.74 |
| Lake County | $1,286.45 | $1,460.12 | $1,644.08 | $2,297.60 | $3,491.43 |
| Taylor County | $1,295.01 | $1,469.84 | $1,655.02 | $2,312.89 | $3,514.66 |
| Marion County | $1,300.11 | $1,475.62 | $1,661.54 | $2,322 | $3,528.50 |
| Brevard County | $1,308.68 | $1,485.35 | $1,672.49 | $2,337.30 | $3,551.76 |
| Holmes County | $1,316.88 | $1,494.66 | $1,682.97 | $2,351.95 | $3,574.01 |
| Sarasota County | $1,346.77 | $1,528.58 | $1,721.17 | $2,405.33 | $3,655.13 |
| Jackson County | $1,351.51 | $1,533.96 | $1,727.23 | $2,413.80 | $3,668 |
| Madison County | $1,354.79 | $1,537.69 | $1,731.42 | $2,419.65 | $3,676.90 |
| Calhoun County | $1,372.65 | $1,557.96 | $1,754.25 | $2,451.55 | $3,725.37 |
| Lafayette County | $1,372.83 | $1,558.16 | $1,754.48 | $2,451.87 | $3,725.86 |
| Franklin County | $1,395.79 | $1,584.22 | $1,783.82 | $2,492.88 | $3,788.17 |
| Manatee County | $1,420.03 | $1,611.73 | $1,814.80 | $2,536.17 | $3,853.96 |
| Liberty County | $1,422.40 | $1,614.42 | $1,817.83 | $2,540.41 | $3,860.39 |
| Bay County | $1,425.31 | $1,617.73 | $1,821.55 | $2,545.60 | $3,868.29 |
| Escambia County | $1,427.14 | $1,619.80 | $1,823.88 | $2,548.87 | $3,873.26 |
| Gulf County | $1,428.60 | $1,621.46 | $1,825.75 | $2,551.48 | $3,877.22 |
| Leon County | $1,433.52 | $1,627.05 | $1,832.04 | $2,560.27 | $3,890.57 |
| Hendry County | $1,475.61 | $1,674.82 | $1,885.83 | $2,635.44 | $4,004.81 |
| Saint Johns County | $1,490.38 | $1,691.58 | $1,904.71 | $2,661.82 | $4,044.89 |
| Okaloosa County | $1,519.17 | $1,724.26 | $1,941.50 | $2,713.24 | $4,123.03 |
| Gadsden County | $1,545.59 | $1,754.24 | $1,975.26 | $2,760.42 | $4,194.73 |
| Wakulla County | $1,553.07 | $1,762.73 | $1,984.82 | $2,773.78 | $4,215.03 |
| Jefferson County | $1,570.38 | $1,782.38 | $2,006.95 | $2,804.70 | $4,262.01 |
| Santa Rosa County | $1,578.58 | $1,791.69 | $2,017.43 | $2,819.34 | $4,284.27 |
| Volusia County | $1,608.83 | $1,826.02 | $2,056.08 | $2,873.37 | $4,366.36 |
| Saint Lucie County | $1,627.24 | $1,846.92 | $2,079.61 | $2,906.25 | $4,416.33 |
| Collier County | $1,646.74 | $1,869.05 | $2,104.53 | $2,941.08 | $4,469.25 |
| Duval County | $1,648.56 | $1,871.12 | $2,106.86 | $2,944.33 | $4,474.19 |
| Clay County | $1,654.39 | $1,877.73 | $2,114.31 | $2,954.74 | $4,490.01 |
| Martin County | $1,662.96 | $1,887.46 | $2,125.26 | $2,970.05 | $4,513.27 |
| Walton County | $1,664.60 | $1,889.32 | $2,127.36 | $2,972.98 | $4,517.72 |
| Palm Beach County | $1,667.70 | $1,892.84 | $2,131.32 | $2,978.51 | $4,526.14 |
| Bradford County | $1,669.52 | $1,894.91 | $2,133.65 | $2,981.76 | $4,531.08 |
| Desoto County | $1,670.07 | $1,895.53 | $2,134.35 | $2,982.75 | $4,532.57 |
| Indian River County | $1,670.07 | $1,895.53 | $2,134.35 | $2,982.75 | $4,532.57 |
| Baker County | $1,672.98 | $1,898.83 | $2,138.07 | $2,987.94 | $4,540.47 |
| Pasco County | $1,676.26 | $1,902.56 | $2,142.26 | $2,993.80 | $4,549.37 |
| Highlands County | $1,681 | $1,907.94 | $2,148.32 | $3,002.27 | $4,562.23 |
| Polk County | $1,683.73 | $1,911.03 | $2,151.81 | $3,007.14 | $4,569.64 |
| Putnam County | $1,710.89 | $1,941.86 | $2,186.52 | $3,055.65 | $4,643.36 |
| Glades County | $1,713.07 | $1,944.33 | $2,189.30 | $3,059.54 | $4,649.27 |
| Pinellas County | $1,716.90 | $1,948.68 | $2,194.20 | $3,066.38 | $4,659.67 |
| Flagler County | $1,717.63 | $1,949.51 | $2,195.13 | $3,067.69 | $4,661.65 |
| Union County | $1,718.54 | $1,950.54 | $2,196.29 | $3,069.31 | $4,664.12 |
| Alachua County | $1,722.19 | $1,954.69 | $2,200.96 | $3,075.83 | $4,674.02 |
| Hillsborough County | $1,723.83 | $1,956.55 | $2,203.05 | $3,078.76 | $4,678.47 |
| Dixie County | $1,765.74 | $2,004.11 | $2,256.62 | $3,153.61 | $4,792.22 |
| Gilchrist County | $1,769.57 | $2,008.46 | $2,261.51 | $3,160.45 | $4,802.61 |
| Suwannee County | $1,773.76 | $2,013.22 | $2,266.87 | $3,167.94 | $4,813.98 |
| Lee County | $1,778.32 | $2,018.39 | $2,272.69 | $3,176.08 | $4,826.36 |
| Levy County | $1,788.52 | $2,029.97 | $2,285.73 | $3,194.30 | $4,854.04 |
| Broward County | $1,806.38 | $2,050.24 | $2,308.55 | $3,226.19 | $4,902.52 |
| Columbia County | $1,806.38 | $2,050.24 | $2,308.55 | $3,226.19 | $4,902.52 |
| Orange County | $1,873.08 | $2,125.95 | $2,393.80 | $3,345.32 | $5,083.54 |
| Seminole County | $1,952.36 | $2,215.93 | $2,495.12 | $3,486.91 | $5,298.71 |
| Okeechobee County | $1,997.74 | $2,267.43 | $2,553.11 | $3,567.96 | $5,421.87 |
| Miami-Dade County | $2,028.54 | $2,302.39 | $2,592.47 | $3,622.97 | $5,505.46 |
| Nassau County | $2,033.09 | $2,307.56 | $2,598.29 | $3,631.10 | $5,517.81 |
| Hardee County | $2,058.79 | $2,336.73 | $2,631.13 | $3,677 | $5,587.56 |
| Osceola County | $2,144.08 | $2,433.53 | $2,740.13 | $3,829.33 | $5,819.03 |
| Hamilton County | $2,277.30 | $2,584.74 | $2,910.39 | $4,067.26 | $6,180.59 |
| Monroe County | $2,291.15 | $2,600.46 | $2,928.09 | $4,091.99 | $6,218.18 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.