BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Gold · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,179.11 and $2,253.55 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260009 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,250 |
| Family maximum | $12,500 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $350 |
| Inpatient stay | $600 Copay per Day |
| Generic drugs | $15 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $922.62 | $1,047.17 | $1,179.11 | $1,647.80 | $2,503.99 |
| Hernando County | $952.36 | $1,080.93 | $1,217.12 | $1,700.91 | $2,584.71 |
| Washington County | $967.51 | $1,098.12 | $1,236.48 | $1,727.97 | $2,625.82 |
| Citrus County | $974.10 | $1,105.60 | $1,244.90 | $1,739.74 | $2,643.71 |
| Charlotte County | $981.95 | $1,114.51 | $1,254.93 | $1,753.76 | $2,665.01 |
| Lake County | $990.09 | $1,123.75 | $1,265.34 | $1,768.30 | $2,687.10 |
| Taylor County | $996.68 | $1,131.23 | $1,273.76 | $1,780.07 | $2,704.99 |
| Marion County | $1,000.61 | $1,135.69 | $1,278.78 | $1,787.09 | $2,715.66 |
| Brevard County | $1,007.20 | $1,143.17 | $1,287.20 | $1,798.86 | $2,733.54 |
| Holmes County | $1,013.51 | $1,150.33 | $1,295.27 | $1,810.13 | $2,750.67 |
| Sarasota County | $1,036.51 | $1,176.44 | $1,324.66 | $1,851.21 | $2,813.09 |
| Jackson County | $1,040.16 | $1,180.58 | $1,329.32 | $1,857.73 | $2,822.99 |
| Madison County | $1,042.69 | $1,183.45 | $1,332.56 | $1,862.24 | $2,829.86 |
| Calhoun County | $1,056.43 | $1,199.05 | $1,350.12 | $1,886.78 | $2,867.15 |
| Lafayette County | $1,056.57 | $1,199.21 | $1,350.30 | $1,887.03 | $2,867.53 |
| Franklin County | $1,074.24 | $1,219.26 | $1,372.88 | $1,918.59 | $2,915.49 |
| Manatee County | $1,092.90 | $1,240.44 | $1,396.73 | $1,951.92 | $2,966.13 |
| Liberty County | $1,094.72 | $1,242.51 | $1,399.05 | $1,955.17 | $2,971.07 |
| Bay County | $1,096.97 | $1,245.06 | $1,401.93 | $1,959.19 | $2,977.18 |
| Escambia County | $1,098.37 | $1,246.65 | $1,403.72 | $1,961.69 | $2,980.98 |
| Gulf County | $1,099.49 | $1,247.92 | $1,405.15 | $1,963.69 | $2,984.02 |
| Leon County | $1,103.28 | $1,252.22 | $1,409.99 | $1,970.46 | $2,994.30 |
| Hendry County | $1,135.68 | $1,289 | $1,451.40 | $2,028.32 | $3,082.24 |
| Saint Johns County | $1,147.04 | $1,301.89 | $1,465.92 | $2,048.61 | $3,113.07 |
| Okaloosa County | $1,169.20 | $1,327.04 | $1,494.24 | $2,088.19 | $3,173.21 |
| Gadsden County | $1,189.54 | $1,350.13 | $1,520.23 | $2,124.52 | $3,228.41 |
| Wakulla County | $1,195.29 | $1,356.65 | $1,527.58 | $2,134.79 | $3,244.02 |
| Jefferson County | $1,208.61 | $1,371.77 | $1,544.60 | $2,158.58 | $3,280.17 |
| Santa Rosa County | $1,214.92 | $1,378.93 | $1,552.67 | $2,169.85 | $3,297.29 |
| Volusia County | $1,238.21 | $1,405.37 | $1,582.43 | $2,211.44 | $3,360.50 |
| Saint Lucie County | $1,252.37 | $1,421.44 | $1,600.53 | $2,236.73 | $3,398.93 |
| Collier County | $1,267.38 | $1,438.48 | $1,619.71 | $2,263.54 | $3,439.67 |
| Duval County | $1,268.78 | $1,440.07 | $1,621.50 | $2,266.04 | $3,443.47 |
| Clay County | $1,273.27 | $1,445.16 | $1,627.24 | $2,274.06 | $3,455.65 |
| Martin County | $1,279.86 | $1,452.64 | $1,635.66 | $2,285.83 | $3,473.54 |
| Walton County | $1,281.13 | $1,454.08 | $1,637.28 | $2,288.10 | $3,476.99 |
| Palm Beach County | $1,283.51 | $1,456.78 | $1,640.33 | $2,292.35 | $3,483.45 |
| Bradford County | $1,284.91 | $1,458.37 | $1,642.11 | $2,294.85 | $3,487.25 |
| Desoto County | $1,285.33 | $1,458.85 | $1,642.65 | $2,295.60 | $3,488.39 |
| Indian River County | $1,285.33 | $1,458.85 | $1,642.65 | $2,295.60 | $3,488.39 |
| Baker County | $1,287.58 | $1,461.40 | $1,645.53 | $2,299.62 | $3,494.49 |
| Pasco County | $1,290.10 | $1,464.26 | $1,648.75 | $2,304.12 | $3,501.33 |
| Highlands County | $1,293.75 | $1,468.41 | $1,653.41 | $2,310.64 | $3,511.24 |
| Polk County | $1,295.85 | $1,470.79 | $1,656.10 | $2,314.39 | $3,516.94 |
| Putnam County | $1,316.75 | $1,494.51 | $1,682.81 | $2,351.72 | $3,573.66 |
| Glades County | $1,318.43 | $1,496.42 | $1,684.95 | $2,354.72 | $3,578.22 |
| Pinellas County | $1,321.38 | $1,499.77 | $1,688.72 | $2,359.98 | $3,586.23 |
| Flagler County | $1,321.94 | $1,500.40 | $1,689.44 | $2,360.98 | $3,587.75 |
| Union County | $1,322.64 | $1,501.20 | $1,690.33 | $2,362.24 | $3,589.64 |
| Alachua County | $1,325.45 | $1,504.39 | $1,693.93 | $2,367.25 | $3,597.27 |
| Hillsborough County | $1,326.71 | $1,505.82 | $1,695.54 | $2,369.50 | $3,600.69 |
| Dixie County | $1,358.97 | $1,542.43 | $1,736.76 | $2,427.12 | $3,688.24 |
| Gilchrist County | $1,361.91 | $1,545.77 | $1,740.52 | $2,432.37 | $3,696.22 |
| Suwannee County | $1,365.14 | $1,549.43 | $1,744.65 | $2,438.14 | $3,704.99 |
| Lee County | $1,368.65 | $1,553.42 | $1,749.13 | $2,444.41 | $3,714.52 |
| Levy County | $1,376.50 | $1,562.33 | $1,759.17 | $2,458.43 | $3,735.82 |
| Broward County | $1,390.25 | $1,577.93 | $1,776.74 | $2,482.99 | $3,773.14 |
| Columbia County | $1,390.25 | $1,577.93 | $1,776.74 | $2,482.99 | $3,773.14 |
| Orange County | $1,441.58 | $1,636.19 | $1,842.34 | $2,574.66 | $3,912.45 |
| Seminole County | $1,502.59 | $1,705.44 | $1,920.31 | $2,683.63 | $4,078.03 |
| Okeechobee County | $1,537.52 | $1,745.09 | $1,964.95 | $2,746.01 | $4,172.83 |
| Miami-Dade County | $1,561.22 | $1,771.98 | $1,995.24 | $2,788.34 | $4,237.15 |
| Nassau County | $1,564.73 | $1,775.97 | $1,999.72 | $2,794.61 | $4,246.68 |
| Hardee County | $1,584.51 | $1,798.42 | $2,025 | $2,829.93 | $4,300.36 |
| Osceola County | $1,650.15 | $1,872.92 | $2,108.89 | $2,947.17 | $4,478.51 |
| Hamilton County | $1,752.68 | $1,989.29 | $2,239.93 | $3,130.29 | $4,756.77 |
| Monroe County | $1,763.34 | $2,001.39 | $2,253.55 | $3,149.33 | $4,785.70 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.