BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Expanded Bronze · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $690.81 and $1,320.29 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260010 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Deductible (individual) | $6,650 |
| Deductible (family) | $13,300 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,400 |
| Family maximum | $14,800 |
| Primary care visit | 5% Coinsurance after deductible |
| Specialist visit | 5% Coinsurance after deductible |
| Emergency room | 5% Coinsurance after deductible |
| Inpatient stay | 5% Coinsurance after deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | 5% Coinsurance after deductible |
| Specialty drugs | 10% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $540.54 | $613.51 | $690.81 | $965.40 | $1,467.03 |
| Hernando County | $557.96 | $633.28 | $713.07 | $996.52 | $1,514.30 |
| Washington County | $566.84 | $643.36 | $724.42 | $1,012.38 | $1,538.40 |
| Citrus County | $570.70 | $647.74 | $729.35 | $1,019.27 | $1,548.88 |
| Charlotte County | $575.30 | $652.97 | $735.23 | $1,027.49 | $1,561.36 |
| Lake County | $580.07 | $658.38 | $741.33 | $1,036.01 | $1,574.31 |
| Taylor County | $583.93 | $662.76 | $746.26 | $1,042.90 | $1,584.79 |
| Marion County | $586.23 | $665.37 | $749.20 | $1,047.01 | $1,591.03 |
| Brevard County | $590.09 | $669.75 | $754.14 | $1,053.90 | $1,601.50 |
| Holmes County | $593.79 | $673.95 | $758.86 | $1,060.51 | $1,611.55 |
| Sarasota County | $607.27 | $689.25 | $776.09 | $1,084.58 | $1,648.13 |
| Jackson County | $609.40 | $691.67 | $778.81 | $1,088.39 | $1,653.91 |
| Madison County | $610.88 | $693.35 | $780.70 | $1,091.03 | $1,657.93 |
| Calhoun County | $618.93 | $702.49 | $790.99 | $1,105.41 | $1,679.78 |
| Lafayette County | $619.02 | $702.59 | $791.11 | $1,105.57 | $1,680.02 |
| Franklin County | $629.37 | $714.33 | $804.33 | $1,124.05 | $1,708.11 |
| Manatee County | $640.30 | $726.74 | $818.30 | $1,143.58 | $1,737.77 |
| Liberty County | $641.37 | $727.95 | $819.67 | $1,145.49 | $1,740.68 |
| Bay County | $642.68 | $729.44 | $821.35 | $1,147.83 | $1,744.23 |
| Escambia County | $643.50 | $730.37 | $822.39 | $1,149.29 | $1,746.46 |
| Gulf County | $644.16 | $731.12 | $823.24 | $1,150.47 | $1,748.25 |
| Leon County | $646.38 | $733.64 | $826.07 | $1,154.43 | $1,754.28 |
| Hendry County | $665.36 | $755.18 | $850.33 | $1,188.33 | $1,805.79 |
| Saint Johns County | $672.02 | $762.74 | $858.84 | $1,200.23 | $1,823.86 |
| Okaloosa County | $685 | $777.48 | $875.43 | $1,223.41 | $1,859.09 |
| Gadsden County | $696.92 | $791 | $890.66 | $1,244.70 | $1,891.44 |
| Wakulla County | $700.29 | $794.83 | $894.97 | $1,250.72 | $1,900.59 |
| Jefferson County | $708.09 | $803.68 | $904.94 | $1,264.65 | $1,921.76 |
| Santa Rosa County | $711.79 | $807.88 | $909.67 | $1,271.26 | $1,931.80 |
| Volusia County | $725.43 | $823.36 | $927.10 | $1,295.62 | $1,968.82 |
| Saint Lucie County | $733.73 | $832.78 | $937.71 | $1,310.44 | $1,991.34 |
| Collier County | $742.52 | $842.76 | $948.94 | $1,326.14 | $2,015.20 |
| Duval County | $743.35 | $843.70 | $950 | $1,327.62 | $2,017.45 |
| Clay County | $745.98 | $846.69 | $953.36 | $1,332.32 | $2,024.59 |
| Martin County | $749.84 | $851.07 | $958.30 | $1,339.21 | $2,035.07 |
| Walton County | $750.58 | $851.91 | $959.24 | $1,340.54 | $2,037.07 |
| Palm Beach County | $751.97 | $853.49 | $961.02 | $1,343.02 | $2,040.85 |
| Bradford County | $752.80 | $854.43 | $962.08 | $1,344.50 | $2,043.10 |
| Desoto County | $753.04 | $854.70 | $962.39 | $1,344.93 | $2,043.75 |
| Indian River County | $753.04 | $854.70 | $962.39 | $1,344.93 | $2,043.75 |
| Baker County | $754.36 | $856.20 | $964.07 | $1,347.29 | $2,047.33 |
| Pasco County | $755.84 | $857.88 | $965.96 | $1,349.93 | $2,051.35 |
| Highlands County | $757.97 | $860.30 | $968.69 | $1,353.73 | $2,057.13 |
| Polk County | $759.21 | $861.70 | $970.27 | $1,355.95 | $2,060.50 |
| Putnam County | $771.45 | $875.60 | $985.91 | $1,377.81 | $2,093.72 |
| Glades County | $772.44 | $876.72 | $987.18 | $1,379.58 | $2,096.40 |
| Pinellas County | $774.16 | $878.67 | $989.38 | $1,382.65 | $2,101.07 |
| Flagler County | $774.49 | $879.05 | $989.80 | $1,383.24 | $2,101.97 |
| Union County | $774.90 | $879.51 | $990.32 | $1,383.97 | $2,103.08 |
| Alachua County | $776.54 | $881.37 | $992.42 | $1,386.90 | $2,107.53 |
| Hillsborough County | $777.28 | $882.21 | $993.36 | $1,388.22 | $2,109.54 |
| Dixie County | $796.18 | $903.66 | $1,017.52 | $1,421.98 | $2,160.83 |
| Gilchrist County | $797.91 | $905.63 | $1,019.73 | $1,425.07 | $2,165.53 |
| Suwannee County | $799.80 | $907.77 | $1,022.14 | $1,428.44 | $2,170.66 |
| Lee County | $801.85 | $910.10 | $1,024.76 | $1,432.10 | $2,176.22 |
| Levy County | $806.46 | $915.33 | $1,030.66 | $1,440.34 | $2,188.73 |
| Broward County | $814.51 | $924.47 | $1,040.94 | $1,454.71 | $2,210.58 |
| Columbia County | $814.51 | $924.47 | $1,040.94 | $1,454.71 | $2,210.58 |
| Orange County | $844.58 | $958.60 | $1,079.37 | $1,508.42 | $2,292.19 |
| Seminole County | $880.33 | $999.17 | $1,125.06 | $1,572.27 | $2,389.22 |
| Okeechobee County | $900.79 | $1,022.40 | $1,151.21 | $1,608.81 | $2,444.74 |
| Miami-Dade County | $914.68 | $1,038.16 | $1,168.96 | $1,633.62 | $2,482.44 |
| Nassau County | $916.73 | $1,040.49 | $1,171.58 | $1,637.28 | $2,488.01 |
| Hardee County | $928.32 | $1,053.64 | $1,186.39 | $1,657.98 | $2,519.46 |
| Osceola County | $966.78 | $1,097.30 | $1,235.54 | $1,726.67 | $2,623.84 |
| Hamilton County | $1,026.85 | $1,165.47 | $1,312.31 | $1,833.95 | $2,786.87 |
| Monroe County | $1,033.09 | $1,172.56 | $1,320.29 | $1,845.10 | $2,803.81 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.