BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Expanded Bronze · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $684.75 and $1,308.71 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260018 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $535.80 | $608.13 | $684.75 | $956.94 | $1,454.16 |
| Hernando County | $553.07 | $627.73 | $706.82 | $987.78 | $1,501.03 |
| Washington County | $561.86 | $637.71 | $718.06 | $1,003.48 | $1,524.89 |
| Citrus County | $565.69 | $642.06 | $722.95 | $1,010.32 | $1,535.28 |
| Charlotte County | $570.25 | $647.23 | $728.78 | $1,018.47 | $1,547.66 |
| Lake County | $574.98 | $652.60 | $734.82 | $1,026.91 | $1,560.50 |
| Taylor County | $578.81 | $656.95 | $739.72 | $1,033.75 | $1,570.89 |
| Marion County | $581.09 | $659.54 | $742.63 | $1,037.83 | $1,577.08 |
| Brevard County | $584.91 | $663.87 | $747.51 | $1,044.65 | $1,587.45 |
| Holmes County | $588.58 | $668.04 | $752.21 | $1,051.20 | $1,597.41 |
| Sarasota County | $601.94 | $683.20 | $769.28 | $1,075.06 | $1,633.67 |
| Jackson County | $604.06 | $685.61 | $771.99 | $1,078.85 | $1,639.42 |
| Madison County | $605.52 | $687.27 | $773.85 | $1,081.46 | $1,643.38 |
| Calhoun County | $613.50 | $696.32 | $784.05 | $1,095.71 | $1,665.04 |
| Lafayette County | $613.59 | $696.42 | $784.17 | $1,095.87 | $1,665.28 |
| Franklin County | $623.85 | $708.07 | $797.28 | $1,114.20 | $1,693.13 |
| Manatee County | $634.68 | $720.36 | $811.12 | $1,133.54 | $1,722.52 |
| Liberty County | $635.74 | $721.56 | $812.48 | $1,135.43 | $1,725.40 |
| Bay County | $637.04 | $723.04 | $814.14 | $1,137.75 | $1,728.93 |
| Escambia County | $637.86 | $723.97 | $815.19 | $1,139.22 | $1,731.15 |
| Gulf County | $638.51 | $724.71 | $816.02 | $1,140.38 | $1,732.92 |
| Leon County | $640.71 | $727.21 | $818.83 | $1,144.31 | $1,738.89 |
| Hendry County | $659.52 | $748.56 | $842.87 | $1,177.90 | $1,789.94 |
| Saint Johns County | $666.12 | $756.05 | $851.30 | $1,189.69 | $1,807.85 |
| Okaloosa County | $678.99 | $770.65 | $867.75 | $1,212.68 | $1,842.78 |
| Gadsden County | $690.80 | $784.06 | $882.84 | $1,233.77 | $1,874.83 |
| Wakulla County | $694.14 | $787.85 | $887.11 | $1,239.73 | $1,883.90 |
| Jefferson County | $701.88 | $796.63 | $897 | $1,253.56 | $1,904.90 |
| Santa Rosa County | $705.55 | $800.80 | $901.69 | $1,260.11 | $1,914.86 |
| Volusia County | $719.07 | $816.14 | $918.97 | $1,284.26 | $1,951.56 |
| Saint Lucie County | $727.29 | $825.47 | $929.48 | $1,298.94 | $1,973.87 |
| Collier County | $736.01 | $835.37 | $940.62 | $1,314.51 | $1,997.53 |
| Duval County | $736.82 | $836.29 | $941.66 | $1,315.96 | $1,999.73 |
| Clay County | $739.43 | $839.25 | $944.99 | $1,320.62 | $2,006.81 |
| Martin County | $743.26 | $843.60 | $949.89 | $1,327.46 | $2,017.21 |
| Walton County | $743.99 | $844.43 | $950.82 | $1,328.77 | $2,019.19 |
| Palm Beach County | $745.38 | $846.01 | $952.60 | $1,331.25 | $2,022.96 |
| Bradford County | $746.19 | $846.93 | $953.63 | $1,332.70 | $2,025.16 |
| Desoto County | $746.44 | $847.21 | $953.95 | $1,333.14 | $2,025.84 |
| Indian River County | $746.44 | $847.21 | $953.95 | $1,333.14 | $2,025.84 |
| Baker County | $747.74 | $848.68 | $955.61 | $1,335.46 | $2,029.37 |
| Pasco County | $749.20 | $850.34 | $957.48 | $1,338.07 | $2,033.33 |
| Highlands County | $751.32 | $852.75 | $960.19 | $1,341.86 | $2,039.08 |
| Polk County | $752.54 | $854.13 | $961.75 | $1,344.04 | $2,042.39 |
| Putnam County | $764.68 | $867.91 | $977.26 | $1,365.72 | $2,075.34 |
| Glades County | $765.66 | $869.02 | $978.51 | $1,367.47 | $2,078 |
| Pinellas County | $767.37 | $870.96 | $980.70 | $1,370.52 | $2,082.64 |
| Flagler County | $767.69 | $871.33 | $981.11 | $1,371.09 | $2,083.51 |
| Union County | $768.10 | $871.79 | $981.63 | $1,371.83 | $2,084.62 |
| Alachua County | $769.73 | $873.64 | $983.71 | $1,374.74 | $2,089.05 |
| Hillsborough County | $770.46 | $874.47 | $984.65 | $1,376.04 | $2,091.03 |
| Dixie County | $789.20 | $895.74 | $1,008.60 | $1,409.51 | $2,141.89 |
| Gilchrist County | $790.91 | $897.68 | $1,010.78 | $1,412.57 | $2,146.53 |
| Suwannee County | $792.78 | $899.81 | $1,013.17 | $1,415.91 | $2,151.60 |
| Lee County | $794.82 | $902.12 | $1,015.78 | $1,419.55 | $2,157.14 |
| Levy County | $799.38 | $907.30 | $1,021.61 | $1,427.69 | $2,169.52 |
| Broward County | $807.36 | $916.35 | $1,031.81 | $1,441.94 | $2,191.18 |
| Columbia County | $807.36 | $916.35 | $1,031.81 | $1,441.94 | $2,191.18 |
| Orange County | $837.17 | $950.19 | $1,069.90 | $1,495.19 | $2,272.08 |
| Seminole County | $872.61 | $990.41 | $1,115.20 | $1,558.48 | $2,368.26 |
| Okeechobee County | $892.89 | $1,013.43 | $1,141.11 | $1,594.70 | $2,423.30 |
| Miami-Dade County | $906.65 | $1,029.05 | $1,158.70 | $1,619.28 | $2,460.65 |
| Nassau County | $908.69 | $1,031.36 | $1,161.31 | $1,622.92 | $2,466.18 |
| Hardee County | $920.17 | $1,044.39 | $1,175.98 | $1,643.42 | $2,497.34 |
| Osceola County | $958.29 | $1,087.66 | $1,224.69 | $1,711.51 | $2,600.80 |
| Hamilton County | $1,017.84 | $1,155.25 | $1,300.80 | $1,817.86 | $2,762.42 |
| Monroe County | $1,024.03 | $1,162.27 | $1,308.71 | $1,828.92 | $2,779.22 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.