BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Platinum · PPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,596.38 and $3,051.03 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0260021 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Platinum |
| Plan type | PPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,200 |
| Family maximum | $10,400 |
| Primary care visit | $10 |
| Specialist visit | $20 |
| Emergency room | $100 |
| Inpatient stay | $350 Copay per Stay |
| Generic drugs | $5 |
| Preferred brand drugs | $10 |
| Specialty drugs | $150 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
67 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $1,249.12 | $1,417.75 | $1,596.38 | $2,230.93 | $3,390.11 |
| Hernando County | $1,289.38 | $1,463.45 | $1,647.83 | $2,302.83 | $3,499.38 |
| Washington County | $1,309.89 | $1,486.73 | $1,674.04 | $2,339.46 | $3,555.04 |
| Citrus County | $1,318.81 | $1,496.85 | $1,685.44 | $2,355.39 | $3,579.25 |
| Charlotte County | $1,329.45 | $1,508.93 | $1,699.04 | $2,374.40 | $3,608.13 |
| Lake County | $1,340.46 | $1,521.42 | $1,713.11 | $2,394.06 | $3,638.01 |
| Taylor County | $1,349.39 | $1,531.56 | $1,724.52 | $2,410.01 | $3,662.24 |
| Marion County | $1,354.70 | $1,537.58 | $1,731.31 | $2,419.49 | $3,676.66 |
| Brevard County | $1,363.63 | $1,547.72 | $1,742.72 | $2,435.44 | $3,700.89 |
| Holmes County | $1,372.17 | $1,557.41 | $1,753.63 | $2,450.70 | $3,724.07 |
| Sarasota County | $1,403.32 | $1,592.77 | $1,793.44 | $2,506.33 | $3,808.61 |
| Jackson County | $1,408.25 | $1,598.36 | $1,799.74 | $2,515.13 | $3,821.99 |
| Madison County | $1,411.67 | $1,602.25 | $1,804.11 | $2,521.24 | $3,831.27 |
| Calhoun County | $1,430.28 | $1,623.37 | $1,827.90 | $2,554.48 | $3,881.78 |
| Lafayette County | $1,430.47 | $1,623.58 | $1,828.14 | $2,554.82 | $3,882.30 |
| Franklin County | $1,454.40 | $1,650.74 | $1,858.72 | $2,597.56 | $3,947.24 |
| Manatee County | $1,479.65 | $1,679.40 | $1,890.99 | $2,642.65 | $4,015.77 |
| Liberty County | $1,482.12 | $1,682.21 | $1,894.15 | $2,647.07 | $4,022.47 |
| Bay County | $1,485.16 | $1,685.66 | $1,898.03 | $2,652.50 | $4,030.72 |
| Escambia County | $1,487.06 | $1,687.81 | $1,900.46 | $2,655.89 | $4,035.88 |
| Gulf County | $1,488.58 | $1,689.54 | $1,902.41 | $2,658.60 | $4,040.01 |
| Leon County | $1,493.71 | $1,695.36 | $1,908.96 | $2,667.77 | $4,053.93 |
| Hendry County | $1,537.57 | $1,745.14 | $1,965.01 | $2,746.10 | $4,172.96 |
| Saint Johns County | $1,552.95 | $1,762.60 | $1,984.67 | $2,773.57 | $4,214.71 |
| Okaloosa County | $1,582.96 | $1,796.66 | $2,023.02 | $2,827.17 | $4,296.15 |
| Gadsden County | $1,610.49 | $1,827.91 | $2,058.21 | $2,876.34 | $4,370.87 |
| Wakulla County | $1,618.28 | $1,836.75 | $2,068.16 | $2,890.25 | $4,392.01 |
| Jefferson County | $1,636.32 | $1,857.22 | $2,091.22 | $2,922.47 | $4,440.97 |
| Santa Rosa County | $1,644.86 | $1,866.92 | $2,102.13 | $2,937.72 | $4,464.15 |
| Volusia County | $1,676.38 | $1,902.69 | $2,142.41 | $2,994.01 | $4,549.70 |
| Saint Lucie County | $1,695.56 | $1,924.46 | $2,166.93 | $3,028.27 | $4,601.75 |
| Collier County | $1,715.88 | $1,947.52 | $2,192.89 | $3,064.56 | $4,656.90 |
| Duval County | $1,717.78 | $1,949.68 | $2,195.32 | $3,067.96 | $4,662.05 |
| Clay County | $1,723.86 | $1,956.58 | $2,203.09 | $3,078.81 | $4,678.56 |
| Martin County | $1,732.78 | $1,966.71 | $2,214.49 | $3,094.75 | $4,702.76 |
| Walton County | $1,734.49 | $1,968.65 | $2,216.68 | $3,097.80 | $4,707.41 |
| Palm Beach County | $1,737.72 | $1,972.31 | $2,220.81 | $3,103.57 | $4,716.17 |
| Bradford County | $1,739.62 | $1,974.47 | $2,223.23 | $3,106.96 | $4,721.33 |
| Desoto County | $1,740.19 | $1,975.12 | $2,223.96 | $3,107.98 | $4,722.88 |
| Indian River County | $1,740.19 | $1,975.12 | $2,223.96 | $3,107.98 | $4,722.88 |
| Baker County | $1,743.23 | $1,978.57 | $2,227.85 | $3,113.41 | $4,731.13 |
| Pasco County | $1,746.65 | $1,982.45 | $2,232.22 | $3,119.52 | $4,740.41 |
| Highlands County | $1,751.58 | $1,988.04 | $2,238.52 | $3,128.32 | $4,753.79 |
| Polk County | $1,754.43 | $1,991.28 | $2,242.16 | $3,133.41 | $4,761.52 |
| Putnam County | $1,782.72 | $2,023.39 | $2,278.32 | $3,183.94 | $4,838.30 |
| Glades County | $1,785 | $2,025.98 | $2,281.23 | $3,188.01 | $4,844.49 |
| Pinellas County | $1,788.99 | $2,030.50 | $2,286.33 | $3,195.14 | $4,855.32 |
| Flagler County | $1,789.75 | $2,031.37 | $2,287.30 | $3,196.49 | $4,857.38 |
| Union County | $1,790.70 | $2,032.44 | $2,288.51 | $3,198.19 | $4,859.96 |
| Alachua County | $1,794.50 | $2,036.76 | $2,293.37 | $3,204.98 | $4,870.27 |
| Hillsborough County | $1,796.21 | $2,038.70 | $2,295.56 | $3,208.03 | $4,874.91 |
| Dixie County | $1,839.88 | $2,088.26 | $2,351.37 | $3,286.03 | $4,993.43 |
| Gilchrist County | $1,843.87 | $2,092.79 | $2,356.47 | $3,293.15 | $5,004.26 |
| Suwannee County | $1,848.24 | $2,097.75 | $2,362.05 | $3,300.96 | $5,016.12 |
| Lee County | $1,852.99 | $2,103.14 | $2,368.12 | $3,309.44 | $5,029.01 |
| Levy County | $1,863.62 | $2,115.21 | $2,381.71 | $3,328.43 | $5,057.86 |
| Broward County | $1,882.23 | $2,136.33 | $2,405.49 | $3,361.66 | $5,108.37 |
| Columbia County | $1,882.23 | $2,136.33 | $2,405.49 | $3,361.66 | $5,108.37 |
| Orange County | $1,951.73 | $2,215.21 | $2,494.31 | $3,485.79 | $5,297 |
| Seminole County | $2,034.33 | $2,308.96 | $2,599.87 | $3,633.31 | $5,521.17 |
| Okeechobee County | $2,081.62 | $2,362.64 | $2,660.31 | $3,717.77 | $5,649.52 |
| Miami-Dade County | $2,113.71 | $2,399.06 | $2,701.32 | $3,775.09 | $5,736.61 |
| Nassau County | $2,118.46 | $2,404.45 | $2,707.39 | $3,783.57 | $5,749.50 |
| Hardee County | $2,145.23 | $2,434.84 | $2,741.60 | $3,831.38 | $5,822.15 |
| Osceola County | $2,234.10 | $2,535.70 | $2,855.18 | $3,990.10 | $6,063.35 |
| Hamilton County | $2,372.92 | $2,693.26 | $3,032.59 | $4,238.04 | $6,440.10 |
| Monroe County | $2,387.35 | $2,709.64 | $3,051.03 | $4,263.81 | $6,479.27 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.