Bronze Classic Standard
Expanded Bronze · EPO · Oscar Insurance Company · Texas
At age 40 it costs between $427.86 and $565.43 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 20069TX0100050 |
|---|---|
| Insurer | Oscar Insurance Company |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-672-2755 |
Where it is sold, and what it costs there
47 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Milam County | $334.80 | $379.98 | $427.86 | $597.93 | $908.61 |
| Austin County | $365.04 | $414.31 | $466.51 | $651.94 | $990.69 |
| Brazoria County | $365.04 | $414.31 | $466.51 | $651.94 | $990.69 |
| Fort Bend County | $365.04 | $414.31 | $466.51 | $651.94 | $990.69 |
| Waller County | $365.04 | $414.31 | $466.51 | $651.94 | $990.69 |
| Hidalgo County | $367.42 | $417.01 | $469.55 | $656.20 | $997.15 |
| Atascosa County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Bandera County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Bexar County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Comal County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Gonzales County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Guadalupe County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Kendall County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| La Salle County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Medina County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| Wilson County | $369.61 | $419.50 | $472.35 | $660.11 | $1,003.11 |
| McMullen County | $370.27 | $420.25 | $473.20 | $661.29 | $1,004.90 |
| Cameron County | $371.54 | $421.69 | $474.82 | $663.55 | $1,008.34 |
| Kenedy County | $371.54 | $421.69 | $474.82 | $663.55 | $1,008.34 |
| Willacy County | $371.54 | $421.69 | $474.82 | $663.55 | $1,008.34 |
| El Paso County | $375.16 | $425.79 | $479.44 | $670.02 | $1,018.16 |
| Hudspeth County | $375.16 | $425.79 | $479.44 | $670.02 | $1,018.16 |
| Galveston County | $376.99 | $427.87 | $481.77 | $673.28 | $1,023.11 |
| Harris County | $376.99 | $427.87 | $481.77 | $673.28 | $1,023.11 |
| Cooke County | $384.37 | $436.25 | $491.22 | $686.47 | $1,043.16 |
| Collin County | $385.53 | $437.57 | $492.70 | $688.54 | $1,046.30 |
| Dallas County | $385.53 | $437.57 | $492.70 | $688.54 | $1,046.30 |
| Ellis County | $385.53 | $437.57 | $492.70 | $688.54 | $1,046.30 |
| Rockwall County | $385.53 | $437.57 | $492.70 | $688.54 | $1,046.30 |
| Jack County | $388.87 | $441.35 | $496.96 | $694.50 | $1,055.36 |
| Liberty County | $390.35 | $443.04 | $498.85 | $697.15 | $1,059.38 |
| Montgomery County | $390.35 | $443.04 | $498.85 | $697.15 | $1,059.38 |
| Walker County | $390.35 | $443.04 | $498.85 | $697.15 | $1,059.38 |
| Denton County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Parker County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Tarrant County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Wise County | $418.28 | $474.74 | $534.55 | $747.03 | $1,135.19 |
| Bastrop County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Blanco County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Burnet County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Caldwell County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Hays County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Lee County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Llano County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Travis County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| Williamson County | $431.20 | $489.40 | $551.06 | $770.10 | $1,170.25 |
| San Jacinto County | $442.44 | $502.16 | $565.43 | $790.18 | $1,200.76 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.