QHP Index

UHC Silver Standard

Silver · HMO · UnitedHealthcare · Texas

At age 40 it costs between $688.28 and $1,353.93 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What this Silver plan costs if your income qualifies

Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.

If your income isDeductibleMost you could pay in a yearPrimary careGeneric drugs
Above 250%, or not applied for$6,000$8,900$40$20
up to 150% of the federal poverty level$0$2,200No ChargeNo Charge
150% to 200%$700$3,300$20$10
200% to 250%$3,000$7,400$40$20

CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.

What CMS publishes about it

Plan ID40220TX0080020
InsurerUnitedHealthcare
Metal levelSilver
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$6,000
Deductible (family)$12,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,900
Family maximum$17,800
Primary care visit$40
Specialist visit$80
Emergency room40% Coinsurance after deductible
Inpatient stay40% Coinsurance after deductible
Generic drugs$20
Preferred brand drugs$40
Specialty drugs$350 Copay after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-866-811-2704 · TTY 1-866-811-2704

Where it is sold, and what it costs there

218 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Brazos County $538.56$611.27 $688.28$961.88 $1,461.66
Burleson County $538.56$611.27 $688.28$961.88 $1,461.66
Grimes County $538.56$611.27 $688.28$961.88 $1,461.66
Leon County $538.56$611.27 $688.28$961.88 $1,461.66
Madison County $538.56$611.27 $688.28$961.88 $1,461.66
Milam County $538.56$611.27 $688.28$961.88 $1,461.66
Robertson County $538.56$611.27 $688.28$961.88 $1,461.66
Blanco County $541.82$614.97 $692.45$967.69 $1,470.50
Burnet County $541.82$614.97 $692.45$967.69 $1,470.50
Caldwell County $541.82$614.97 $692.45$967.69 $1,470.50
Fayette County $541.82$614.97 $692.45$967.69 $1,470.50
Hays County $541.82$614.97 $692.45$967.69 $1,470.50
Lee County $541.82$614.97 $692.45$967.69 $1,470.50
Llano County $541.82$614.97 $692.45$967.69 $1,470.50
Travis County $541.82$614.97 $692.45$967.69 $1,470.50
Williamson County $541.82$614.97 $692.45$967.69 $1,470.50
Atascosa County $547.75$621.70 $700.03$978.29 $1,486.61
Bandera County $547.75$621.70 $700.03$978.29 $1,486.61
Bexar County $547.75$621.70 $700.03$978.29 $1,486.61
Comal County $547.75$621.70 $700.03$978.29 $1,486.61
Dimmit County $547.75$621.70 $700.03$978.29 $1,486.61
Edwards County $547.75$621.70 $700.03$978.29 $1,486.61
Frio County $547.75$621.70 $700.03$978.29 $1,486.61
Gillespie County $547.75$621.70 $700.03$978.29 $1,486.61
Gonzales County $547.75$621.70 $700.03$978.29 $1,486.61
Guadalupe County $547.75$621.70 $700.03$978.29 $1,486.61
Kendall County $547.75$621.70 $700.03$978.29 $1,486.61
Kerr County $547.75$621.70 $700.03$978.29 $1,486.61
Kinney County $547.75$621.70 $700.03$978.29 $1,486.61
La Salle County $547.75$621.70 $700.03$978.29 $1,486.61
Maverick County $547.75$621.70 $700.03$978.29 $1,486.61
Medina County $547.75$621.70 $700.03$978.29 $1,486.61
Real County $547.75$621.70 $700.03$978.29 $1,486.61
Uvalde County $547.75$621.70 $700.03$978.29 $1,486.61
Val Verde County $547.75$621.70 $700.03$978.29 $1,486.61
Wilson County $547.75$621.70 $700.03$978.29 $1,486.61
Zavala County $547.75$621.70 $700.03$978.29 $1,486.61
Jack County $552.21$626.75 $705.72$986.24 $1,498.69
Montague County $552.21$626.75 $705.72$986.24 $1,498.69
Young County $552.21$626.75 $705.72$986.24 $1,498.69
Angelina County $552.44$627.02 $706.02$986.66 $1,499.32
Hardin County $552.44$627.02 $706.02$986.66 $1,499.32
Houston County $552.44$627.02 $706.02$986.66 $1,499.32
Jasper County $552.44$627.02 $706.02$986.66 $1,499.32
Jefferson County $552.44$627.02 $706.02$986.66 $1,499.32
Nacogdoches County $552.44$627.02 $706.02$986.66 $1,499.32
Newton County $552.44$627.02 $706.02$986.66 $1,499.32
Orange County $552.44$627.02 $706.02$986.66 $1,499.32
Polk County $552.44$627.02 $706.02$986.66 $1,499.32
Sabine County $552.44$627.02 $706.02$986.66 $1,499.32
San Augustine County $552.44$627.02 $706.02$986.66 $1,499.32
San Jacinto County $552.44$627.02 $706.02$986.66 $1,499.32
Shelby County $552.44$627.02 $706.02$986.66 $1,499.32
Trinity County $552.44$627.02 $706.02$986.66 $1,499.32
Tyler County $552.44$627.02 $706.02$986.66 $1,499.32
Austin County $559.93$635.53 $715.60$1,000.04 $1,519.66
Brazoria County $559.93$635.53 $715.60$1,000.04 $1,519.66
Colorado County $559.93$635.53 $715.60$1,000.04 $1,519.66
Fort Bend County $559.93$635.53 $715.60$1,000.04 $1,519.66
Matagorda County $559.93$635.53 $715.60$1,000.04 $1,519.66
Waller County $559.93$635.53 $715.60$1,000.04 $1,519.66
Wharton County $559.93$635.53 $715.60$1,000.04 $1,519.66
Chambers County $563.54$639.62 $720.21$1,006.49 $1,529.45
Liberty County $563.54$639.62 $720.21$1,006.49 $1,529.45
Montgomery County $563.54$639.62 $720.21$1,006.49 $1,529.45
Walker County $563.54$639.62 $720.21$1,006.49 $1,529.45
Aransas County $574.60$652.17 $734.34$1,026.24 $1,559.47
Bee County $574.60$652.17 $734.34$1,026.24 $1,559.47
Jim Wells County $574.60$652.17 $734.34$1,026.24 $1,559.47
Kleberg County $574.60$652.17 $734.34$1,026.24 $1,559.47
Live Oak County $574.60$652.17 $734.34$1,026.24 $1,559.47
Nueces County $574.60$652.17 $734.34$1,026.24 $1,559.47
Refugio County $574.60$652.17 $734.34$1,026.24 $1,559.47
San Patricio County $574.60$652.17 $734.34$1,026.24 $1,559.47
Brewster County $579.48$657.71 $740.57$1,034.95 $1,572.71
Culberson County $579.48$657.71 $740.57$1,034.95 $1,572.71
El Paso County $579.48$657.71 $740.57$1,034.95 $1,572.71
Hudspeth County $579.48$657.71 $740.57$1,034.95 $1,572.71
Jeff Davis County $579.48$657.71 $740.57$1,034.95 $1,572.71
Presidio County $579.48$657.71 $740.57$1,034.95 $1,572.71
Galveston County $588.15$667.56 $751.66$1,050.44 $1,596.25
Harris County $588.15$667.56 $751.66$1,050.44 $1,596.25
Anderson County $597.53$678.19 $763.64$1,067.18 $1,621.69
Cherokee County $597.53$678.19 $763.64$1,067.18 $1,621.69
Henderson County $597.53$678.19 $763.64$1,067.18 $1,621.69
Rains County $597.53$678.19 $763.64$1,067.18 $1,621.69
Smith County $597.53$678.19 $763.64$1,067.18 $1,621.69
Van Zandt County $597.53$678.19 $763.64$1,067.18 $1,621.69
Wood County $597.53$678.19 $763.64$1,067.18 $1,621.69
Bell County $611.35$693.88 $781.31$1,091.87 $1,659.21
Coryell County $611.35$693.88 $781.31$1,091.87 $1,659.21
Hamilton County $611.35$693.88 $781.31$1,091.87 $1,659.21
Lampasas County $611.35$693.88 $781.31$1,091.87 $1,659.21
Mills County $611.35$693.88 $781.31$1,091.87 $1,659.21
San Saba County $611.35$693.88 $781.31$1,091.87 $1,659.21
Gregg County $615.68$698.80 $786.85$1,099.61 $1,670.97
Harrison County $615.68$698.80 $786.85$1,099.61 $1,670.97
Marion County $615.68$698.80 $786.85$1,099.61 $1,670.97
Panola County $615.68$698.80 $786.85$1,099.61 $1,670.97
Rusk County $615.68$698.80 $786.85$1,099.61 $1,670.97
Upshur County $615.68$698.80 $786.85$1,099.61 $1,670.97
Andrews County $619.11$702.69 $791.23$1,105.74 $1,680.28
Borden County $619.11$702.69 $791.23$1,105.74 $1,680.28
Crane County $619.11$702.69 $791.23$1,105.74 $1,680.28
Dawson County $619.11$702.69 $791.23$1,105.74 $1,680.28
Ector County $619.11$702.69 $791.23$1,105.74 $1,680.28
Gaines County $619.11$702.69 $791.23$1,105.74 $1,680.28
Glasscock County $619.11$702.69 $791.23$1,105.74 $1,680.28
Howard County $619.11$702.69 $791.23$1,105.74 $1,680.28
Loving County $619.11$702.69 $791.23$1,105.74 $1,680.28
Martin County $619.11$702.69 $791.23$1,105.74 $1,680.28
Midland County $619.11$702.69 $791.23$1,105.74 $1,680.28
Pecos County $619.11$702.69 $791.23$1,105.74 $1,680.28
Reeves County $619.11$702.69 $791.23$1,105.74 $1,680.28
Terrell County $619.11$702.69 $791.23$1,105.74 $1,680.28
Upton County $619.11$702.69 $791.23$1,105.74 $1,680.28
Ward County $619.11$702.69 $791.23$1,105.74 $1,680.28
Winkler County $619.11$702.69 $791.23$1,105.74 $1,680.28
Cameron County $631.49$716.74 $807.04$1,127.84 $1,713.86
Kenedy County $631.49$716.74 $807.04$1,127.84 $1,713.86
Willacy County $631.49$716.74 $807.04$1,127.84 $1,713.86
Bowie County $631.85$717.15 $807.51$1,128.49 $1,714.85
Camp County $631.85$717.15 $807.51$1,128.49 $1,714.85
Cass County $631.85$717.15 $807.51$1,128.49 $1,714.85
Delta County $631.85$717.15 $807.51$1,128.49 $1,714.85
Franklin County $631.85$717.15 $807.51$1,128.49 $1,714.85
Hopkins County $631.85$717.15 $807.51$1,128.49 $1,714.85
Lamar County $631.85$717.15 $807.51$1,128.49 $1,714.85
Morris County $631.85$717.15 $807.51$1,128.49 $1,714.85
Red River County $631.85$717.15 $807.51$1,128.49 $1,714.85
Titus County $631.85$717.15 $807.51$1,128.49 $1,714.85
Calhoun County $632.27$717.62 $808.04$1,129.23 $1,715.98
De Witt County $632.27$717.62 $808.04$1,129.23 $1,715.98
Goliad County $632.27$717.62 $808.04$1,129.23 $1,715.98
Jackson County $632.27$717.62 $808.04$1,129.23 $1,715.98
Karnes County $632.27$717.62 $808.04$1,129.23 $1,715.98
Lavaca County $632.27$717.62 $808.04$1,129.23 $1,715.98
Victoria County $632.27$717.62 $808.04$1,129.23 $1,715.98
Armstrong County $633.39$718.90 $809.47$1,131.23 $1,719.02
Briscoe County $633.39$718.90 $809.47$1,131.23 $1,719.02
Carson County $633.39$718.90 $809.47$1,131.23 $1,719.02
Castro County $633.39$718.90 $809.47$1,131.23 $1,719.02
Childress County $633.39$718.90 $809.47$1,131.23 $1,719.02
Collingsworth County $633.39$718.90 $809.47$1,131.23 $1,719.02
Dallam County $633.39$718.90 $809.47$1,131.23 $1,719.02
Deaf Smith County $633.39$718.90 $809.47$1,131.23 $1,719.02
Donley County $633.39$718.90 $809.47$1,131.23 $1,719.02
Gray County $633.39$718.90 $809.47$1,131.23 $1,719.02
Hall County $633.39$718.90 $809.47$1,131.23 $1,719.02
Hansford County $633.39$718.90 $809.47$1,131.23 $1,719.02
Hartley County $633.39$718.90 $809.47$1,131.23 $1,719.02
Hemphill County $633.39$718.90 $809.47$1,131.23 $1,719.02
Hutchinson County $633.39$718.90 $809.47$1,131.23 $1,719.02
Lipscomb County $633.39$718.90 $809.47$1,131.23 $1,719.02
Moore County $633.39$718.90 $809.47$1,131.23 $1,719.02
Ochiltree County $633.39$718.90 $809.47$1,131.23 $1,719.02
Oldham County $633.39$718.90 $809.47$1,131.23 $1,719.02
Parmer County $633.39$718.90 $809.47$1,131.23 $1,719.02
Potter County $633.39$718.90 $809.47$1,131.23 $1,719.02
Randall County $633.39$718.90 $809.47$1,131.23 $1,719.02
Roberts County $633.39$718.90 $809.47$1,131.23 $1,719.02
Sherman County $633.39$718.90 $809.47$1,131.23 $1,719.02
Swisher County $633.39$718.90 $809.47$1,131.23 $1,719.02
Wheeler County $633.39$718.90 $809.47$1,131.23 $1,719.02
Denton County $635.89$721.73 $812.66$1,135.69 $1,725.79
Erath County $635.89$721.73 $812.66$1,135.69 $1,725.79
Hood County $635.89$721.73 $812.66$1,135.69 $1,725.79
Johnson County $635.89$721.73 $812.66$1,135.69 $1,725.79
Palo Pinto County $635.89$721.73 $812.66$1,135.69 $1,725.79
Parker County $635.89$721.73 $812.66$1,135.69 $1,725.79
Somervell County $635.89$721.73 $812.66$1,135.69 $1,725.79
Tarrant County $635.89$721.73 $812.66$1,135.69 $1,725.79
Wise County $635.89$721.73 $812.66$1,135.69 $1,725.79
Brooks County $637.28$723.31 $814.44$1,138.18 $1,729.58
Hidalgo County $637.28$723.31 $814.44$1,138.18 $1,729.58
Starr County $637.28$723.31 $814.44$1,138.18 $1,729.58
Bailey County $638.69$724.91 $816.24$1,140.70 $1,733.40
Cochran County $638.69$724.91 $816.24$1,140.70 $1,733.40
Crosby County $638.69$724.91 $816.24$1,140.70 $1,733.40
Dickens County $638.69$724.91 $816.24$1,140.70 $1,733.40
Floyd County $638.69$724.91 $816.24$1,140.70 $1,733.40
Garza County $638.69$724.91 $816.24$1,140.70 $1,733.40
Hale County $638.69$724.91 $816.24$1,140.70 $1,733.40
Hockley County $638.69$724.91 $816.24$1,140.70 $1,733.40
King County $638.69$724.91 $816.24$1,140.70 $1,733.40
Lamb County $638.69$724.91 $816.24$1,140.70 $1,733.40
Lubbock County $638.69$724.91 $816.24$1,140.70 $1,733.40
Lynn County $638.69$724.91 $816.24$1,140.70 $1,733.40
Motley County $638.69$724.91 $816.24$1,140.70 $1,733.40
Terry County $638.69$724.91 $816.24$1,140.70 $1,733.40
Yoakum County $638.69$724.91 $816.24$1,140.70 $1,733.40
Collin County $663.70$753.30 $848.21$1,185.37 $1,801.29
Dallas County $663.70$753.30 $848.21$1,185.37 $1,801.29
Ellis County $663.70$753.30 $848.21$1,185.37 $1,801.29
Hunt County $663.70$753.30 $848.21$1,185.37 $1,801.29
Navarro County $663.70$753.30 $848.21$1,185.37 $1,801.29
Rockwall County $663.70$753.30 $848.21$1,185.37 $1,801.29
Cooke County $668.97$759.28 $854.94$1,194.77 $1,815.58
Fannin County $668.97$759.28 $854.94$1,194.77 $1,815.58
Grayson County $668.97$759.28 $854.94$1,194.77 $1,815.58
Duval County $690.86$784.12 $882.92$1,233.87 $1,874.99
Jim Hogg County $690.86$784.12 $882.92$1,233.87 $1,874.99
McMullen County $690.86$784.12 $882.92$1,233.87 $1,874.99
Webb County $690.86$784.12 $882.92$1,233.87 $1,874.99
Zapata County $690.86$784.12 $882.92$1,233.87 $1,874.99
Coke County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Concho County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Crockett County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Irion County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Kimble County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Mason County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
McCulloch County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Menard County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Reagan County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Schleicher County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Sterling County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Sutton County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25
Tom Green County $1,059.41$1,202.44 $1,353.93$1,892.11 $2,875.25

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.