Marketplace health plans in Karnes County

Name: Marketplace health plans in Karnes County, TX: all 47
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

47 plans sold in Karnes County, Texas, from 3 insurers, priced at age 40.

What people in Karnes County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Karnes County listed at $855 a month and the average person paid $142 after the advance premium tax credit.

456 of the 1,135 people who enrolled here — 40.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan	Catastrophic	HMO	$372.09	$10,600	$10,600
CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$448.15	$7,500	$10,000
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$454.07	$8,500	$9,900
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$454.19	$7,450	$9,850
CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$466.42	$8,500	$9,900
CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Expanded Bronze	HMO	$467.07	$7,450	$9,850
UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare	Bronze	HMO	$525.34	$10,600	$10,600
UHC Bronze Standard UnitedHealthcare	Expanded Bronze	HMO	$548.91	$7,500	$10,000
Blue Advantage Bronze HMO℠ 301 Blue Cross and Blue Shield of Texas	Bronze	HMO	$558.52	$10,600	$10,600
Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas	Bronze	POS	$563.89	$7,300	$10,600
Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas	Catastrophic	HMO	$565.31	$10,600	$10,600
UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare	Expanded Bronze	HMO	$567.67	$7,500	$10,000
Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$573.86	$7,500	$10,000
Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas	Expanded Bronze	HMO	$574.50	$6,000	$10,150
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare	Expanded Bronze	HMO	$580.88	$0	$10,600
CHRISTUS Standard Gold ($0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$589.08	$2,000	$8,200
Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$590.31	$7,500	$10,000
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$597.14	$3,750	$9,200
Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas	Expanded Bronze	POS	$609.06	$7,000	$10,150
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$613.22	$3,750	$9,200
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$621.27	$0	$9,200
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Gold	HMO	$641.02	$0	$9,200
UHC Gold Standard UnitedHealthcare	Gold	HMO	$697.26	$2,000	$8,200
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$705.60	$6,000	$8,900
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$713.52	$0	$7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$715.77	$1,000	$7,500
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$725.36	$6,900	$9,300
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$732.28	$0	$7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$734.53	$1,000	$7,500
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan	Silver	HMO	$745.91	$6,900	$9,300
Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas	Gold	HMO	$779.81	$550	$10,100
Blue Advantage Gold HMO℠ 603 Blue Cross and Blue Shield of Texas	Gold	HMO	$788.36	$1,000	$8,200
Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas	Gold	POS	$790.23	$2,400	$10,400
Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas	Gold	HMO	$795.94	$2,000	$8,200
Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas	Gold	POS	$799.54	$1,700	$10,150
UHC Silver Standard UnitedHealthcare	Silver	HMO	$808.04	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare	Silver	HMO	$821.05	$3,000	$8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare	Silver	HMO	$822.01	$3,500	$9,200
Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas	Gold	POS	$830.75	$2,000	$8,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare	Silver	HMO	$839.81	$3,000	$8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Silver	HMO	$840.77	$3,500	$9,200
Blue Advantage Silver HMO℠ 801 Blue Cross and Blue Shield of Texas	Silver	HMO	$916.94	$4,000	$9,200
Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas	Silver	HMO	$926.10	$6,000	$8,900
Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas	Silver	HMO	$936.33	$1,450	$10,600
Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas	Silver	POS	$944.44	$1,250	$10,500
Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas	Silver	POS	$948.08	$6,000	$8,900
Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas	Silver	POS	$971.43	$0	$10,150

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Karnes County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.