UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
Expanded Bronze · HMO · UnitedHealthcare · Texas
At age 40 it costs between $494.79 and $973.30 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40220TX0080031 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $5,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $45 |
| Specialist visit | $100 |
| Emergency room | $2,250 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $25 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-811-2704 · TTY 1-866-811-2704 |
Where it is sold, and what it costs there
213 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brazos County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Burleson County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Grimes County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Leon County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Madison County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Milam County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Robertson County | $387.16 | $439.42 | $494.79 | $691.47 | $1,050.75 |
| Blanco County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Burnet County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Caldwell County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Fayette County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Hays County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Lee County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Llano County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Travis County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Williamson County | $389.50 | $442.08 | $497.78 | $695.65 | $1,057.10 |
| Atascosa County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Bandera County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Bexar County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Comal County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Dimmit County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Edwards County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Frio County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Gillespie County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Gonzales County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Guadalupe County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Kendall County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Kerr County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Kinney County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| La Salle County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Maverick County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Medina County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Real County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Uvalde County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Val Verde County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Wilson County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Zavala County | $393.77 | $446.92 | $503.23 | $703.27 | $1,068.68 |
| Jack County | $396.97 | $450.56 | $507.32 | $708.98 | $1,077.37 |
| Montague County | $396.97 | $450.56 | $507.32 | $708.98 | $1,077.37 |
| Young County | $396.97 | $450.56 | $507.32 | $708.98 | $1,077.37 |
| Angelina County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Hardin County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Houston County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Jasper County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Jefferson County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Nacogdoches County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Newton County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Orange County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Polk County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Sabine County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| San Augustine County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| San Jacinto County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Shelby County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Trinity County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Tyler County | $397.13 | $450.75 | $507.54 | $709.28 | $1,077.82 |
| Austin County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Colorado County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Matagorda County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Waller County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Wharton County | $402.52 | $456.86 | $514.42 | $718.90 | $1,092.44 |
| Chambers County | $405.11 | $459.80 | $517.74 | $723.53 | $1,099.48 |
| Liberty County | $405.11 | $459.80 | $517.74 | $723.53 | $1,099.48 |
| Walker County | $405.11 | $459.80 | $517.74 | $723.53 | $1,099.48 |
| Aransas County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Bee County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Jim Wells County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Kleberg County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Live Oak County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Nueces County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Refugio County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| San Patricio County | $413.06 | $468.83 | $527.90 | $737.73 | $1,121.06 |
| Brewster County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| Culberson County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| El Paso County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| Hudspeth County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| Jeff Davis County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| Presidio County | $416.57 | $472.81 | $532.38 | $744 | $1,130.57 |
| Anderson County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Cherokee County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Henderson County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Rains County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Smith County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Van Zandt County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Wood County | $429.55 | $487.53 | $548.96 | $767.17 | $1,165.79 |
| Bell County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| Coryell County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| Hamilton County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| Lampasas County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| Mills County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| San Saba County | $439.48 | $498.81 | $561.66 | $784.92 | $1,192.76 |
| Gregg County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Harrison County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Marion County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Panola County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Rusk County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Upshur County | $442.60 | $502.35 | $565.64 | $790.48 | $1,201.21 |
| Andrews County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Borden County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Crane County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Dawson County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Ector County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Gaines County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Glasscock County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Howard County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Loving County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Martin County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Midland County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Pecos County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Reeves County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Terrell County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Upton County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Ward County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Winkler County | $445.06 | $505.15 | $568.79 | $794.88 | $1,207.90 |
| Cameron County | $453.96 | $515.24 | $580.16 | $810.77 | $1,232.05 |
| Kenedy County | $453.96 | $515.24 | $580.16 | $810.77 | $1,232.05 |
| Willacy County | $453.96 | $515.24 | $580.16 | $810.77 | $1,232.05 |
| Bowie County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Camp County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Cass County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Delta County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Franklin County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Hopkins County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Lamar County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Morris County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Red River County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Titus County | $454.22 | $515.54 | $580.49 | $811.24 | $1,232.76 |
| Calhoun County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| De Witt County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Goliad County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Jackson County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Karnes County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Lavaca County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Victoria County | $454.52 | $515.88 | $580.88 | $811.77 | $1,233.57 |
| Armstrong County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Briscoe County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Carson County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Castro County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Childress County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Collingsworth County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Dallam County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Deaf Smith County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Donley County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Gray County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Hall County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Hansford County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Hartley County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Hemphill County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Hutchinson County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Lipscomb County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Moore County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Ochiltree County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Oldham County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Parmer County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Potter County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Randall County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Roberts County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Sherman County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Swisher County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Wheeler County | $455.32 | $516.79 | $581.91 | $813.21 | $1,235.75 |
| Denton County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Erath County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Hood County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Johnson County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Palo Pinto County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Parker County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Somervell County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Tarrant County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Wise County | $457.12 | $518.83 | $584.20 | $816.42 | $1,240.62 |
| Brooks County | $458.12 | $519.97 | $585.48 | $818.21 | $1,243.34 |
| Hidalgo County | $458.12 | $519.97 | $585.48 | $818.21 | $1,243.34 |
| Starr County | $458.12 | $519.97 | $585.48 | $818.21 | $1,243.34 |
| Bailey County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Cochran County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Crosby County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Dickens County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Floyd County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Garza County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Hale County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Hockley County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| King County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Lamb County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Lubbock County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Lynn County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Motley County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Terry County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Yoakum County | $459.14 | $521.12 | $586.77 | $820.02 | $1,246.09 |
| Collin County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Dallas County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Ellis County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Hunt County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Navarro County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Rockwall County | $477.12 | $541.53 | $609.76 | $852.13 | $1,294.90 |
| Cooke County | $480.90 | $545.82 | $614.59 | $858.89 | $1,305.17 |
| Fannin County | $480.90 | $545.82 | $614.59 | $858.89 | $1,305.17 |
| Grayson County | $480.90 | $545.82 | $614.59 | $858.89 | $1,305.17 |
| Duval County | $496.64 | $563.68 | $634.70 | $887 | $1,347.88 |
| Jim Hogg County | $496.64 | $563.68 | $634.70 | $887 | $1,347.88 |
| McMullen County | $496.64 | $563.68 | $634.70 | $887 | $1,347.88 |
| Webb County | $496.64 | $563.68 | $634.70 | $887 | $1,347.88 |
| Zapata County | $496.64 | $563.68 | $634.70 | $887 | $1,347.88 |
| Coke County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Concho County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Crockett County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Irion County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Kimble County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Mason County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| McCulloch County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Menard County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Reagan County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Schleicher County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Sterling County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Sutton County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
| Tom Green County | $761.58 | $864.40 | $973.30 | $1,360.19 | $2,066.94 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.