UHC Bronze Essential ($0 Virtual Urgent Care)
Bronze · HMO · UnitedHealthcare · Texas
At age 40 it costs between $447.48 and $880.25 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40220TX0080045 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-811-2704 · TTY 1-866-811-2704 |
Where it is sold, and what it costs there
218 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brazos County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Burleson County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Grimes County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Leon County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Madison County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Milam County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Robertson County | $350.14 | $397.41 | $447.48 | $625.36 | $950.29 |
| Blanco County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Burnet County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Caldwell County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Fayette County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Hays County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Lee County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Llano County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Travis County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Williamson County | $352.26 | $399.82 | $450.19 | $629.14 | $956.04 |
| Atascosa County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Bandera County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Bexar County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Comal County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Dimmit County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Edwards County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Frio County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Gillespie County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Gonzales County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Guadalupe County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Kendall County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Kerr County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Kinney County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| La Salle County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Maverick County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Medina County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Real County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Uvalde County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Val Verde County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Wilson County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Zavala County | $356.12 | $404.20 | $455.12 | $636.03 | $966.51 |
| Jack County | $359.01 | $407.48 | $458.82 | $641.20 | $974.36 |
| Montague County | $359.01 | $407.48 | $458.82 | $641.20 | $974.36 |
| Young County | $359.01 | $407.48 | $458.82 | $641.20 | $974.36 |
| Angelina County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Hardin County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Houston County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Jasper County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Jefferson County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Nacogdoches County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Newton County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Orange County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Polk County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Sabine County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| San Augustine County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| San Jacinto County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Shelby County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Trinity County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Tyler County | $359.17 | $407.65 | $459.01 | $641.47 | $974.78 |
| Austin County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Brazoria County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Colorado County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Fort Bend County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Matagorda County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Waller County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Wharton County | $364.04 | $413.18 | $465.24 | $650.17 | $988 |
| Chambers County | $366.38 | $415.85 | $468.24 | $654.36 | $994.36 |
| Liberty County | $366.38 | $415.85 | $468.24 | $654.36 | $994.36 |
| Montgomery County | $366.38 | $415.85 | $468.24 | $654.36 | $994.36 |
| Walker County | $366.38 | $415.85 | $468.24 | $654.36 | $994.36 |
| Aransas County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Bee County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Jim Wells County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Kleberg County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Live Oak County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Nueces County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Refugio County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| San Patricio County | $373.57 | $424.01 | $477.43 | $667.20 | $1,013.88 |
| Brewster County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| Culberson County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| El Paso County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| Hudspeth County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| Jeff Davis County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| Presidio County | $376.75 | $427.61 | $481.48 | $672.87 | $1,022.49 |
| Galveston County | $382.39 | $434.01 | $488.69 | $682.94 | $1,037.79 |
| Harris County | $382.39 | $434.01 | $488.69 | $682.94 | $1,037.79 |
| Anderson County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Cherokee County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Henderson County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Rains County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Smith County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Van Zandt County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Wood County | $388.48 | $440.92 | $496.48 | $693.82 | $1,054.33 |
| Bell County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| Coryell County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| Hamilton County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| Lampasas County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| Mills County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| San Saba County | $397.47 | $451.12 | $507.96 | $709.87 | $1,078.72 |
| Gregg County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Harrison County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Marion County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Panola County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Rusk County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Upshur County | $400.28 | $454.32 | $511.56 | $714.91 | $1,086.37 |
| Andrews County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Borden County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Crane County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Dawson County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Ector County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Gaines County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Glasscock County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Howard County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Loving County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Martin County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Midland County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Pecos County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Reeves County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Terrell County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Upton County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Ward County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Winkler County | $402.51 | $456.85 | $514.41 | $718.89 | $1,092.42 |
| Cameron County | $410.56 | $465.98 | $524.69 | $733.26 | $1,114.26 |
| Kenedy County | $410.56 | $465.98 | $524.69 | $733.26 | $1,114.26 |
| Willacy County | $410.56 | $465.98 | $524.69 | $733.26 | $1,114.26 |
| Bowie County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Camp County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Cass County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Delta County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Franklin County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Hopkins County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Lamar County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Morris County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Red River County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Titus County | $410.80 | $466.25 | $525 | $733.68 | $1,114.90 |
| Calhoun County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| De Witt County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Goliad County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Jackson County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Karnes County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Lavaca County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Victoria County | $411.07 | $466.56 | $525.34 | $734.16 | $1,115.63 |
| Armstrong County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Briscoe County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Carson County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Castro County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Childress County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Collingsworth County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Dallam County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Deaf Smith County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Donley County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Gray County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Hall County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Hansford County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Hartley County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Hemphill County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Hutchinson County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Lipscomb County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Moore County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Ochiltree County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Oldham County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Parmer County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Potter County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Randall County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Roberts County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Sherman County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Swisher County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Wheeler County | $411.79 | $467.39 | $526.27 | $735.46 | $1,117.61 |
| Denton County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Erath County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Hood County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Johnson County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Palo Pinto County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Parker County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Somervell County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Tarrant County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Wise County | $413.42 | $469.23 | $528.35 | $738.36 | $1,122.01 |
| Brooks County | $414.32 | $470.26 | $529.51 | $739.98 | $1,124.47 |
| Hidalgo County | $414.32 | $470.26 | $529.51 | $739.98 | $1,124.47 |
| Starr County | $414.32 | $470.26 | $529.51 | $739.98 | $1,124.47 |
| Bailey County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Cochran County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Crosby County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Dickens County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Floyd County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Garza County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Hale County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Hockley County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| King County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Lamb County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Lubbock County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Lynn County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Motley County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Terry County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Yoakum County | $415.24 | $471.30 | $530.68 | $741.62 | $1,126.96 |
| Collin County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Dallas County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Ellis County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Hunt County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Navarro County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Rockwall County | $431.50 | $489.76 | $551.46 | $770.66 | $1,171.10 |
| Cooke County | $434.92 | $493.64 | $555.83 | $776.78 | $1,180.39 |
| Fannin County | $434.92 | $493.64 | $555.83 | $776.78 | $1,180.39 |
| Grayson County | $434.92 | $493.64 | $555.83 | $776.78 | $1,180.39 |
| Duval County | $449.16 | $509.79 | $574.02 | $802.19 | $1,219.01 |
| Jim Hogg County | $449.16 | $509.79 | $574.02 | $802.19 | $1,219.01 |
| McMullen County | $449.16 | $509.79 | $574.02 | $802.19 | $1,219.01 |
| Webb County | $449.16 | $509.79 | $574.02 | $802.19 | $1,219.01 |
| Zapata County | $449.16 | $509.79 | $574.02 | $802.19 | $1,219.01 |
| Coke County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Concho County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Crockett County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Irion County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Kimble County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Mason County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| McCulloch County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Menard County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Reagan County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Schleicher County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Sterling County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Sutton County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
| Tom Green County | $688.77 | $781.76 | $880.25 | $1,230.15 | $1,869.33 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.