UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
Silver · HMO · UnitedHealthcare · Texas
At age 40 it costs between $716.16 and $1,408.77 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,500 | $9,200 | $15 | $5 |
| up to 150% of the federal poverty level | $150 | $1,500 | $5 | $1 |
| 150% to 200% | $1,000 | $3,050 | $10 | $3 |
| 200% to 250% | $3,200 | $7,350 | $15 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 40220TX0090001 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $3,500 |
| Deductible (family) | $7,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $15 |
| Specialist visit | $100 |
| Emergency room | $1,000 Copay after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $85 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.52% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-811-2704 · TTY 1-866-811-2704 |
Where it is sold, and what it costs there
213 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brazos County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Burleson County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Grimes County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Leon County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Madison County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Milam County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Robertson County | $560.38 | $636.03 | $716.16 | $1,000.84 | $1,520.87 |
| Blanco County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Burnet County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Caldwell County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Fayette County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Hays County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Lee County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Llano County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Travis County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Williamson County | $563.77 | $639.88 | $720.49 | $1,006.89 | $1,530.07 |
| Atascosa County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Bandera County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Bexar County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Comal County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Dimmit County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Edwards County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Frio County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Gillespie County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Gonzales County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Guadalupe County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Kendall County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Kerr County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Kinney County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| La Salle County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Maverick County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Medina County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Real County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Uvalde County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Val Verde County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Wilson County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Zavala County | $569.94 | $646.88 | $728.39 | $1,017.92 | $1,546.82 |
| Jack County | $574.57 | $652.14 | $734.31 | $1,026.19 | $1,559.39 |
| Montague County | $574.57 | $652.14 | $734.31 | $1,026.19 | $1,559.39 |
| Young County | $574.57 | $652.14 | $734.31 | $1,026.19 | $1,559.39 |
| Angelina County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Hardin County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Houston County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Jasper County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Jefferson County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Nacogdoches County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Newton County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Orange County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Polk County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Sabine County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| San Augustine County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| San Jacinto County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Shelby County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Trinity County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Tyler County | $574.82 | $652.42 | $734.62 | $1,026.62 | $1,560.05 |
| Austin County | $582.62 | $661.27 | $744.58 | $1,040.55 | $1,581.22 |
| Colorado County | $582.62 | $661.27 | $744.58 | $1,040.55 | $1,581.22 |
| Matagorda County | $582.62 | $661.27 | $744.58 | $1,040.55 | $1,581.22 |
| Waller County | $582.62 | $661.27 | $744.58 | $1,040.55 | $1,581.22 |
| Wharton County | $582.62 | $661.27 | $744.58 | $1,040.55 | $1,581.22 |
| Chambers County | $586.37 | $665.53 | $749.38 | $1,047.25 | $1,591.40 |
| Liberty County | $586.37 | $665.53 | $749.38 | $1,047.25 | $1,591.40 |
| Walker County | $586.37 | $665.53 | $749.38 | $1,047.25 | $1,591.40 |
| Aransas County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Bee County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Jim Wells County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Kleberg County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Live Oak County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Nueces County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Refugio County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| San Patricio County | $597.88 | $678.59 | $764.09 | $1,067.81 | $1,622.63 |
| Brewster County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| Culberson County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| El Paso County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| Hudspeth County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| Jeff Davis County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| Presidio County | $602.95 | $684.35 | $770.57 | $1,076.87 | $1,636.41 |
| Anderson County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Cherokee County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Henderson County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Rains County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Smith County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Van Zandt County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Wood County | $621.73 | $705.66 | $794.57 | $1,110.41 | $1,687.38 |
| Bell County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| Coryell County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| Hamilton County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| Lampasas County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| Mills County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| San Saba County | $636.11 | $721.99 | $812.95 | $1,136.10 | $1,726.41 |
| Gregg County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Harrison County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Marion County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Panola County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Rusk County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Upshur County | $640.62 | $727.11 | $818.72 | $1,144.15 | $1,738.65 |
| Andrews County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Borden County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Crane County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Dawson County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Ector County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Gaines County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Glasscock County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Howard County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Loving County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Martin County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Midland County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Pecos County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Reeves County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Terrell County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Upton County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Ward County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Winkler County | $644.19 | $731.16 | $823.28 | $1,150.53 | $1,748.34 |
| Cameron County | $657.07 | $745.77 | $839.73 | $1,173.52 | $1,783.28 |
| Kenedy County | $657.07 | $745.77 | $839.73 | $1,173.52 | $1,783.28 |
| Willacy County | $657.07 | $745.77 | $839.73 | $1,173.52 | $1,783.28 |
| Bowie County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Camp County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Cass County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Delta County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Franklin County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Hopkins County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Lamar County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Morris County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Red River County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Titus County | $657.45 | $746.20 | $840.22 | $1,174.20 | $1,784.31 |
| Calhoun County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| De Witt County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Goliad County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Jackson County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Karnes County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Lavaca County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Victoria County | $657.88 | $746.69 | $840.77 | $1,174.97 | $1,785.48 |
| Armstrong County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Briscoe County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Carson County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Castro County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Childress County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Collingsworth County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Dallam County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Deaf Smith County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Donley County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Gray County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Hall County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Hansford County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Hartley County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Hemphill County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Hutchinson County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Lipscomb County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Moore County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Ochiltree County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Oldham County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Parmer County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Potter County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Randall County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Roberts County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Sherman County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Swisher County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Wheeler County | $659.04 | $748.01 | $842.26 | $1,177.05 | $1,788.64 |
| Denton County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Erath County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Hood County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Johnson County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Palo Pinto County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Parker County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Somervell County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Tarrant County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Wise County | $661.64 | $750.96 | $845.58 | $1,181.69 | $1,795.70 |
| Brooks County | $663.09 | $752.61 | $847.43 | $1,184.28 | $1,799.63 |
| Hidalgo County | $663.09 | $752.61 | $847.43 | $1,184.28 | $1,799.63 |
| Starr County | $663.09 | $752.61 | $847.43 | $1,184.28 | $1,799.63 |
| Bailey County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Cochran County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Crosby County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Dickens County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Floyd County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Garza County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Hale County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Hockley County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| King County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Lamb County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Lubbock County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Lynn County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Motley County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Terry County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Yoakum County | $664.56 | $754.27 | $849.31 | $1,186.90 | $1,803.61 |
| Collin County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Dallas County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Ellis County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Hunt County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Navarro County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Rockwall County | $690.59 | $783.82 | $882.57 | $1,233.39 | $1,874.25 |
| Cooke County | $696.06 | $790.03 | $889.57 | $1,243.17 | $1,889.12 |
| Fannin County | $696.06 | $790.03 | $889.57 | $1,243.17 | $1,889.12 |
| Grayson County | $696.06 | $790.03 | $889.57 | $1,243.17 | $1,889.12 |
| Duval County | $718.84 | $815.88 | $918.68 | $1,283.85 | $1,950.93 |
| Jim Hogg County | $718.84 | $815.88 | $918.68 | $1,283.85 | $1,950.93 |
| McMullen County | $718.84 | $815.88 | $918.68 | $1,283.85 | $1,950.93 |
| Webb County | $718.84 | $815.88 | $918.68 | $1,283.85 | $1,950.93 |
| Zapata County | $718.84 | $815.88 | $918.68 | $1,283.85 | $1,950.93 |
| Coke County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Concho County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Crockett County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Irion County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Kimble County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Mason County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| McCulloch County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Menard County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Reagan County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Schleicher County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Sterling County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Sutton County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
| Tom Green County | $1,102.33 | $1,251.14 | $1,408.77 | $1,968.75 | $2,991.71 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.