CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care)
Expanded Bronze · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $385.87 and $448.15 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 66252TX0380001 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $301.94 | $342.70 | $385.87 | $539.26 | $819.45 |
| Caldwell County | $302.99 | $343.90 | $387.22 | $541.14 | $822.32 |
| Hays County | $302.99 | $343.90 | $387.22 | $541.14 | $822.32 |
| Comal County | $315.34 | $357.91 | $403 | $563.20 | $855.83 |
| Guadalupe County | $315.34 | $357.91 | $403 | $563.20 | $855.83 |
| Gregg County | $315.81 | $358.45 | $403.61 | $564.04 | $857.12 |
| Harrison County | $315.81 | $358.45 | $403.61 | $564.04 | $857.12 |
| Marion County | $315.81 | $358.45 | $403.61 | $564.04 | $857.12 |
| Upshur County | $315.81 | $358.45 | $403.61 | $564.04 | $857.12 |
| Hardin County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Jasper County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Jefferson County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Newton County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Orange County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Tyler County | $319.91 | $363.09 | $408.84 | $571.35 | $868.23 |
| Anderson County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Cherokee County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Rains County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Smith County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Van Zandt County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Wood County | $334.02 | $379.12 | $426.88 | $596.57 | $906.54 |
| Aransas County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Bee County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Jim Wells County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Kleberg County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Live Oak County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Nueces County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Refugio County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| San Patricio County | $335.84 | $381.18 | $429.20 | $599.81 | $911.47 |
| Kenedy County | $341.29 | $387.37 | $436.17 | $609.55 | $926.27 |
| Bowie County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Cass County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Franklin County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Hopkins County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Morris County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Red River County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Titus County | $350.55 | $397.87 | $448 | $626.08 | $951.39 |
| Karnes County | $350.66 | $398 | $448.15 | $626.28 | $951.69 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.