CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care)
Silver · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $607.56 and $705.60 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 66252TX0380008 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $475.40 | $539.57 | $607.56 | $849.06 | $1,290.22 |
| Caldwell County | $477.06 | $541.46 | $609.68 | $852.02 | $1,294.73 |
| Hays County | $477.06 | $541.46 | $609.68 | $852.02 | $1,294.73 |
| Comal County | $496.50 | $563.53 | $634.53 | $886.75 | $1,347.50 |
| Guadalupe County | $496.50 | $563.53 | $634.53 | $886.75 | $1,347.50 |
| Gregg County | $497.25 | $564.38 | $635.48 | $888.08 | $1,349.53 |
| Harrison County | $497.25 | $564.38 | $635.48 | $888.08 | $1,349.53 |
| Marion County | $497.25 | $564.38 | $635.48 | $888.08 | $1,349.53 |
| Upshur County | $497.25 | $564.38 | $635.48 | $888.08 | $1,349.53 |
| Hardin County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Jasper County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Jefferson County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Newton County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Orange County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Tyler County | $503.69 | $571.69 | $643.72 | $899.59 | $1,367.02 |
| Anderson County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Cherokee County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Rains County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Smith County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Van Zandt County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Wood County | $525.92 | $596.92 | $672.12 | $939.29 | $1,427.34 |
| Aransas County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Bee County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Jim Wells County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Kleberg County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Live Oak County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Nueces County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Refugio County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| San Patricio County | $528.78 | $600.16 | $675.78 | $944.40 | $1,435.10 |
| Kenedy County | $537.36 | $609.91 | $686.75 | $959.73 | $1,458.40 |
| Bowie County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Cass County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Franklin County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Hopkins County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Morris County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Red River County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Titus County | $551.93 | $626.45 | $705.37 | $985.76 | $1,497.95 |
| Karnes County | $552.11 | $626.65 | $705.60 | $986.07 | $1,498.44 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.