CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)
Silver · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $642.26 and $745.91 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,900 | $9,300 | $5 | $10 |
| up to 150% of the federal poverty level | $0 | $1,300 | No Charge | No Charge |
| 150% to 200% | $0 | $3,300 | $5 | No Charge |
| 200% to 250% | $6,900 | $7,850 | $5 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 66252TX0380011 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,900 |
| Deductible (family) | $13,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,300 |
| Family maximum | $18,600 |
| Primary care visit | $5 |
| Specialist visit | $50 |
| Emergency room | $950 Copay after deductible |
| Inpatient stay | $950 Copay per Stay after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $60 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.25% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $502.55 | $570.40 | $642.26 | $897.56 | $1,363.93 |
| Caldwell County | $504.31 | $572.39 | $644.51 | $900.70 | $1,368.70 |
| Hays County | $504.31 | $572.39 | $644.51 | $900.70 | $1,368.70 |
| Comal County | $524.86 | $595.72 | $670.78 | $937.41 | $1,424.48 |
| Guadalupe County | $524.86 | $595.72 | $670.78 | $937.41 | $1,424.48 |
| Gregg County | $525.65 | $596.62 | $671.79 | $938.82 | $1,426.62 |
| Harrison County | $525.65 | $596.62 | $671.79 | $938.82 | $1,426.62 |
| Marion County | $525.65 | $596.62 | $671.79 | $938.82 | $1,426.62 |
| Upshur County | $525.65 | $596.62 | $671.79 | $938.82 | $1,426.62 |
| Hardin County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Jasper County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Jefferson County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Newton County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Orange County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Tyler County | $532.47 | $604.35 | $680.49 | $950.98 | $1,445.11 |
| Anderson County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Cherokee County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Rains County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Smith County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Van Zandt County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Wood County | $555.96 | $631.02 | $710.52 | $992.95 | $1,508.88 |
| Aransas County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Bee County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Jim Wells County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Kleberg County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Live Oak County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Nueces County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Refugio County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| San Patricio County | $558.99 | $634.45 | $714.38 | $998.35 | $1,517.09 |
| Kenedy County | $568.06 | $644.75 | $725.98 | $1,014.55 | $1,541.71 |
| Bowie County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Cass County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Franklin County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Hopkins County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Morris County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Red River County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Titus County | $583.47 | $662.23 | $745.67 | $1,042.07 | $1,583.52 |
| Karnes County | $583.65 | $662.45 | $745.91 | $1,042.41 | $1,584.04 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.