CHRISTUS Standard Gold ($0 Virtual Urgent Care)
Gold · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $507.22 and $589.08 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 66252TX0380013 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $396.89 | $450.47 | $507.22 | $708.84 | $1,077.16 |
| Caldwell County | $398.28 | $452.04 | $509 | $711.32 | $1,080.92 |
| Hays County | $398.28 | $452.04 | $509 | $711.32 | $1,080.92 |
| Comal County | $414.51 | $470.47 | $529.74 | $740.31 | $1,124.98 |
| Guadalupe County | $414.51 | $470.47 | $529.74 | $740.31 | $1,124.98 |
| Gregg County | $415.13 | $471.17 | $530.54 | $741.43 | $1,126.67 |
| Harrison County | $415.13 | $471.17 | $530.54 | $741.43 | $1,126.67 |
| Marion County | $415.13 | $471.17 | $530.54 | $741.43 | $1,126.67 |
| Upshur County | $415.13 | $471.17 | $530.54 | $741.43 | $1,126.67 |
| Hardin County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Jasper County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Jefferson County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Newton County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Orange County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Tyler County | $420.51 | $477.28 | $537.41 | $751.03 | $1,141.27 |
| Anderson County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Cherokee County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Rains County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Smith County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Van Zandt County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Wood County | $439.07 | $498.34 | $561.13 | $784.17 | $1,191.63 |
| Aransas County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Bee County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Jim Wells County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Kleberg County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Live Oak County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Nueces County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Refugio County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| San Patricio County | $441.46 | $501.05 | $564.18 | $788.44 | $1,198.11 |
| Kenedy County | $448.62 | $509.19 | $573.34 | $801.24 | $1,217.56 |
| Bowie County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Cass County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Franklin County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Hopkins County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Morris County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Red River County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Titus County | $460.79 | $522.99 | $588.89 | $822.97 | $1,250.58 |
| Karnes County | $460.94 | $523.16 | $589.08 | $823.23 | $1,250.98 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.