CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)
Gold · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $534.94 and $621.27 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 66252TX0380015 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $5 |
| Specialist visit | $60 |
| Emergency room | $950 |
| Inpatient stay | $950 Copay per Stay |
| Generic drugs | No Charge |
| Preferred brand drugs | $60 |
| Specialty drugs | $350 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.32% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $418.58 | $475.09 | $534.94 | $747.58 | $1,136.02 |
| Caldwell County | $420.04 | $476.75 | $536.81 | $750.19 | $1,139.99 |
| Hays County | $420.04 | $476.75 | $536.81 | $750.19 | $1,139.99 |
| Comal County | $437.16 | $496.18 | $558.69 | $780.77 | $1,186.45 |
| Guadalupe County | $437.16 | $496.18 | $558.69 | $780.77 | $1,186.45 |
| Gregg County | $437.82 | $496.92 | $559.53 | $781.94 | $1,188.23 |
| Harrison County | $437.82 | $496.92 | $559.53 | $781.94 | $1,188.23 |
| Marion County | $437.82 | $496.92 | $559.53 | $781.94 | $1,188.23 |
| Upshur County | $437.82 | $496.92 | $559.53 | $781.94 | $1,188.23 |
| Hardin County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Jasper County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Jefferson County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Newton County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Orange County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Tyler County | $443.49 | $503.36 | $566.78 | $792.08 | $1,203.63 |
| Anderson County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Cherokee County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Rains County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Smith County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Van Zandt County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Wood County | $463.06 | $525.57 | $591.79 | $827.03 | $1,256.75 |
| Aransas County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Bee County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Jim Wells County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Kleberg County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Live Oak County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Nueces County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Refugio County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| San Patricio County | $465.58 | $528.43 | $595.01 | $831.53 | $1,263.58 |
| Kenedy County | $473.14 | $537.01 | $604.67 | $845.02 | $1,284.09 |
| Bowie County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Cass County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Franklin County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Hopkins County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Morris County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Red River County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Titus County | $485.97 | $551.57 | $621.07 | $867.94 | $1,318.92 |
| Karnes County | $486.13 | $551.75 | $621.27 | $868.22 | $1,319.35 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.