CHRISTUS Catastrophic (3 Free PCP visits)
Catastrophic · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $320.39 and $372.09 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 66252TX0380100 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Catastrophic |
| Plan type | HMO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
38 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $250.70 | $284.54 | $320.39 | $447.75 | $680.39 |
| Caldwell County | $251.57 | $285.54 | $321.51 | $449.31 | $682.77 |
| Hays County | $251.57 | $285.54 | $321.51 | $449.31 | $682.77 |
| Comal County | $261.83 | $297.17 | $334.61 | $467.62 | $710.60 |
| Guadalupe County | $261.83 | $297.17 | $334.61 | $467.62 | $710.60 |
| Gregg County | $262.22 | $297.62 | $335.12 | $468.33 | $711.67 |
| Harrison County | $262.22 | $297.62 | $335.12 | $468.33 | $711.67 |
| Marion County | $262.22 | $297.62 | $335.12 | $468.33 | $711.67 |
| Upshur County | $262.22 | $297.62 | $335.12 | $468.33 | $711.67 |
| Hardin County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Jasper County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Jefferson County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Newton County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Orange County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Tyler County | $265.62 | $301.48 | $339.46 | $474.39 | $720.89 |
| Anderson County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Cherokee County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Rains County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Smith County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Van Zandt County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Wood County | $277.34 | $314.78 | $354.44 | $495.33 | $752.70 |
| Aransas County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Bee County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Jim Wells County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Kleberg County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Live Oak County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Nueces County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Refugio County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| San Patricio County | $278.85 | $316.49 | $356.37 | $498.02 | $756.79 |
| Kenedy County | $283.37 | $321.63 | $362.15 | $506.11 | $769.08 |
| Bowie County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Cass County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Franklin County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Hopkins County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Morris County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Red River County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Titus County | $291.06 | $330.35 | $371.97 | $519.83 | $789.94 |
| Karnes County | $291.15 | $330.46 | $372.09 | $520 | $790.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.