Elite Bronze with Atrium Health
Expanded Bronze · HMO · Ambetter of North Carolina · North Carolina
At age 40 it costs between $477.35 and $560.02 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 77264NC0010050 |
|---|---|
| Insurer | Ambetter of North Carolina |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $3,800 |
| Most you could pay in a year | $10,500 |
| Family maximum | $21,000 |
| Primary care visit | $60 |
| Specialist visit | $120 |
| Emergency room | $2,500 |
| Inpatient stay | 50% |
| Generic drugs | $3 |
| Preferred brand drugs | $195 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-863-1310 · TTY 1-833-863-1310 |
Where it is sold, and what it costs there
16 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Davidson County | $373.52 | $423.93 | $477.35 | $667.09 | $1,013.71 |
| Davie County | $373.52 | $423.93 | $477.35 | $667.09 | $1,013.71 |
| Forsyth County | $373.52 | $423.93 | $477.35 | $667.09 | $1,013.71 |
| Stokes County | $373.52 | $423.93 | $477.35 | $667.09 | $1,013.71 |
| Yadkin County | $373.52 | $423.93 | $477.35 | $667.09 | $1,013.71 |
| Guilford County | $375.17 | $425.80 | $479.45 | $670.03 | $1,018.17 |
| Randolph County | $375.17 | $425.80 | $479.45 | $670.03 | $1,018.17 |
| Anson County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Cabarrus County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Mecklenburg County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Rowan County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Stanly County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Union County | $412.84 | $468.56 | $527.59 | $737.31 | $1,120.41 |
| Cleveland County | $438.21 | $497.36 | $560.02 | $782.63 | $1,189.28 |
| Gaston County | $438.21 | $497.36 | $560.02 | $782.63 | $1,189.28 |
| Lincoln County | $438.21 | $497.36 | $560.02 | $782.63 | $1,189.28 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.