QHP Index

Standard Expanded Bronze with Atrium Health + Vision + Adult Dental

Expanded Bronze · HMO · Ambetter of North Carolina · North Carolina

At age 40 it costs between $435.93 and $511.43 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID77264NC0020058
InsurerAmbetter of North Carolina
Metal levelExpanded Bronze
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$7,500
Deductible (family)$15,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,000
Family maximum$20,000
Primary care visit$50
Specialist visit$100
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$25
Preferred brand drugs$50 Copay after deductible
Specialty drugs$500 Copay after deductible
Adult dental includedYes
Child dental includedNo
Share of premium buying essential health benefits96.74%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-833-863-1310 · TTY 1-833-863-1310

Where it is sold, and what it costs there

16 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Davidson County $341.11$387.15 $435.93$609.21 $925.76
Davie County $341.11$387.15 $435.93$609.21 $925.76
Forsyth County $341.11$387.15 $435.93$609.21 $925.76
Stokes County $341.11$387.15 $435.93$609.21 $925.76
Yadkin County $341.11$387.15 $435.93$609.21 $925.76
Guilford County $342.62$388.86 $437.85$611.90 $929.84
Randolph County $342.62$388.86 $437.85$611.90 $929.84
Anson County $377.02$427.91 $481.82$673.34 $1,023.21
Cabarrus County $377.02$427.91 $481.82$673.34 $1,023.21
Mecklenburg County $377.02$427.91 $481.82$673.34 $1,023.21
Rowan County $377.02$427.91 $481.82$673.34 $1,023.21
Stanly County $377.02$427.91 $481.82$673.34 $1,023.21
Union County $377.02$427.91 $481.82$673.34 $1,023.21
Cleveland County $400.19$454.21 $511.43$714.73 $1,086.10
Gaston County $400.19$454.21 $511.43$714.73 $1,086.10
Lincoln County $400.19$454.21 $511.43$714.73 $1,086.10

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.