QHP Index

Silver plans in Mitchell County

13 Silver plans sold in Mitchell County, Iowa, from 3 insurers, priced at age 40.

What people in Mitchell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Mitchell County listed at $648 a month and the average person paid $292 after the advance premium tax credit.

29 of the 414 people who enrolled here — 7.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Silver Classic Standard | MercyOne
Oscar Insurance Company
SilverEPO $483.56 $6,000 $8,900
Silver Simple PCP Saver | MercyOne
Oscar Insurance Company
SilverEPO $484.81 $5,000 $8,500
Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne
Oscar Insurance Company
SilverEPO $486.07 $6,200 $9,600
Silver Classic | MercyOne
Oscar Insurance Company
SilverEPO $489.82 $5,000 $8,000
Silver Simple Diabetes | MercyOne
Oscar Insurance Company
SilverEPO $493.21 $6,500 $10,000
Silver Simple Chronic Care CKM | MercyOne
Oscar Insurance Company
SilverEPO $497.55 $5,900 $10,150
Silver Simple Women's Health with Menopause Benefits | MercyOne
Oscar Insurance Company
SilverEPO $499.58 $6,000 $10,150
Wellmark Silver Traditional HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $580.55 $5,000 $7,500
Silver Classic Standard
Oscar Insurance Company
SilverEPO $587.38 $6,000 $8,900
Wellmark Standard Silver HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $589.05 $6,000 $8,900
Medica Insure Silver $0 Copay PCP Visits
Medica
SilverEPO $1,021.89 $3,500 $10,450
Medica Insure Silver Share
Medica
SilverEPO $1,052.56 $3,525 $8,850
Medica Insure Silver Standard
Medica
SilverEPO $1,069.04 $6,000 $8,900

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Mitchell County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.