QHP Index

Gold plans in Saint Charles County

19 Gold plans sold in Saint Charles County, Missouri, from 5 insurers, priced at age 40.

What people in Saint Charles County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Saint Charles County listed at $638 a month and the average person paid $232 after the advance premium tax credit.

2,449 of the 17,815 people who enrolled here — 13.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Gold Simple
Oscar Insurance Company
GoldEPO $509.77 $3,300 $9,950
Standard Gold
Ambetter Health
GoldEPO $512.03 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldEPO $518.03 $800 $7,250
Gold Classic Standard
Oscar Insurance Company
GoldEPO $520.07 $2,000 $8,200
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
GoldEPO $526.83 $2,000 $8,200
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $527.51 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $533.69 $800 $7,250
Complete Gold
Ambetter Health
GoldEPO $535.47 $1,450 $7,700
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $551.66 $1,450 $7,700
Balance by Medica Gold $0 Copay PCP Visits
Medica
GoldEPO $571.87 $1,500 $8,800
Balance by Medica Gold Share
Medica
GoldEPO $574.69 $2,500 $5,900
Medica with SSM Health Gold $0 Copay PCP Visits
Medica
GoldEPO $577.88 $1,500 $8,800
Medica with SSM Health Gold Share
Medica
GoldEPO $580.54 $2,500 $5,900
Balance by Medica Gold Standard
Medica
GoldEPO $583.28 $2,000 $8,200
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $586.86 $2,000 $8,200
Medica with SSM Health Gold Standard
Medica
GoldEPO $589.56 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldEPO $590.12 $1,500 $8,100
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $605.67 $1,500 $8,100
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $610.82 $0 $8,000

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Saint Charles County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.