QHP Index

Marketplace health plans in Lafayette County

23 plans sold in Lafayette County, Mississippi, from 3 insurers, priced at age 21.

What people in Lafayette County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lafayette County listed at $830 a month and the average person paid $203 after the advance premium tax credit.

98 of the 3,006 people who enrolled here — 3.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Bronze Classic Standard
Oscar Health Plan, Inc.
Expanded BronzeHMO $475.39 $7,500 $10,000
Bronze Simple Chronic Care CKM
Oscar Health Plan, Inc.
Expanded BronzeHMO $492.01 $5,500 $10,150
Silver Simple
Oscar Health Plan, Inc.
SilverHMO $492.91 $6,300 $9,300
Everyday Bronze
Ambetter Health
Expanded BronzeHMO $495.66 $8,450 $10,150
Silver Classic Standard
Oscar Health Plan, Inc.
SilverHMO $496.36 $6,000 $8,900
Standard Expanded Bronze
Ambetter Health
Expanded BronzeHMO $497.29 $7,500 $10,000
Silver Simple Chronic Care CKM
Oscar Health Plan, Inc.
SilverHMO $499.37 $5,900 $10,150
Bronze Elite + PCP Saver Plus
Oscar Health Plan, Inc.
Expanded BronzeHMO $509.48 $0 $10,600
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $513.50 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $515.19 $7,500 $10,000
Standard Silver
Ambetter Health
SilverHMO $535.20 $6,000 $8,900
Choice Bronze HSA
Ambetter Health
Expanded BronzeHMO $538.29 $7,250 $7,250
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $554.47 $6,000 $8,900
Choice Bronze HSA + Vision + Adult Dental
Ambetter Health
Expanded BronzeHMO $557.67 $7,250 $7,250
Molina Silver Standard
Molina Healthcare
SilverHMO $632.71 $6,000 $8,900
Standard Gold
Ambetter Health
GoldHMO $665.30 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $673.32 $800 $7,250
Gold Classic Standard
Oscar Health Plan, Inc.
GoldHMO $674.31 $2,000 $8,200
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $689.25 $2,000 $8,200
Complete Gold
Ambetter Health
GoldHMO $696.78 $1,450 $7,500
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $697.56 $800 $7,250
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $721.86 $1,450 $7,500
Molina Gold Standard
Molina Healthcare
GoldHMO $813.07 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Lafayette County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.