QHP Index

Expanded Bronze plans in Caldwell County

23 Expanded Bronze plans sold in Caldwell County, North Carolina, from 4 insurers, priced at age 27.

What people in Caldwell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Caldwell County listed at $800 a month and the average person paid $197 after the advance premium tax credit.

1,238 of the 5,568 people who enrolled here — 22.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Everyday Bronze
Ambetter of North Carolina
Expanded BronzeHMO $380.01 $8,450 $10,150
Standard Expanded Bronze
Ambetter of North Carolina
Expanded BronzeHMO $381.48 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $392.80 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $394.32 $7,500 $10,000
AmeriHealth Caritas Next Bronze Signature + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $403.21 $7,500 $10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $411.96 $3,850 $10,600
Elite Bronze
Ambetter of North Carolina
Expanded BronzeHMO $431.78 $0 $10,500
Elite Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $446.31 $0 $10,500
Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePOS $447.52 $7,000 $10,600
Blue Value Bronze Standard | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePOS $465.58 $7,500 $10,000
Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePOS $472.25 $4,000 $10,600
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePOS $484.34 $8,500 $8,500
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $516.55 $7,000 $10,600
UHC Bronze Standard (No Referrals)
UnitedHealthcare
Expanded BronzeHMO $523.10 $7,500 $10,000
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $532.46 $7,000 $10,600
Blue Care Bronze Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $538.61 $7,500 $10,000
UHC Bronze Standard+ Dental + Vision (No Referrals)
UnitedHealthcare
Expanded BronzeHMO $542.63 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
Expanded BronzeHMO $543.92 $0 $10,600
Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $544.83 $4,000 $10,600
Blue Advantage Bronze Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $553.70 $7,500 $10,000
Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $558.49 $8,500 $8,500
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $561.49 $4,000 $10,600
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $575.60 $8,500 $8,500

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Caldwell County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.