QHP Index

Gold plans in Caldwell County

16 Gold plans sold in Caldwell County, North Carolina, from 4 insurers, priced at age 30.

What people in Caldwell County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Caldwell County listed at $800 a month and the average person paid $197 after the advance premium tax credit.

1,238 of the 5,568 people who enrolled here — 22.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Standard Gold
Ambetter of North Carolina
GoldHMO $546.98 $2,000 $8,200
Standard Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $565.38 $2,000 $8,200
Complete Gold
Ambetter of North Carolina
GoldHMO $571.83 $1,450 $7,500
AmeriHealth Caritas Next Gold Signature + No Referrals
AmeriHealth Caritas Next
GoldHMO $584.69 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $591.07 $1,450 $7,500
AmeriHealth Caritas Next Gold Premier + No Referrals
AmeriHealth Caritas Next
GoldHMO $607.32 $850 $8,500
Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
GoldPOS $667.29 $1,800 $10,600
Blue Value Gold Standard A | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
GoldPOS $674.14 $2,000 $8,200
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $769.36 $1,800 $10,600
Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $779 $2,000 $8,200
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $792.99 $1,800 $10,600
Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $800.89 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldHMO $866.96 $0 $10,600
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $871.34 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $892.11 $750 $9,200
UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $913.25 $750 $9,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Caldwell County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.