Silver plans in Polk County

Name: Silver marketplace plans in Polk County, NC: all 22
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

22 Silver plans sold in Polk County, North Carolina, from 5 insurers, priced at age 27.

What people in Polk County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Polk County listed at $965 a month and the average person paid $293 after the advance premium tax credit.

235 of the 1,390 people who enrolled here — 16.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Clear Silver with $0 Insulin Options Ambetter of North Carolina	Silver	HMO	$575.82	$7,000	$7,000
Standard Silver Ambetter of North Carolina	Silver	HMO	$576	$6,000	$8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of North Carolina	Silver	HMO	$591.04	$5,900	$8,150
AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next	Silver	HMO	$592.41	$6,100	$9,000
Standard Silver + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$595.38	$6,000	$8,900
AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next	Silver	HMO	$597.49	$6,000	$8,900
AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next	Silver	HMO	$610.03	$400	$10,200
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$610.93	$5,900	$8,150
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$663.53	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$672.49	$6,000	$8,900
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$683.94	$2,800	$10,600
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$685.95	$3,000	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$691.33	$6,000	$8,900
Silver Simple PCP Saver Oscar Health Plan of North Carolina, Inc	Silver	HMO	$693.54	$5,500	$9,900
Silver Classic Standard Oscar Health Plan of North Carolina, Inc	Silver	HMO	$702.84	$6,000	$8,900
Silver Simple Diabetes Oscar Health Plan of North Carolina, Inc	Silver	HMO	$703.86	$6,500	$10,000
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$707.01	$3,000	$10,600
Silver Classic Oscar Health Plan of North Carolina, Inc	Silver	HMO	$712.12	$5,400	$9,200
Connect Silver 5000 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$912.73	$5,000	$8,850
Connect Silver 3600 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$914.46	$3,600	$9,150
Connect Silver CMS Standard Cigna Healthcare	Silver	HMO	$914.79	$6,000	$8,900
Connect myDiabetesCare Silver Cigna Healthcare	Silver	HMO	$925.20	$4,300	$9,200

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.