Marketplace health plans in Richardson County

Name: Marketplace health plans in Richardson County, NE: all 69
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

69 plans sold in Richardson County, Nebraska, from 5 insurers, priced at age 60.

What people in Richardson County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Richardson County listed at $816 a month and the average person paid $243 after the advance premium tax credit.

71 of the 532 people who enrolled here — 13.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 60: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 60	Deductible	Max out of pocket
Standard Expanded Bronze Ambetter Health	Expanded Bronze	EPO	$1,131.08	$7,500	$10,000
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$1,158.04	$7,500	$10,000
Bronze Classic Oscar Insurance Company	Expanded Bronze	EPO	$1,178.81	$7,750	$10,600
HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,211.78	$6,000	$10,600
HeartlandBlue Bronze Standard 7500 Blueprint Health Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,221.15	$7,500	$10,000
Choice Bronze HSA Ambetter Health	Expanded Bronze	EPO	$1,226.34	$7,250	$7,250
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$1,242.84	$7,500	$10,000
HeartlandBlue Bronze HSA 6500 Blueprint Health Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,247.28	$6,500	$8,050
Choice Bronze HSA + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$1,255.56	$7,250	$7,250
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$1,266.01	$5,500	$10,150
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Bronze	EPO	$1,276.39	$10,600	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	EPO	$1,288.13	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$1,318.82	$0	$10,500
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,322.71	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$1,331.45	$0	$10,600
HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,340.82	$6,000	$10,600
HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,351.19	$7,500	$10,000
HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Expanded Bronze	EPO	$1,380.10	$6,500	$8,050
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,383.66	$0	$10,600
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$1,418.35	$0	$10,600
Clear Gold Ambetter Health	Gold	EPO	$1,471.57	$1,200	$9,150
Standard Silver Ambetter Health	Silver	EPO	$1,473.96	$6,000	$8,900
Focused Silver Ambetter Health	Silver	EPO	$1,488.72	$6,300	$8,400
Clear Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,506.64	$1,200	$9,150
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$1,509.08	$6,000	$8,900
Standard Gold Ambetter Health	Gold	EPO	$1,509.97	$2,000	$8,200
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$1,524.20	$6,300	$8,400
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,545.96	$2,000	$8,200
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$1,555.61	$6,000	$8,900
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$1,556.13	$5,750	$9,600
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$1,559.26	$6,500	$10,000
Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company	Silver	EPO	$1,562.30	$6,000	$10,150
HeartlandBlue Silver Standard 6000 Blueprint Health Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,570.60	$6,000	$8,900
HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,574.99	$4,500	$9,500
HeartlandBlue Silver 4000 Blueprint Health Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,607.35	$4,000	$8,000
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$1,627.30	$2,000	$8,200
HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,666.52	$5,500	$6,000
HeartlandBlue Gold Standard 2000 Blueprint Health Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,680.52	$2,000	$8,200
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,691.64	$1,500	$7,500
Gold Elite Oscar Insurance Company	Gold	EPO	$1,708.95	$500	$6,500
Elite Gold Ambetter Health	Gold	EPO	$1,712.47	$0	$6,500
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,728.07	$1,000	$5,500
HeartlandBlue Silver Standard 6000 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,737.85	$6,000	$8,900
HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,742.70	$4,500	$9,500
Elite Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$1,753.28	$0	$6,500
HeartlandBlue Silver 4000 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,778.51	$4,000	$8,000
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$1,783.92	$6,000	$8,900
UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	EPO	$1,792.78	$3,500	$8,900
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$1,817.04	$2,000	$8,200
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,818.53	$6,000	$8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,827.47	$3,500	$8,900
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$1,828.79	$0	$10,600
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$1,841.23	$1,750	$8,200
HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Silver	EPO	$1,843.98	$5,500	$6,000
HeartlandBlue Gold Standard 2000 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,859.47	$2,000	$8,200
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$1,863.38	$0	$10,600
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,871.78	$1,500	$7,500
Medica Insure Bronze Share Medica	Expanded Bronze	EPO	$1,877.98	$8,000	$10,600
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$1,905.08	$0	$7,700
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision Blue Cross and Blue Shield of Nebraska	Gold	EPO	$1,912.08	$1,000	$5,500
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$1,939.68	$0	$7,700
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$2,040.54	$7,500	$10,000
Medica Insure Bronze Premier Medica	Expanded Bronze	EPO	$2,099.37	$2,000	$10,600
Medica Insure Gold $0 Copay PCP Visits Medica	Gold	EPO	$2,659.80	$1,500	$8,800
Medica Insure Silver $0 Copay PCP Visits Medica	Silver	EPO	$2,717.83	$3,500	$10,450
Medica Insure Gold Share Medica	Gold	EPO	$2,738.32	$2,500	$5,900
Medica Insure Silver Share Medica	Silver	EPO	$2,788.48	$3,525	$8,850
Medica Insure Gold Standard Medica	Gold	EPO	$2,791.11	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$2,826.56	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Richardson County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.