QHP Index

Silver plans in Shelby County

41 Silver plans sold in Shelby County, Ohio, from 7 insurers, priced at age 30.

What people in Shelby County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Shelby County listed at $664 a month and the average person paid $209 after the advance premium tax credit.

369 of the 1,859 people who enrolled here — 19.8% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Silver Classic Standard
Oscar Health Insurance
SilverHMO $475.65 $6,000 $8,900
Silver $5,800 w/ Virtual & Wellness ON-EX
MedMutual
SilverHMO $476.43 $5,800 $9,800
Silver Simple PCP Saver
Oscar Health Insurance
SilverHMO $476.78 $5,750 $10,150
Silver Simple Diabetes
Oscar Health Insurance
SilverHMO $477.24 $6,500 $10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance
SilverHMO $477.41 $6,200 $9,600
Silver Simple Chronic Care CKM
Oscar Health Insurance
SilverHMO $481.85 $5,900 $10,150
Silver Elite Saver Plus
Oscar Health Insurance
SilverHMO $482.87 $0 $9,750
Silver Simple Women's Health with Menopause Benefits
Oscar Health Insurance
SilverHMO $486.16 $6,000 $10,150
Silver Standard w/ Virtual & Wellness
MedMutual
SilverHMO $488.02 $6,000 $8,900
Silver $5,000 w/ Virtual & Wellness ON-EX
MedMutual
SilverHMO $488.39 $5,000 $8,500
Silver $5,000 w/ Adult Dental ON-EX
MedMutual
SilverHMO $498.12 $5,000 $8,500
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
SilverHMO $515.61 $5,000 $8,950
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
SilverHMO $523.95 $6,000 $8,900
Standard Silver
Ambetter from Buckeye Health Plan
SilverHMO $530.31 $6,000 $8,900
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
SilverHMO $534.90 $4,000 $9,200
Complete Silver
Ambetter from Buckeye Health Plan
SilverHMO $539.20 $5,950 $8,850
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
SilverHMO $540.21 $4,000 $9,200
Standard Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan
SilverHMO $546.65 $6,000 $8,900
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare
SilverHMO $555.07 $7,000 $10,150
Molina Silver Smart Heart Health
Molina Healthcare
SilverHMO $555.35 $6,000 $8,990
Complete Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan
SilverHMO $555.81 $5,950 $8,850
Molina Silver Core
Molina Healthcare
SilverHMO $556.45 $6,000 $8,990
Anthem Silver Pathway 5500 for HSA
Anthem Blue Cross and Blue Shield
SilverHMO $559.36 $5,500 $5,500
Molina Silver Core Plus with Adult Vision
Molina Healthcare
SilverHMO $560.68 $6,000 $8,990
Molina Silver Standard
Molina Healthcare
SilverHMO $564.88 $6,000 $8,900
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
SilverHMO $575.16 $6,000 $8,990
Low Premium Silver 6200 $3 Generic Drugs
CareSource
SilverHMO $594.23 $6,200 $9,800
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
CareSource
SilverHMO $598.31 $6,200 $9,800
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
CareSource
SilverHMO $610.85 $5,000 $9,500
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
CareSource
SilverHMO $613.05 $5,000 $9,500
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverHMO $614.05 $6,000 $8,900
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
SilverHMO $614.92 $5,000 $9,500
Silver 6000 $20 Generic Drugs
CareSource
SilverHMO $615.34 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
UnitedHealthcare
SilverHMO $617.11 $3,250 $10,600
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
SilverHMO $617.12 $5,000 $9,500
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
CareSource
SilverHMO $619.27 $6,000 $8,900
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverHMO $621.72 $0 $9,800
UHC Silver Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
SilverHMO $627.74 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
SilverHMO $630.81 $3,250 $10,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverHMO $635.42 $0 $9,800
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
CareSource
SilverHMO $707.57 $5,500 $5,500

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Shelby County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.