Marketplace health plans in Payne County

Name: Marketplace health plans in Payne County, OK: all 62
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

62 plans sold in Payne County, Oklahoma, from 5 insurers, priced at age 21.

What people in Payne County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Payne County listed at $683 a month and the average person paid $161 after the advance premium tax credit.

653 of the 3,368 people who enrolled here — 19.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
CommunityCare Catastrophic CommunityCare	Catastrophic	HMO	$233.99	$10,600	$10,600
Everyday Bronze Ambetter of Oklahoma	Expanded Bronze	PPO	$366.75	$8,450	$10,150
Standard Expanded Bronze Ambetter of Oklahoma	Expanded Bronze	PPO	$366.99	$7,500	$10,000
CommunityCare Expanded Bronze Standardized CommunityCare	Expanded Bronze	HMO	$379.25	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter of Oklahoma	Expanded Bronze	PPO	$382.36	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Oklahoma	Expanded Bronze	PPO	$382.62	$7,500	$10,000
CommunityCare Bronze IH223 CommunityCare	Expanded Bronze	HMO	$385.53	$5,000	$7,500
CommunityCare Bronze IH224 CommunityCare	Expanded Bronze	HMO	$387.36	$7,150	$7,150
Elite Bronze Ambetter of Oklahoma	Expanded Bronze	PPO	$423.57	$0	$10,500
UHC Bronze Essential (No Referrals) UnitedHealthcare	Bronze	HMO	$429.55	$10,600	$10,600
Elite Bronze + Vision + Adult Dental Ambetter of Oklahoma	Expanded Bronze	PPO	$441.61	$0	$10,500
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$445.20	$7,500	$10,000
Blue Advantage Bronze PPO℠ 202 Blue Cross and Blue Shield of Oklahoma	Bronze	PPO	$449.99	$6,800	$10,600
MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health	Expanded Bronze	HMO	$455.44	$4,950	$10,150
Standard Silver Ambetter of Oklahoma	Silver	PPO	$457.99	$6,000	$8,900
Focused Silver Ambetter of Oklahoma	Silver	PPO	$463.47	$6,300	$8,400
UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$464.20	$7,500	$10,000
MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) Mending Health	Expanded Bronze	HMO	$464.43	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$468.20	$0	$10,600
Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of Oklahoma	Silver	PPO	$471.74	$5,900	$8,150
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Oklahoma	Silver	PPO	$472.34	$5,000	$8,650
Standard Silver + Vision + Adult Dental Ambetter of Oklahoma	Silver	PPO	$477.49	$6,000	$8,900
Blue Advantage Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Expanded Bronze	PPO	$478	$7,500	$10,000
Focused Silver + Vision + Adult Dental Ambetter of Oklahoma	Silver	PPO	$483.21	$6,300	$8,400
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma	Silver	PPO	$491.83	$5,900	$8,150
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Oklahoma	Silver	PPO	$492.46	$5,000	$8,650
CommunityCare Silver Standardized CommunityCare	Silver	HMO	$492.95	$6,000	$8,900
CommunityCare Gold L21 CommunityCare	Gold	HMO	$496.88	$3,800	$7,500
CommunityCare Gold Standardized CommunityCare	Gold	HMO	$497.28	$2,000	$8,200
Standard Gold Ambetter of Oklahoma	Gold	PPO	$497.98	$2,000	$8,200
CommunityCare Silver SLIH223 CommunityCare	Silver	HMO	$497.99	$6,600	$7,800
CommunityCare Silver L21 CommunityCare	Silver	HMO	$498.68	$7,000	$7,600
CommunityCare Gold IH221 CommunityCare	Gold	HMO	$499.95	$1,100	$8,500
Everyday Gold Ambetter of Oklahoma	Gold	PPO	$506.73	$800	$7,250
Blue Advantage Bronze PPO℠ 203 Blue Cross and Blue Shield of Oklahoma	Expanded Bronze	PPO	$513.32	$4,500	$8,300
Standard Gold + Vision + Adult Dental Ambetter of Oklahoma	Gold	PPO	$519.19	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter of Oklahoma	Gold	PPO	$528.31	$800	$7,250
Elite Gold Ambetter of Oklahoma	Gold	PPO	$573.34	$0	$6,500
MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) Mending Health	Gold	HMO	$580.80	$0	$8,800
MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) Mending Health	Silver	HMO	$584.80	$2,300	$10,150
Blue Advantage Gold PPO℠ 309 Blue Cross and Blue Shield of Oklahoma	Gold	PPO	$590.70	$1,050	$10,600
Elite Gold + Vision + Adult Dental Ambetter of Oklahoma	Gold	PPO	$597.76	$0	$6,500
Blue Advantage Gold PPO℠ 604 Blue Cross and Blue Shield of Oklahoma	Gold	PPO	$607.34	$1,100	$8,600
Blue Advantage Silver PPO℠ 501 Blue Cross and Blue Shield of Oklahoma	Silver	PPO	$607.70	$3,500	$10,600
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$608.93	$6,000	$8,900
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$610.25	$2,000	$8,200
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$613.75	$2,900	$9,500
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	HMO	$616.40	$2,000	$7,000
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$621.08	$2,600	$9,200
Blue Advantage Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Gold	PPO	$628.56	$2,000	$8,200
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$632.74	$2,900	$9,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$635.40	$2,000	$7,000
Blue Advantage Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Silver	PPO	$639.83	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$640.08	$2,600	$9,200
Blue Preferred Security PPO℠ 200 Blue Cross and Blue Shield of Oklahoma	Catastrophic	PPO	$643.06	$10,600	$10,600
Blue Advantage Silver PPO℠ 204 Blue Cross and Blue Shield of Oklahoma	Silver	PPO	$643.65	$1,025	$10,150
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$644.22	$0	$7,000
MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) Mending Health	Gold	HMO	$656.79	$2,000	$8,200
MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) Mending Health	Silver	HMO	$661.27	$6,000	$8,900
Blue Preferred Bronze PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Expanded Bronze	PPO	$698.36	$7,500	$10,000
Blue Preferred Gold PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Gold	PPO	$894.36	$2,000	$8,200
Blue Preferred Silver PPO℠ Standard Blue Cross and Blue Shield of Oklahoma	Silver	PPO	$921.04	$6,000	$8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Payne County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.