QHP Index

Gold plans in Benton County

16 Gold plans sold in Benton County, Tennessee, from 5 insurers, priced at age 50.

What people in Benton County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Benton County listed at $955 a month and the average person paid $132 after the advance premium tax credit.

506 of the 1,398 people who enrolled here — 36.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
Gold Classic Standard
Oscar Insurance Company
GoldEPO $995.65 $2,000 $8,200
Gold Elite
Oscar Insurance Company
GoldEPO $1,039.52 $500 $7,000
BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ®
BlueCross BlueShield of Tennessee
GoldEPO $1,045.83 $2,000 $8,200
Standard Gold
Ambetter of Tennessee
GoldEPO $1,054.91 $2,000 $8,200
Everyday Gold
Ambetter of Tennessee
GoldEPO $1,069.72 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter of Tennessee
GoldEPO $1,083.94 $2,000 $8,200
Connect Gold CMS Standard
Cigna Healthcare
GoldEPO $1,089.94 $2,000 $8,200
Connect Gold 1500 Indiv Med Deductible
Cigna Healthcare
GoldEPO $1,095.78 $1,500 $7,400
Everyday Gold + Vision + Adult Dental
Ambetter of Tennessee
GoldEPO $1,099.16 $800 $7,250
UHC Gold Advantage (Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldEPO $1,116.75 $2,000 $8,500
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $1,122.88 $2,000 $8,200
BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®
BlueCross BlueShield of Tennessee
GoldEPO $1,126.97 $2,000 $8,200
UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $1,145.14 $2,000 $8,500
UHC Gold Copay Focus (Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldEPO $1,150.03 $0 $8,500
Elite Gold
Ambetter of Tennessee
GoldEPO $1,197.68 $0 $6,500
Elite Gold + Vision + Adult Dental
Ambetter of Tennessee
GoldEPO $1,230.64 $0 $6,500

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Benton County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.